{"id":49596,"date":"2025-10-01T13:57:32","date_gmt":"2025-10-01T11:57:32","guid":{"rendered":"https:\/\/harlander-partner.eu\/aksidente-sportive\/sigurimi-i-mbrojtjes-ligjore-ne-nje-aksident-skish\/"},"modified":"2025-11-25T15:03:57","modified_gmt":"2025-11-25T14:03:57","slug":"sigurimi-i-mbrojtjes-ligjore-ne-nje-aksident-skish","status":"publish","type":"page","link":"https:\/\/harlander-partner.eu\/sq\/aksidente-sportive\/sigurimi-i-mbrojtjes-ligjore-ne-nje-aksident-skish\/","title":{"rendered":"Sigurimi i mbrojtjes ligjore n\u00eb nj\u00eb aksident skish"},"content":{"rendered":"\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2>Sigurimi i mbrojtjes ligjore<\/h2><ul><li><a href=\"#h-rechtschutzversicherung\" data-level=\"2\">Sigurimi i mbrojtjes ligjore<\/a><\/li><li><a href=\"#h-deckungsumfang\" data-level=\"2\">Fush\u00ebveprimi i mbulimit<\/a><\/li><li><a href=\"#h-obliegenheiten-des-versicherungsnehmers\" data-level=\"2\">Detyrimet e t\u00eb siguruarit<\/a><\/li><li><a href=\"#h-ausschlusse\" data-level=\"2\">P\u00ebrjashtimet<\/a><\/li><li><a href=\"#h-ablauf-des-rechtsschutzfalles\" data-level=\"2\">Procedura e rastit t\u00eb mbrojtjes ligjore<\/a><\/li><li><a href=\"#h-wartezeiten-und-selbstbehalt\" data-level=\"2\">Periudhat e pritjes dhe vet\u00ebpjes\u00ebmarrja<\/a><\/li><li><a href=\"#h-praktische-bedeutung\" data-level=\"2\">R\u00ebnd\u00ebsia praktike<\/a><\/li><li><a href=\"#h-ihre-vorteile-mit-anwaltlicher-unterstutzung\" data-level=\"2\">Avantazhet tuaja me mb\u00ebshtetje ligjore<\/a><\/li><li><a href=\"#h-haufig-gestellte-fragen-faq\" data-level=\"2\">Pyetje t\u00eb shpeshta \u2013 FAQ<\/a><\/li><\/ul><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-rechtschutzversicherung\">Sigurimi i mbrojtjes ligjore<\/h2>\n\n<p class=\"wp-block-paragraph\">Sigurimi i mbrojtjes ligjore \u00ebsht\u00eb nj\u00eb sigurim q\u00eb mbulon shpenzimet p\u00ebr mbrojtjen e interesave ligjore. K\u00ebtu p\u00ebrfshihen ve\u00e7an\u00ebrisht shpenzimet e avokatit, tarifat gjyq\u00ebsore, shpenzimet e ekspert\u00ebve, si dhe shpenzimet e pal\u00ebs kund\u00ebrshtare, n\u00ebse k\u00ebto duhet t\u00eb rimbursohen. Mbulimi i sigurimit vlen n\u00eb fushat e jet\u00ebs t\u00eb p\u00ebrcaktuara n\u00eb kontrat\u00eb, si jeta private, profesioni, trafiku ose banimi. Q\u00ebllimi i sigurimit t\u00eb mbrojtjes ligjore \u00ebsht\u00eb t\u00eb siguroj\u00eb qasjen n\u00eb drejt\u00ebsi pavar\u00ebsisht nga situata financiare individuale.   <\/p>\n\n<div class=\"wp-block-uagb-container uagb-block-3019fe8e alignfull uagb-is-root-container\">\n<div class=\"wp-block-uagb-container uagb-block-32585033\">\n<p class=\"wp-block-paragraph\">Sigurimi i mbrojtjes ligjore mbulon shpenzimet e avokatit dhe gjyq\u00ebsore n\u00eb fushat ligjore t\u00eb dakorduara.