{"id":49611,"date":"2025-10-01T13:57:32","date_gmt":"2025-10-01T11:57:32","guid":{"rendered":"https:\/\/harlander-partner.eu\/sportove-urazy\/poistenie-pravnej-ochrany-pri-lyziarskej-nehode\/"},"modified":"2025-11-25T15:04:21","modified_gmt":"2025-11-25T14:04:21","slug":"poistenie-pravnej-ochrany-pri-lyziarskej-nehode","status":"publish","type":"page","link":"https:\/\/harlander-partner.eu\/sk\/sportove-urazy\/poistenie-pravnej-ochrany-pri-lyziarskej-nehode\/","title":{"rendered":"Poistenie pr\u00e1vnej ochrany pri ly\u017eiarskej nehode"},"content":{"rendered":"\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2>Poistenie pr\u00e1vnej ochrany<\/h2><ul><li><a href=\"#h-rechtschutzversicherung\" data-level=\"2\">Poistenie pr\u00e1vnej ochrany<\/a><\/li><li><a href=\"#h-deckungsumfang\" data-level=\"2\">Rozsah krytia<\/a><\/li><li><a href=\"#h-obliegenheiten-des-versicherungsnehmers\" data-level=\"2\">Povinnosti poistn\u00edka<\/a><\/li><li><a href=\"#h-ausschlusse\" data-level=\"2\">V\u00fdluky<\/a><\/li><li><a href=\"#h-ablauf-des-rechtsschutzfalles\" data-level=\"2\">Priebeh pr\u00edpadu pr\u00e1vnej ochrany<\/a><\/li><li><a href=\"#h-wartezeiten-und-selbstbehalt\" data-level=\"2\">\u010cakacie doby a spolu\u00fa\u010das\u0165<\/a><\/li><li><a href=\"#h-praktische-bedeutung\" data-level=\"2\">Praktick\u00fd v\u00fdznam<\/a><\/li><li><a href=\"#h-ihre-vorteile-mit-anwaltlicher-unterstutzung\" data-level=\"2\">Va\u0161e v\u00fdhody s pr\u00e1vnou podporou<\/a><\/li><li><a href=\"#h-haufig-gestellte-fragen-faq\" data-level=\"2\">\u010casto kladen\u00e9 ot\u00e1zky \u2013 FAQ<\/a><\/li><\/ul><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-rechtschutzversicherung\">Poistenie pr\u00e1vnej ochrany<\/h2>\n\n<p class=\"wp-block-paragraph\">Poistenie pr\u00e1vnej ochrany je poistenie, ktor\u00e9 pokr\u00fdva n\u00e1klady na uplat\u0148ovanie pr\u00e1vnych z\u00e1ujmov. Patria sem najm\u00e4 n\u00e1klady na pr\u00e1vnika, s\u00fadne poplatky, n\u00e1klady na znalcov, ako aj n\u00e1klady protistrany, ak musia by\u0165 nahraden\u00e9. Poistn\u00e9 krytie plat\u00ed v \u017eivotn\u00fdch oblastiach dohodnut\u00fdch v zmluve, ako s\u00fa s\u00fakromn\u00fd \u017eivot, povolanie, doprava alebo b\u00fdvanie. Cie\u013eom poistenia pr\u00e1vnej ochrany je zabezpe\u010di\u0165 pr\u00edstup k pr\u00e1vu bez oh\u013eadu na individu\u00e1lnu finan\u010dn\u00fa situ\u00e1ciu.   <\/p>\n\n<div class=\"wp-block-uagb-container uagb-block-3019fe8e alignfull uagb-is-root-container\">\n<div class=\"wp-block-uagb-container uagb-block-32585033\">\n<p class=\"wp-block-paragraph\">Poistenie pr\u00e1vnej ochrany pokr\u00fdva n\u00e1klady na pr\u00e1vnika a s\u00fadne poplatky v dohodnut\u00fdch pr\u00e1vnych oblastiach.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-45819ab6\"><picture>\r\n\t\t<source srcset=\"https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-352x198.webp\" >\r\n\t\t<img decoding=\"async\" class=\"mr-picture-small\" src=\"https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung.webp\" alt=\"Poistenie pr\u00e1vnej ochrany vysvet\u013euje plnenia, povinnosti, v\u00fdluky a ako si s pr\u00e1vnou pomocou zabezpe\u010di\u0165 svoje pr\u00e1va\" >\r\n\t<\/picture>\n<\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-deckungsumfang\">Rozsah krytia<\/h2>\n\n<p class=\"wp-block-paragraph\">Rozsah poistenia pr\u00e1vnej ochrany je modul\u00e1rny a pravidelne zah\u0155\u0148a r\u00f4zne oblasti. V r\u00e1mci <g id=\"gid_0\">s\u00fakromnej pr\u00e1vnej ochrany<\/g> ide o ka\u017edodenn\u00e9 konflikty, napr\u00edklad pri k\u00fapnych zmluv\u00e1ch alebo n\u00e1rokoch na n\u00e1hradu \u0161kody. <g id=\"gid_1\">Pr\u00e1vna ochrana v zamestnan\u00ed<\/g> chr\u00e1ni zamestnancov v sporoch so zamestn\u00e1vate\u013eom, napr\u00edklad pri v\u00fdpovediach alebo otvoren\u00fdch n\u00e1rokoch na mzdu. <strong>Pr\u00e1vna ochrana v doprave<\/strong> je obzvl\u00e1\u0161\u0165 d\u00f4le\u017eit\u00e1 v praxi, preto\u017ee sa uplat\u0148uje po dopravn\u00fdch nehod\u00e1ch, sporoch s pois\u0165ov\u0148ami alebo pri spr\u00e1vnych pokut\u00e1ch.   <\/p>\n\n<p class=\"wp-block-paragraph\">Mimoriadny v\u00fdznam m\u00e1 <strong>pr\u00e1vna ochrana v trestnom pr\u00e1ve<\/strong>. Zah\u0155\u0148a obhajobu v trestn\u00fdch konaniach, v\u00e4\u010d\u0161inou pri trestn\u00fdch \u010dinoch z nedbanlivosti. Mnoh\u00e9 zmluvy tie\u017e predpokladaj\u00fa roz\u0161\u00edren\u00e9 krytie, tak\u017ee konania pre \u00famyseln\u00e9 trestn\u00e9 \u010diny s\u00fa kryt\u00e9 minim\u00e1lne do oslobodenia spod ob\u017ealoby alebo zastavenia konania. Nakoniec existuje <strong>pr\u00e1vna ochrana pre b\u00fdvanie a nehnute\u013enosti<\/strong>, ktor\u00e1 pokr\u00fdva konflikty t\u00fdkaj\u00face sa n\u00e1jmu a vlastn\u00edctva.   <\/p>\n\n<p class=\"wp-block-paragraph\">Jednotliv\u00ed poskytovatelia roz\u0161iruj\u00fa ponuku o oblasti ako rodinn\u00e9 pr\u00e1vo, dedi\u010dsk\u00e9 pr\u00e1vo alebo spr\u00e1vne pr\u00e1vo. Tieto moduly s\u00fa v\u0161ak \u010dasto spojen\u00e9 s obmedzeniami a nie s\u00fa zahrnut\u00e9 v ka\u017edej zmluve. <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-obliegenheiten-des-versicherungsnehmers\">Povinnosti poistn\u00edka<\/h2>\n\n<p class=\"wp-block-paragraph\">Aby pois\u0165ov\u0148a skuto\u010dne plnila, musia poistn\u00edci dodr\u017eiava\u0165 ur\u010dit\u00e9 povinnosti. Obzvl\u00e1\u0161\u0165 d\u00f4le\u017eit\u00e9 je okam\u017eit\u00e9 nahl\u00e1senie poistnej udalosti. Len tak m\u00f4\u017ee pois\u0165ovate\u013e v\u010das preveri\u0165, \u010di existuje krytie. Pred poveren\u00edm pr\u00e1vnika je tie\u017e potrebn\u00e9 z\u00edska\u0165 <strong>pr\u00eds\u013eub krytia<\/strong>. Bez tohto pr\u00eds\u013eubu existuje riziko, \u017ee n\u00e1klady nebud\u00fa nahraden\u00e9.    <\/p>\n\n<p class=\"wp-block-paragraph\">Poistn\u00edk je povinn\u00fd pravdivo a \u00faplne objasni\u0165 skutkov\u00fd stav a predlo\u017ei\u0165 v\u0161etky relevantn\u00e9 podklady. Mus\u00ed spolupracova\u0165 s pois\u0165ovate\u013eom pri urovnaniach alebo mimos\u00fadnych rie\u0161eniach a nesmie sp\u00f4sobova\u0165 zbyto\u010dn\u00e9 n\u00e1klady. Poru\u0161enie t\u00fdchto povinnost\u00ed, ako napr\u00edklad oneskoren\u00e9 ozn\u00e1menie alebo nepravdiv\u00e9 \u00fadaje, m\u00f4\u017ee vies\u0165 k tomu, \u017ee pois\u0165ovate\u013e bude osloboden\u00fd od plnenia.  <\/p>\n    <div class=\"mr-quote mrbg clearfix\">\n        <a class=\"mr-quote-person\" href=\"\/ueber-uns\/rechtsanwalt-peter-harlander\/\" title=\"Rechtsanwalt Peter Harlander\">\n            <img decoding=\"async\" class=\"mr-quote-person-img\" src=\"https:\/\/harlander-partner.eu\/wp-content\/themes\/harlander\/design\/ph100.webp\" width=\"100\"\n                 height=\"100\" loading=\"lazy\" alt=\"Rechtsanwalt Peter Harlander\">\n            <span class=\"mr-quote-person-text\">\n            Peter Harlander<br>\n            <span class=\"mr-quote-person-function\">Harlander &amp; Partner Rechtsanw\u00e4lte<\/span>\n        <\/span>\n        <\/a>\n        <span class=\"mr-quote-content\">\u201eDie rechtzeitige Deckungsanfrage entscheidet in vielen F\u00e4llen dar\u00fcber, ob der Versicherer leistet \u2013 hier ist professionelle Unterst\u00fctzung besonders wertvoll.\u201c<\/span>\n    <\/div>\n<a class=\"mr-cta-link mr-cta-button-cal\" href=\"#h2-booking\" title=\"Bezplatn\u00e1 \u00favodn\u00e1 konzult\u00e1cia\"><span class=\"mr-cta-link-normal\">Vyberte si preferovan\u00fd term\u00edn:<\/span><span class=\"mr-cta-link-bold\">Bezplatn\u00e1 \u00favodn\u00e1 konzult\u00e1cia<\/span><\/a>\n\n<h2 class=\"wp-block-heading\" id=\"h-ausschlusse\">V\u00fdluky<\/h2>\n\n<p class=\"wp-block-paragraph\">Poistn\u00e9 krytie m\u00e1 jasn\u00e9 hranice. Pravidelne s\u00fa vyl\u00fa\u010den\u00e9 \u00famyselne sp\u00f4soben\u00e9 pr\u00edpady, ako aj z\u00e1va\u017en\u00e9 \u00famyseln\u00e9 trestn\u00e9 \u010diny. Ani spory z oblast\u00ed ako da\u0148ov\u00e9 pr\u00e1vo alebo obchodn\u00e9 pr\u00e1vo \u010dasto nespadaj\u00fa pod ochranu, pokia\u013e nie s\u00fa v\u00fdslovne poisten\u00e9. Konania, ktor\u00e9 boli predv\u00eddate\u013en\u00e9 u\u017e pred uzavret\u00edm zmluvy, tie\u017e nie s\u00fa kryt\u00e9. Nakoniec m\u00f4\u017ee pois\u0165ovate\u013e odmietnu\u0165 prevzia\u0165 n\u00e1klady, ak konanie nem\u00e1 dostato\u010dn\u00fa vyhliadku na \u00faspech alebo je zjavne svojvo\u013en\u00e9.    <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-ablauf-des-rechtsschutzfalles\">Priebeh pr\u00edpadu pr\u00e1vnej ochrany<\/h2>\n\n<p class=\"wp-block-paragraph\">Ak nastane poistn\u00e1 udalos\u0165, najprv sa nahl\u00e1si pois\u0165ovate\u013eovi. N\u00e1sledne pois\u0165ovate\u013e prever\u00ed, \u010di s\u00fa splnen\u00e9 podmienky krytia. Ak je krytie potvrden\u00e9, pois\u0165ovate\u013e vyd\u00e1 p\u00edsomn\u00fd pr\u00eds\u013eub. A\u017e potom by mal by\u0165 poveren\u00fd pr\u00e1vnik zastupovan\u00edm, aby bolo zabezpe\u010den\u00e9 pokrytie n\u00e1kladov. Po\u010das prebiehaj\u00faceho konania pois\u0165ov\u0148a preber\u00e1 dohodnut\u00e9 n\u00e1klady a v pr\u00edpade potreby m\u00f4\u017ee umo\u017eni\u0165 aj financovanie medi\u00e1cie.    <\/p>\n\n<p class=\"wp-block-paragraph\">Ak d\u00f4jde medzi pois\u0165ovate\u013eom a poistn\u00edkom k nezhode o vyhliadkach na \u00faspech, je k dispoz\u00edcii takzvan\u00e9 <strong>rozhodcovsk\u00e9 konanie<\/strong>. Pri \u0148om nez\u00e1visl\u00fd pr\u00e1vnik z\u00e1v\u00e4zne rozhodne, \u010di m\u00e1 pr\u00edpad dostato\u010dn\u00fa vyhliadku na \u00faspech. <\/p>\n<a class=\"mr-cta-link mr-cta-button-cal\" href=\"#h2-booking\" title=\"Bezplatn\u00e1 \u00favodn\u00e1 konzult\u00e1cia\"><span class=\"mr-cta-link-normal\">Vyberte si preferovan\u00fd term\u00edn:<\/span><span class=\"mr-cta-link-bold\">Bezplatn\u00e1 \u00favodn\u00e1 konzult\u00e1cia<\/span><\/a>\n\n<h2 class=\"wp-block-heading\" id=\"h-wartezeiten-und-selbstbehalt\">\u010cakacie doby a spolu\u00fa\u010das\u0165<\/h2>\n\n<p class=\"wp-block-paragraph\">V mnoh\u00fdch zmluv\u00e1ch je stanoven\u00e1 \u010dakacia doba, \u010dasto tri a\u017e \u0161es\u0165 mesiacov. Po\u010das tejto doby poistn\u00e9 krytie pre nov\u00e9 spory e\u0161te neplat\u00ed. T\u00fdm sa zabr\u00e1ni tomu, aby u\u017e zn\u00e1me konflikty boli dodato\u010dne zahrnut\u00e9 do poistn\u00e9ho krytia. Okrem toho mnoh\u00e9 zmluvy predpokladaj\u00fa spolu\u00fa\u010das\u0165, ktor\u00fa mus\u00ed poistn\u00edk zn\u00e1\u0161a\u0165 s\u00e1m za ka\u017ed\u00fd pr\u00edpad. Be\u017en\u00e9 s\u00fa sumy medzi 150 \u20ac a 300 \u20ac.    <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-praktische-bedeutung\">Praktick\u00fd v\u00fdznam<\/h2>\n\n<p class=\"wp-block-paragraph\">Poistenie pr\u00e1vnej ochrany vytv\u00e1ra finan\u010dn\u00fa istotu v pr\u00e1vnych sporoch. Bez poistenia m\u00f4\u017eu u\u017e aj n\u00edzke sporn\u00e9 sumy vies\u0165 k zna\u010dn\u00fdm n\u00e1kladom, ktor\u00e9 odr\u00e1dzaj\u00fa dotknut\u00fdch od s\u00fadneho konania. S poistn\u00fdm kryt\u00edm je mo\u017en\u00e9 presadi\u0165 opr\u00e1vnen\u00e9 n\u00e1roky a odvr\u00e1ti\u0165 neopodstatnen\u00e9 po\u017eiadavky bez toho, aby sa riziko stalo ne\u00fanosn\u00fdm. Najm\u00e4 v komplexn\u00fdch alebo zd\u013ahav\u00fdch konaniach je zrejm\u00e9, \u017ee poistenie predstavuje d\u00f4le\u017eit\u00fd n\u00e1stroj na ochranu pr\u00e1v.   <\/p>\n    <div class=\"mr-quote mrbg clearfix\">\n        <a class=\"mr-quote-person\" href=\"\/ueber-uns\/rechtsanwalt-sebastian-riedlmair\/\" title=\"Rechtsanwalt Sebastian Riedlmair\">\n            <img decoding=\"async\" class=\"mr-quote-person-img\" src=\"https:\/\/harlander-partner.eu\/wp-content\/themes\/harlander\/design\/sr100.webp\" width=\"100\"\n                 height=\"100\" loading=\"lazy\" alt=\"Rechtsanwalt Sebastian Riedlmair\">\n            <span class=\"mr-quote-person-text\">\n            Sebastian Riedlmair<br>\n            <span class=\"mr-quote-person-function\">Harlander &amp; Partner Rechtsanw\u00e4lte<\/span>\n        <\/span>\n        <\/a>\n        <span class=\"mr-quote-content\">\u201eRechtsschutz ist kein Luxus, sondern ein elementares Sicherheitsnetz, das es erlaubt, berechtigte Anspr\u00fcche ohne finanzielles Risiko durchzusetzen.\u201c<\/span>\n    <\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-ihre-vorteile-mit-anwaltlicher-unterstutzung\">Va\u0161e v\u00fdhody s pr\u00e1vnou podporou<\/h2>\n\n<p class=\"wp-block-paragraph\">Na\u0161a advok\u00e1tska kancel\u00e1ria V\u00e1m komplexne pom\u00f4\u017ee so v\u0161etk\u00fdmi ot\u00e1zkami t\u00fdkaj\u00facimi sa poistenia pr\u00e1vnej ochrany. Prever\u00edme, \u010di sa V\u00e1\u0161 pr\u00edpad vz\u0165ahuje na poistn\u00e9 krytie, prevezmeme komunik\u00e1ciu s pois\u0165ovate\u013eom a zabezpe\u010d\u00edme v\u010dasn\u00e9 z\u00edskanie pr\u00eds\u013eubu krytia. Okrem toho V\u00e1s zastupujeme v ob\u010dianskopr\u00e1vnych a trestn\u00fdch konaniach a zabezpe\u010dujeme, aby Va\u0161e n\u00e1roky neboli ohrozen\u00e9 form\u00e1lnymi chybami alebo zme\u0161kan\u00edm leh\u00f4t.  <\/p>\n<a class=\"mr-cta-link mr-cta-button-cal\" href=\"#h2-booking\" title=\"Bezplatn\u00e1 \u00favodn\u00e1 konzult\u00e1cia\"><span class=\"mr-cta-link-normal\">Vyberte si preferovan\u00fd term\u00edn:<\/span><span class=\"mr-cta-link-bold\">Bezplatn\u00e1 \u00favodn\u00e1 konzult\u00e1cia<\/span><\/a>\n\n<h2 class=\"wp-block-heading\" id=\"h-haufig-gestellte-fragen-faq\">\u010casto kladen\u00e9 ot\u00e1zky \u2013 FAQ<\/h2>\n<div class=\"wp-block-uagb-faq uagb-faq__outer-wrap uagb-block-972c8b74 uagb-faq-icon-row uagb-faq-layout-accordion uagb-faq-expand-first-true uagb-faq-inactive-other-true uagb-faq__wrap uagb-buttons-layout-wrap uagb-faq-equal-height     \" data-faqtoggle=\"true\" role=\"tablist\"><script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"@id\":\"https:\\\/\\\/harlander-partner.eu\\\/sk\\\/sportove-urazy\\\/poistenie-pravnej-ochrany-pri-lyziarskej-nehode\\\/\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Kedy plat\\u00ed poistenie pr\\u00e1vnej ochrany?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Poistenie pr\\u00e1vnej ochrany plat\\u00ed, akon\\u00e1hle nastane pr\\u00edpad pr\\u00e1vnej ochrany v poistenej oblasti. Patria sem napr\\u00edklad spory zo zml\\u00fav, pracovnopr\\u00e1vne spory, dopravn\\u00e9 nehody alebo trestn\\u00e9 vy\\u0161etrovania. Podmienkou je, \\u017ee poistn\\u00e1 udalos\\u0165 nastala po uplynut\\u00ed dohodnutej \\u010dakacej doby.  \"}},{\"@type\":\"Question\",\"name\":\"Mus\\u00edm poistn\\u00fa udalos\\u0165 nahl\\u00e1si\\u0165 okam\\u017eite?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\u00c1no. Pod\\u013ea \\u00a7 33 VersVG je poistn\\u00edk povinn\\u00fd bezodkladne ozn\\u00e1mi\\u0165 vznik pr\\u00edpadu pr\\u00e1vnej ochrany. Ak sa ozn\\u00e1menie uskuto\\u010dn\\u00ed pr\\u00edli\\u0161 neskoro, pois\\u0165ovate\\u013e m\\u00f4\\u017ee by\\u0165 osloboden\\u00fd od plnenia.  \"}},{\"@type\":\"Question\",\"name\":\"\\u010co je pr\\u00eds\\u013eub krytia a pre\\u010do je d\\u00f4le\\u017eit\\u00fd?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Pr\\u00eds\\u013eub krytia je p\\u00edsomn\\u00e9 potvrdenie pois\\u0165ovate\\u013ea, \\u017ee prevezme n\\u00e1klady za konkr\\u00e9tny pr\\u00e1vny pr\\u00edpad. Bez pr\\u00eds\\u013eubu krytia existuje riziko, \\u017ee pois\\u0165ovate\\u013e n\\u00e1klady neprevezme. \"}},{\"@type\":\"Question\",\"name\":\"Prevezme advok\\u00e1tska kancel\\u00e1ria \\u017eiados\\u0165 o krytie?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\u00c1no. Prevezmeme pre V\\u00e1s kompletn\\u00fa \\u017eiados\\u0165 o krytie u Va\\u0161ej pois\\u0165ovne pr\\u00e1vnej ochrany a zabezpe\\u010d\\u00edme, aby v\\u0161etky potrebn\\u00e9 inform\\u00e1cie boli odovzdan\\u00e9 v\\u010das a \\u00faplne. \"}},{\"@type\":\"Question\",\"name\":\"Ak\\u00e9 n\\u00e1klady pokr\\u00fdva poistenie pr\\u00e1vnej ochrany?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Zvy\\u010dajne s\\u00fa kryt\\u00e9 n\\u00e1klady na pr\\u00e1vnika, s\\u00fadne poplatky, n\\u00e1klady na znalcov a pr\\u00edpadne aj n\\u00e1klady protistrany, pokia\\u013e je to zmluvne dohodnut\\u00e9.\"}},{\"@type\":\"Question\",\"name\":\"Existuj\\u00fa \\u010dakacie doby alebo spolu\\u00fa\\u010dasti?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Mnoh\\u00e9 zmluvy obsahuj\\u00fa \\u010dakacie doby od troch do \\u0161iestich mesiacov. Okrem toho sa \\u010dasto dohodne spolu\\u00fa\\u010das\\u0165, ktor\\u00fa mus\\u00ed poistn\\u00edk zn\\u00e1\\u0161a\\u0165 s\\u00e1m za ka\\u017ed\\u00fd pr\\u00edpad. \"}},{\"@type\":\"Question\",\"name\":\"S\\u00fa kryt\\u00e9 \\u00famyselne sp\\u00f4soben\\u00e9 pr\\u00edpady?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\u00damyselne sp\\u00f4soben\\u00e9 poistn\\u00e9 udalosti a z\\u00e1va\\u017en\\u00e9 \\u00famyseln\\u00e9 trestn\\u00e9 \\u010diny s\\u00fa pravidelne vyl\\u00fa\\u010den\\u00e9. Niektor\\u00e9 zmluvy v\\u0161ak pokr\\u00fdvaj\\u00fa konania a\\u017e do oslobodenia spod ob\\u017ealoby alebo zastavenia konania. \"}}]}<\/script><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq1 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Kedy plat\u00ed poistenie pr\u00e1vnej ochrany?