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-45819ab6\"><picture>\r\n\t\t<source srcset=\"https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-352x198.webp\" >\r\n\t\t<img decoding=\"async\" class=\"mr-picture-small\" src=\"https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung.webp\" alt=\"Sigurimi i mbrojtjes ligjore shpjegon sh\u00ebrbimet, detyrimet, p\u00ebrjashtimet dhe si t'i siguroni t\u00eb drejtat tuaja me ndihm\u00ebn e avokatit\" >\r\n\t<\/picture>\n<\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-deckungsumfang\">Fush\u00ebveprimi i mbulimit<\/h2>\n\n<p class=\"wp-block-paragraph\">Fush\u00ebveprimi i nj\u00eb sigurimi t\u00eb mbrojtjes ligjore \u00ebsht\u00eb i nd\u00ebrtuar n\u00eb m\u00ebnyr\u00eb modulare dhe rregullisht p\u00ebrfshin fusha t\u00eb ndryshme. N\u00eb <strong>mbrojtjen ligjore private<\/strong> b\u00ebhet fjal\u00eb p\u00ebr konflikte t\u00eb p\u00ebrditshme, si p.sh. n\u00eb kontratat e shitjes ose k\u00ebrkesat p\u00ebr d\u00ebmshp\u00ebrblim. <strong>Mbrojtja ligjore profesionale<\/strong> mbron punonj\u00ebsit n\u00eb mosmarr\u00ebveshjet me pun\u00ebdh\u00ebn\u00ebsin, p\u00ebr shembull n\u00eb rastet e pushimeve nga puna ose k\u00ebrkesave t\u00eb prapambetura p\u00ebr pag\u00eb. <strong>Mbrojtja ligjore e trafikut<\/strong> \u00ebsht\u00eb ve\u00e7an\u00ebrisht relevante n\u00eb praktik\u00eb, pasi ajo vlen pas aksidenteve rrugore, mosmarr\u00ebveshjeve me sigurimet ose n\u00eb rastet e gjobave administrative.   <\/p>\n\n<p class=\"wp-block-paragraph\">Me r\u00ebnd\u00ebsi t\u00eb ve\u00e7ant\u00eb \u00ebsht\u00eb <strong>mbrojtja ligjore penale<\/strong>. Ajo p\u00ebrfshin mbrojtjen n\u00eb procedurat penale, kryesisht n\u00eb rastet e veprave penale nga pakujdesia. Shum\u00eb kontrata parashikojn\u00eb edhe nj\u00eb mbulim t\u00eb zgjeruar, n\u00eb m\u00ebnyr\u00eb q\u00eb procedurat p\u00ebr vepra penale me dashje t\u00eb mbulohen t\u00eb pakt\u00ebn deri n\u00eb nj\u00eb pafaj\u00ebsi ose nd\u00ebrprerje. S\u00eb fundi, ekziston <strong>mbrojtja ligjore e banesave dhe pronave<\/strong>, e cila mbulon konfliktet e qiras\u00eb dhe pron\u00ebsis\u00eb.   <\/p>\n\n<p class=\"wp-block-paragraph\">Disa ofrues e zgjerojn\u00eb ofert\u00ebn me fusha si e drejta familjare, e drejta e trash\u00ebgimis\u00eb ose e drejta administrative. Megjithat\u00eb, k\u00ebta komponent\u00eb shpesh kan\u00eb kufizime dhe nuk p\u00ebrfshihen n\u00eb \u00e7do kontrat\u00eb. <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-obliegenheiten-des-versicherungsnehmers\">Detyrimet e t\u00eb siguruarit<\/h2>\n\n<p class=\"wp-block-paragraph\">Q\u00eb sigurimi t\u00eb ofroj\u00eb v\u00ebrtet sh\u00ebrbime, t\u00eb siguruarit duhet t\u00eb respektojn\u00eb detyrime t\u00eb caktuara. Ve\u00e7an\u00ebrisht e r\u00ebnd\u00ebsishme \u00ebsht\u00eb njoftimi i menj\u00ebhersh\u00ebm i rastit t\u00eb sigurimit. Vet\u00ebm k\u00ebshtu siguruesi mund t\u00eb kontrolloj\u00eb n\u00eb koh\u00eb n\u00ebse ekziston mbulimi. P\u00ebrpara se t\u00eb angazhohet nj\u00eb avokat, duhet t\u00eb merret edhe nj\u00eb <strong>premtim mbulimi<\/strong>. Pa k\u00ebt\u00eb premtim, ekziston rreziku q\u00eb shpenzimet t\u00eb mos rimbursohen.    <\/p>\n\n<p class=\"wp-block-paragraph\">I siguruari \u00ebsht\u00eb i detyruar t\u00eb paraqes\u00eb faktet me v\u00ebrtet\u00ebsi dhe plot\u00ebsisht, si dhe t\u00eb dor\u00ebzoj\u00eb t\u00eb gjitha dokumentet p\u00ebrkat\u00ebse. Ai duhet t\u00eb bashk\u00ebpunoj\u00eb me siguruesin n\u00eb rastet e marr\u00ebveshjeve ose zgjidhjeve jasht\u00ebgjyq\u00ebsore dhe nuk duhet t\u00eb shkaktoj\u00eb shpenzime t\u00eb panevojshme. Shkeljet e k\u00ebtyre detyrimeve, si p.sh. nj\u00eb njoftim i vonuar ose informacione t\u00eb rreme, mund t\u00eb \u00e7ojn\u00eb n\u00eb lirimin e siguruesit nga detyrimi p\u00ebr t\u00eb ofruar sh\u00ebrbime.  <\/p>\n    <div class=\"mr-quote mrbg clearfix\">\n        <a class=\"mr-quote-person\" href=\"\/ueber-uns\/rechtsanwalt-peter-harlander\/\" title=\"Rechtsanwalt Peter Harlander\">\n            <img decoding=\"async\" class=\"mr-quote-person-img\" src=\"https:\/\/harlander-partner.eu\/wp-content\/themes\/harlander\/design\/ph100.webp\" width=\"100\"\n                 height=\"100\" loading=\"lazy\" alt=\"Rechtsanwalt Peter Harlander\">\n            <span class=\"mr-quote-person-text\">\n            Peter Harlander<br>\n            <span class=\"mr-quote-person-function\">Harlander &amp; Partner Rechtsanw\u00e4lte<\/span>\n        <\/span>\n        <\/a>\n        <span class=\"mr-quote-content\">\u201eDie rechtzeitige Deckungsanfrage entscheidet in vielen F\u00e4llen dar\u00fcber, ob der Versicherer leistet \u2013 hier ist professionelle Unterst\u00fctzung besonders wertvoll.\u201c<\/span>\n    <\/div>\n<a class=\"mr-cta-link mr-cta-button-cal\" href=\"#h2-booking\" title=\"Konsultim fillestar falas\"><span class=\"mr-cta-link-normal\">Zgjidhni tani dat\u00ebn e d\u00ebshiruar:<\/span><span class=\"mr-cta-link-bold\">Konsultim fillestar falas<\/span><\/a>\n\n<h2 class=\"wp-block-heading\" id=\"h-ausschlusse\">P\u00ebrjashtimet<\/h2>\n\n<p class=\"wp-block-paragraph\">Mbulimi i sigurimit ka kufizime t\u00eb qarta. Rregullisht p\u00ebrjashtohen rastet e shkaktuara me dashje, si dhe veprat penale t\u00eb r\u00ebnda me dashje. Edhe mosmarr\u00ebveshjet nga fusha si e drejta tatimore ose e drejta e shoq\u00ebrive shpesh nuk mbulohen, n\u00ebse nuk jan\u00eb siguruar shprehimisht. Procedurat q\u00eb ishin t\u00eb parashikueshme para lidhjes s\u00eb kontrat\u00ebs, gjithashtu nuk mbulohen. S\u00eb fundi, siguruesi mund t\u00eb refuzoj\u00eb mbulimin e shpenzimeve, n\u00ebse nj\u00eb procedur\u00eb nuk ka shanse t\u00eb mjaftueshme p\u00ebr sukses ose kryhet qartazi me dashje.    <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-ablauf-des-rechtsschutzfalles\">Procedura e rastit t\u00eb mbrojtjes ligjore<\/h2>\n\n<p class=\"wp-block-paragraph\">N\u00ebse ndodh nj\u00eb rast sigurimi, fillimisht b\u00ebhet njoftimi te siguruesi. M\u00eb pas, ky i fundit kontrollon n\u00ebse jan\u00eb plot\u00ebsuar kushtet p\u00ebr mbulim. N\u00ebse mbulimi pranohet, siguruesi l\u00ebshon nj\u00eb premtim me shkrim. Vet\u00ebm pas k\u00ebsaj duhet t\u00eb angazhohet nj\u00eb avokat p\u00ebr p\u00ebrfaq\u00ebsim, n\u00eb m\u00ebnyr\u00eb q\u00eb t\u00eb sigurohet mbulimi i shpenzimeve. Gjat\u00eb procedur\u00ebs n\u00eb vazhdim, sigurimi mbulon shpenzimet e dakorduara dhe, n\u00ebse \u00ebsht\u00eb e nevojshme, mund t\u00eb mund\u00ebsoj\u00eb edhe financimin e nj\u00eb nd\u00ebrmjet\u00ebsimi.    <\/p>\n\n<p class=\"wp-block-paragraph\">N\u00ebse ka mosmarr\u00ebveshje midis siguruesit dhe t\u00eb siguruarit p\u00ebr shanset e suksesit, \u00ebsht\u00eb n\u00eb dispozicion e ashtuquajtura <strong>procedur\u00eb e vendimit p\u00ebrfundimtar<\/strong>. K\u00ebtu, nj\u00eb avokat i pavarur vendos n\u00eb m\u00ebnyr\u00eb detyruese n\u00ebse rasti ka shanse t\u00eb mjaftueshme p\u00ebr sukses. <\/p>\n<a class=\"mr-cta-link mr-cta-button-cal\" href=\"#h2-booking\" title=\"Konsultim fillestar falas\"><span class=\"mr-cta-link-normal\">Zgjidhni tani dat\u00ebn e d\u00ebshiruar:<\/span><span class=\"mr-cta-link-bold\">Konsultim fillestar falas<\/span><\/a>\n\n<h2 class=\"wp-block-heading\" id=\"h-wartezeiten-und-selbstbehalt\">Periudhat e pritjes dhe vet\u00ebpjes\u00ebmarrja<\/h2>\n\n<p class=\"wp-block-paragraph\">N\u00eb shum\u00eb kontrata parashikohet nj\u00eb periudh\u00eb pritjeje, shpesh tre deri n\u00eb gjasht\u00eb muaj. Gjat\u00eb k\u00ebsaj kohe, mbulimi i sigurimit p\u00ebr mosmarr\u00ebveshjet e reja nuk vlen ende. K\u00ebshtu parandalohet p\u00ebrfshirja e konflikteve tashm\u00eb t\u00eb njohura n\u00eb mbulimin e sigurimit. P\u00ebrve\u00e7 k\u00ebsaj, shum\u00eb kontrata parashikojn\u00eb nj\u00eb vet\u00ebpjes\u00ebmarrje, e cila duhet t\u00eb mbulohet nga i siguruari p\u00ebr \u00e7do rast. Shuma t\u00eb zakonshme jan\u00eb midis 150 \u20ac dhe 300 \u20ac.    <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-praktische-bedeutung\">R\u00ebnd\u00ebsia praktike<\/h2>\n\n<p class=\"wp-block-paragraph\">Sigurimi i mbrojtjes ligjore krijon siguri financiare n\u00eb mosmarr\u00ebveshjet ligjore. Pa sigurim, edhe vlera t\u00eb vogla t\u00eb mosmarr\u00ebveshjeve mund t\u00eb \u00e7ojn\u00eb n\u00eb shpenzime t\u00eb konsiderueshme, t\u00eb cilat i pengojn\u00eb t\u00eb prekurit nga rruga ligjore. Me mbulim sigurimi, k\u00ebrkesat e ligjshme mund t\u00eb zbatohen dhe k\u00ebrkesat e pabazuara mund t\u00eb refuzohen, pa u b\u00ebr\u00eb rreziku i pap\u00ebrballuesh\u00ebm. Ve\u00e7an\u00ebrisht n\u00eb procedurat komplekse ose t\u00eb zgjatura, b\u00ebhet e qart\u00eb se sigurimi \u00ebsht\u00eb nj\u00eb instrument thelb\u00ebsor p\u00ebr mbrojtjen e t\u00eb drejtave.   <\/p>\n    <div class=\"mr-quote mrbg clearfix\">\n        <a class=\"mr-quote-person\" href=\"\/ueber-uns\/rechtsanwalt-sebastian-riedlmair\/\" title=\"Rechtsanwalt Sebastian Riedlmair\">\n            <img decoding=\"async\" class=\"mr-quote-person-img\" src=\"https:\/\/harlander-partner.eu\/wp-content\/themes\/harlander\/design\/sr100.webp\" width=\"100\"\n                 height=\"100\" loading=\"lazy\" alt=\"Rechtsanwalt Sebastian Riedlmair\">\n            <span class=\"mr-quote-person-text\">\n            Sebastian Riedlmair<br>\n            <span class=\"mr-quote-person-function\">Harlander &amp; Partner Rechtsanw\u00e4lte<\/span>\n        <\/span>\n        <\/a>\n        <span class=\"mr-quote-content\">\u201eRechtsschutz ist kein Luxus, sondern ein elementares Sicherheitsnetz, das es erlaubt, berechtigte Anspr\u00fcche ohne finanzielles Risiko durchzusetzen.