<\/span><\/div><div class=\"uagb-faq-content\"><p>Poistenie pr\u00e1vnej ochrany plat\u00ed, akon\u00e1hle nastane pr\u00edpad pr\u00e1vnej ochrany v poistenej oblasti. Patria sem napr\u00edklad spory zo zml\u00fav, pracovnopr\u00e1vne spory, dopravn\u00e9 nehody alebo trestn\u00e9 vy\u0161etrovania. Podmienkou je, \u017ee poistn\u00e1 udalos\u0165 nastala po uplynut\u00ed dohodnutej \u010dakacej doby.  <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq2 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Mus\u00edm poistn\u00fa udalos\u0165 nahl\u00e1si\u0165 okam\u017eite?<\/span><\/div><div class=\"uagb-faq-content\"><p>\u00c1no. Pod\u013ea \u00a7 33 VersVG je poistn\u00edk povinn\u00fd bezodkladne ozn\u00e1mi\u0165 vznik pr\u00edpadu pr\u00e1vnej ochrany. Ak sa ozn\u00e1menie uskuto\u010dn\u00ed pr\u00edli\u0161 neskoro, pois\u0165ovate\u013e m\u00f4\u017ee by\u0165 osloboden\u00fd od plnenia.  <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq3 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">\u010co je pr\u00eds\u013eub krytia a pre\u010do je d\u00f4le\u017eit\u00fd?<\/span><\/div><div class=\"uagb-faq-content\"><p>Pr\u00eds\u013eub krytia je p\u00edsomn\u00e9 potvrdenie pois\u0165ovate\u013ea, \u017ee prevezme n\u00e1klady za konkr\u00e9tny pr\u00e1vny pr\u00edpad. Bez pr\u00eds\u013eubu krytia existuje riziko, \u017ee pois\u0165ovate\u013e n\u00e1klady neprevezme. <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq4 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Prevezme advok\u00e1tska kancel\u00e1ria \u017eiados\u0165 o krytie?<\/span><\/div><div class=\"uagb-faq-content\"><p>\u00c1no. Prevezmeme pre V\u00e1s kompletn\u00fa \u017eiados\u0165 o krytie u Va\u0161ej pois\u0165ovne pr\u00e1vnej ochrany a zabezpe\u010d\u00edme, aby v\u0161etky potrebn\u00e9 inform\u00e1cie boli odovzdan\u00e9 v\u010das a \u00faplne. <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq5 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Ak\u00e9 n\u00e1klady pokr\u00fdva poistenie pr\u00e1vnej ochrany?<\/span><\/div><div class=\"uagb-faq-content\"><p>Zvy\u010dajne s\u00fa kryt\u00e9 n\u00e1klady na pr\u00e1vnika, s\u00fadne poplatky, n\u00e1klady na znalcov a pr\u00edpadne aj n\u00e1klady protistrany, pokia\u013e je to zmluvne dohodnut\u00e9.<\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq6 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Existuj\u00fa \u010dakacie doby alebo spolu\u00fa\u010dasti?<\/span><\/div><div class=\"uagb-faq-content\"><p>Mnoh\u00e9 zmluvy obsahuj\u00fa \u010dakacie doby od troch do \u0161iestich mesiacov. Okrem toho sa \u010dasto dohodne spolu\u00fa\u010das\u0165, ktor\u00fa mus\u00ed poistn\u00edk zn\u00e1\u0161a\u0165 s\u00e1m za ka\u017ed\u00fd pr\u00edpad. <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq8 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">S\u00fa kryt\u00e9 \u00famyselne sp\u00f4soben\u00e9 pr\u00edpady?