\u201c<\/span>\n    <\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-ihre-vorteile-mit-anwaltlicher-unterstutzung\">Avantazhet tuaja me mb\u00ebshtetje ligjore<\/h2>\n\n<p class=\"wp-block-paragraph\">Zyra jon\u00eb ligjore ju mb\u00ebshtet plot\u00ebsisht n\u00eb t\u00eb gjitha \u00e7\u00ebshtjet q\u00eb lidhen me sigurimin e mbrojtjes ligjore. Ne kontrollojm\u00eb n\u00ebse rasti juaj mbulohet nga sigurimi, marrim p\u00ebrsip\u00ebr komunikimin me siguruesin dhe sigurojm\u00eb marrjen n\u00eb koh\u00eb t\u00eb premtimit t\u00eb mbulimit. P\u00ebrve\u00e7 k\u00ebsaj, ne ju p\u00ebrfaq\u00ebsojm\u00eb n\u00eb procedurat civile dhe penale dhe sigurojm\u00eb q\u00eb k\u00ebrkesat tuaja t\u00eb mos rrezikohen nga gabime formale ose humbje afatesh.  <\/p>\n<a class=\"mr-cta-link mr-cta-button-cal\" href=\"#h2-booking\" title=\"Konsultim fillestar falas\"><span class=\"mr-cta-link-normal\">Zgjidhni tani dat\u00ebn e d\u00ebshiruar:<\/span><span class=\"mr-cta-link-bold\">Konsultim fillestar falas<\/span><\/a>\n\n<h2 class=\"wp-block-heading\" id=\"h-haufig-gestellte-fragen-faq\">Pyetje t\u00eb shpeshta \u2013 FAQ<\/h2>\n<div class=\"wp-block-uagb-faq uagb-faq__outer-wrap uagb-block-972c8b74 uagb-faq-icon-row uagb-faq-layout-accordion uagb-faq-expand-first-true uagb-faq-inactive-other-true uagb-faq__wrap uagb-buttons-layout-wrap uagb-faq-equal-height     \" data-faqtoggle=\"true\" role=\"tablist\"><script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"@id\":\"https:\\\/\\\/harlander-partner.eu\\\/sq\\\/aksidente-sportive\\\/sigurimi-i-mbrojtjes-ligjore-ne-nje-aksident-skish\\\/\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Kur vlen sigurimi i mbrojtjes ligjore?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Sigurimi i mbrojtjes ligjore vlen sapo t\\u00eb ndodh\\u00eb nj\\u00eb rast mbrojtjeje ligjore n\\u00eb nj\\u00eb fush\\u00eb t\\u00eb siguruar. K\\u00ebtu p\\u00ebrfshihen, p\\u00ebr shembull, mosmarr\\u00ebveshjet nga kontratat, mosmarr\\u00ebveshjet e s\\u00eb drejt\\u00ebs s\\u00eb pun\\u00ebs, aksidentet rrugore ose hetimet penale. Kusht \\u00ebsht\\u00eb q\\u00eb rasti i sigurimit t\\u00eb ket\\u00eb ndodhur pas skadimit t\\u00eb periudh\\u00ebs s\\u00eb pritjes s\\u00eb dakorduar.  \"}},{\"@type\":\"Question\",\"name\":\"A duhet ta njoftoj menj\\u00ebher\\u00eb rastin e sigurimit?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Po. Sipas \\u00a7 33 t\\u00eb Ligjit p\\u00ebr Sigurimet (VersVG), i siguruari \\u00ebsht\\u00eb i detyruar t\\u00eb njoftoj\\u00eb menj\\u00ebher\\u00eb ndodhjen e rastit t\\u00eb mbrojtjes ligjore. N\\u00ebse njoftimi b\\u00ebhet me vones\\u00eb, siguruesi mund t\\u00eb lirohet nga detyrimi p\\u00ebr t\\u00eb ofruar sh\\u00ebrbime.  \"}},{\"@type\":\"Question\",\"name\":\"\\u00c7far\\u00eb \\u00ebsht\\u00eb nj\\u00eb premtim mbulimi dhe pse \\u00ebsht\\u00eb i r\\u00ebnd\\u00ebsish\\u00ebm?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Premtimi i mbulimit \\u00ebsht\\u00eb konfirmimi me shkrim nga siguruesi se do t\\u00eb mbuloj\\u00eb shpenzimet p\\u00ebr nj\\u00eb rast t\\u00eb caktuar ligjor. Pa premtim mbulimi, ekziston rreziku q\\u00eb siguruesi t\\u00eb mos mbuloj\\u00eb shpenzimet. \"}},{\"@type\":\"Question\",\"name\":\"A e merr p\\u00ebrsip\\u00ebr zyra ligjore k\\u00ebrkes\\u00ebn p\\u00ebr mbulim?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Po. Ne marrim p\\u00ebrsip\\u00ebr p\\u00ebr ju k\\u00ebrkes\\u00ebn e plot\\u00eb p\\u00ebr mbulim pran\\u00eb sigurimit tuaj t\\u00eb mbrojtjes ligjore dhe sigurojm\\u00eb q\\u00eb t\\u00eb gjitha informacionet e nevojshme t\\u00eb d\\u00ebrgohen n\\u00eb koh\\u00eb dhe plot\\u00ebsisht. \"}},{\"@type\":\"Question\",\"name\":\"Cilat shpenzime mbulon sigurimi i mbrojtjes ligjore?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Rregullisht mbulohen shpenzimet e avokatit, tarifat gjyq\\u00ebsore, shpenzimet e ekspert\\u00ebve dhe, n\\u00ebse \\u00ebsht\\u00eb e nevojshme, edhe shpenzimet e pal\\u00ebs kund\\u00ebrshtare, n\\u00eb mas\\u00ebn q\\u00eb kjo \\u00ebsht\\u00eb r\\u00ebn\\u00eb dakord me kontrat\\u00eb.\"}},{\"@type\":\"Question\",\"name\":\"A ka periudha pritjeje apo vet\\u00ebpjes\\u00ebmarrje?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Shum\\u00eb kontrata p\\u00ebrmbajn\\u00eb periudha pritjeje prej tre deri n\\u00eb gjasht\\u00eb muaj. P\\u00ebrve\\u00e7 k\\u00ebsaj, shpesh dakordohet nj\\u00eb vet\\u00ebpjes\\u00ebmarrje, t\\u00eb cil\\u00ebn i siguruari duhet ta mbuloj\\u00eb vet\\u00eb p\\u00ebr \\u00e7do rast. \"}},{\"@type\":\"Question\",\"name\":\"A mbulohen rastet e shkaktuara me dashje?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Rastet e sigurimit t\\u00eb shkaktuara me dashje dhe veprat penale t\\u00eb r\\u00ebnda me dashje jan\\u00eb rregullisht t\\u00eb p\\u00ebrjashtuara. Megjithat\\u00eb, disa kontrata mbulojn\\u00eb procedurat deri n\\u00eb nj\\u00eb pafaj\\u00ebsi ose nd\\u00ebrprerje. \"}}]}<\/script><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq1 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Kur vlen sigurimi i mbrojtjes ligjore?<\/span><\/div><div class=\"uagb-faq-content\"><p>Sigurimi i mbrojtjes ligjore vlen sapo t\u00eb ndodh\u00eb nj\u00eb rast mbrojtjeje ligjore n\u00eb nj\u00eb fush\u00eb t\u00eb siguruar. K\u00ebtu p\u00ebrfshihen, p\u00ebr shembull, mosmarr\u00ebveshjet nga kontratat, mosmarr\u00ebveshjet e s\u00eb drejt\u00ebs s\u00eb pun\u00ebs, aksidentet rrugore ose hetimet penale. Kusht \u00ebsht\u00eb q\u00eb rasti i sigurimit t\u00eb ket\u00eb ndodhur pas skadimit t\u00eb periudh\u00ebs s\u00eb pritjes s\u00eb dakorduar.  <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq2 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">A duhet ta njoftoj menj\u00ebher\u00eb rastin e sigurimit?<\/span><\/div><div class=\"uagb-faq-content\"><p>Po. Sipas \u00a7 33 t\u00eb Ligjit p\u00ebr Sigurimet (VersVG), i siguruari \u00ebsht\u00eb i detyruar t\u00eb njoftoj\u00eb menj\u00ebher\u00eb ndodhjen e rastit t\u00eb mbrojtjes ligjore. N\u00ebse njoftimi b\u00ebhet me vones\u00eb, siguruesi mund t\u00eb lirohet nga detyrimi p\u00ebr t\u00eb ofruar sh\u00ebrbime.  <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq3 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">\u00c7far\u00eb \u00ebsht\u00eb nj\u00eb premtim mbulimi dhe pse \u00ebsht\u00eb i r\u00ebnd\u00ebsish\u00ebm?<\/span><\/div><div class=\"uagb-faq-content\"><p>Premtimi i mbulimit \u00ebsht\u00eb konfirmimi me shkrim nga siguruesi se do t\u00eb mbuloj\u00eb shpenzimet p\u00ebr nj\u00eb rast t\u00eb caktuar ligjor. Pa premtim mbulimi, ekziston rreziku q\u00eb siguruesi t\u00eb mos mbuloj\u00eb shpenzimet. <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq4 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">A e merr p\u00ebrsip\u00ebr zyra ligjore k\u00ebrkes\u00ebn p\u00ebr mbulim?<\/span><\/div><div class=\"uagb-faq-content\"><p>Po. Ne marrim p\u00ebrsip\u00ebr p\u00ebr ju k\u00ebrkes\u00ebn e plot\u00eb p\u00ebr mbulim pran\u00eb sigurimit tuaj t\u00eb mbrojtjes ligjore dhe sigurojm\u00eb q\u00eb t\u00eb gjitha informacionet e nevojshme t\u00eb d\u00ebrgohen n\u00eb koh\u00eb dhe plot\u00ebsisht. <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq5 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Cilat shpenzime mbulon sigurimi i mbrojtjes ligjore?<\/span><\/div><div class=\"uagb-faq-content\"><p>Rregullisht mbulohen shpenzimet e avokatit, tarifat gjyq\u00ebsore, shpenzimet e ekspert\u00ebve dhe, n\u00ebse \u00ebsht\u00eb e nevojshme, edhe shpenzimet e pal\u00ebs kund\u00ebrshtare, n\u00eb mas\u00ebn q\u00eb kjo \u00ebsht\u00eb r\u00ebn\u00eb dakord me kontrat\u00eb.<\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq6 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">A ka periudha pritjeje apo vet\u00ebpjes\u00ebmarrje?<\/span><\/div><div class=\"uagb-faq-content\"><p>Shum\u00eb kontrata p\u00ebrmbajn\u00eb periudha pritjeje prej tre deri n\u00eb gjasht\u00eb muaj. P\u00ebrve\u00e7 k\u00ebsaj, shpesh dakordohet nj\u00eb vet\u00ebpjes\u00ebmarrje, t\u00eb cil\u00ebn i siguruari duhet ta mbuloj\u00eb vet\u00eb p\u00ebr \u00e7do rast. <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq8 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">A mbulohen rastet e shkaktuara me dashje?<\/span><\/div><div class=\"uagb-faq-content\"><p>Rastet e sigurimit t\u00eb shkaktuara me dashje dhe veprat penale t\u00eb r\u00ebnda me dashje jan\u00eb rregullisht t\u00eb p\u00ebrjashtuara. Megjithat\u00eb, disa kontrata mbulojn\u00eb procedurat deri n\u00eb nj\u00eb pafaj\u00ebsi ose nd\u00ebrprerje. <\/p><\/div><\/div><a class=\"mr-cta-link mr-cta-button-cal\" href=\"#h2-booking\" title=\"Konsultim fillestar falas\"><span class=\"mr-cta-link-normal\">Zgjidhni tani dat\u00ebn e d\u00ebshiruar:<\/span><span class=\"mr-cta-link-bold\">Konsultim fillestar falas<\/span><\/a>\n<\/div>","protected":false},"excerpt":{"rendered":"Sigurimi i mbrojtjes ligjore Sigurimi i mbrojtjes ligjore \u00ebsht\u00eb nj\u00eb sigurim q\u00eb mbulon shpenzimet p\u00ebr mbrojtjen e interesave ligjore. K\u00ebtu p\u00ebrfshihen ve\u00e7an\u00ebrisht shpenzimet e avokatit, tarifat gjyq\u00ebsore, shpenzimet e ekspert\u00ebve, &#8230;","protected":false},"author":25,"featured_media":49599,"parent":44868,"menu_order":30,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","footnotes":""},"categories":[828],"tags":[],"class_list":["post-49596","page","type-page","status-publish","has-post-thumbnail","hentry","category-e-drejta-sportive"],"acf":[],"uagb_featured_image_src":{"full":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung.webp",1920,1080,false],"thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-100x100.webp",100,100,true],"medium":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-800x450.webp",800,450,true],"medium_large":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung.webp",1920,1080,false],"large":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung.webp",1920,1080,false],"1536x1536":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung.webp",1536,864,false],"2048x2048":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung.webp",1920,1080,false],"336x":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-336x189.webp",336,189,true],"352x":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-352x198.webp",352,198,true],"woocommerce_thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-300x300.webp",300,300,true],"woocommerce_single":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-600x338.webp",600,338,true],"woocommerce_gallery_thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-100x100.webp",100,100,true],"yarpp-thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-120x120.webp",120,120,true]},"uagb_author_info":{"display_name":"Simon Prem","author_link":"https:\/\/harlander-partner.eu\/sq\/author\/simon-prem\/"},"uagb_comment_info":0,"uagb_excerpt":"Sigurimi i mbrojtjes ligjore Sigurimi i mbrojtjes ligjore \u00ebsht\u00eb nj\u00eb sigurim q\u00eb mbulon shpenzimet p\u00ebr mbrojtjen e interesave ligjore. K\u00ebtu p\u00ebrfshihen ve\u00e7an\u00ebrisht shpenzimet e avokatit, tarifat gjyq\u00ebsore, shpenzimet e ekspert\u00ebve, ...","_links":{"self":[{"href":"https:\/\/harlander-partner.eu\/sq\/wp-json\/wp\/v2\/pages\/49596","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/harlander-partner.eu\/sq\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/harlander-partner.eu\/sq\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/sq\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/sq\/wp-json\/wp\/v2\/comments?post=49596"}],"version-history":[{"count":0,"href":"https:\/\/harlander-partner.eu\/sq\/wp-json\/wp\/v2\/pages\/49596\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/sq\/wp-json\/wp\/v2\/pages\/44868"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/sq\/wp-json\/wp\/v2\/media\/49599"}],"wp:attachment":[{"href":"https:\/\/harlander-partner.eu\/sq\/wp-json\/wp\/v2\/media?parent=49596"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/harlander-partner.eu\/sq\/wp-json\/wp\/v2\/categories?post=49596"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/harlander-partner.eu\/sq\/wp-json\/wp\/v2\/tags?post=49596"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}