<\/span><\/div><div class=\"uagb-faq-content\"><p>\u00damyselne sp\u00f4soben\u00e9 poistn\u00e9 udalosti a z\u00e1va\u017en\u00e9 \u00famyseln\u00e9 trestn\u00e9 \u010diny s\u00fa pravidelne vyl\u00fa\u010den\u00e9. Niektor\u00e9 zmluvy v\u0161ak pokr\u00fdvaj\u00fa konania a\u017e do oslobodenia spod ob\u017ealoby alebo zastavenia konania. <\/p><\/div><\/div><a class=\"mr-cta-link mr-cta-button-cal\" href=\"#h2-booking\" title=\"Bezplatn\u00e1 \u00favodn\u00e1 konzult\u00e1cia\"><span class=\"mr-cta-link-normal\">Vyberte si preferovan\u00fd term\u00edn:<\/span><span class=\"mr-cta-link-bold\">Bezplatn\u00e1 \u00favodn\u00e1 konzult\u00e1cia<\/span><\/a>\n<\/div>","protected":false},"excerpt":{"rendered":"Poistenie pr\u00e1vnej ochrany Poistenie pr\u00e1vnej ochrany je poistenie, ktor\u00e9 pokr\u00fdva n\u00e1klady na uplat\u0148ovanie pr\u00e1vnych z\u00e1ujmov. Patria sem najm\u00e4 n\u00e1klady na pr\u00e1vnika, s\u00fadne poplatky, n\u00e1klady na znalcov, ako aj n\u00e1klady protistrany, &#8230;","protected":false},"author":25,"featured_media":49613,"parent":43690,"menu_order":30,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","footnotes":""},"categories":[907],"tags":[],"class_list":["post-49611","page","type-page","status-publish","has-post-thumbnail","hentry","category-sportove-pravo"],"acf":[],"uagb_featured_image_src":{"full":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung.webp",1920,1080,false],"thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-100x100.webp",100,100,true],"medium":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-800x450.webp",800,450,true],"medium_large":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung.webp",1920,1080,false],"large":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung.webp",1920,1080,false],"1536x1536":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung.webp",1536,864,false],"2048x2048":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung.webp",1920,1080,false],"336x":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-336x189.webp",336,189,true],"352x":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-352x198.webp",352,198,true],"woocommerce_thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-300x300.webp",300,300,true],"woocommerce_single":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-600x338.webp",600,338,true],"woocommerce_gallery_thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-100x100.webp",100,100,true],"yarpp-thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-120x120.webp",120,120,true]},"uagb_author_info":{"display_name":"Simon Prem","author_link":"https:\/\/harlander-partner.eu\/sk\/author\/simon-prem\/"},"uagb_comment_info":0,"uagb_excerpt":"Poistenie pr\u00e1vnej ochrany Poistenie pr\u00e1vnej ochrany je poistenie, ktor\u00e9 pokr\u00fdva n\u00e1klady na uplat\u0148ovanie pr\u00e1vnych z\u00e1ujmov. Patria sem najm\u00e4 n\u00e1klady na pr\u00e1vnika, s\u00fadne poplatky, n\u00e1klady na znalcov, ako aj n\u00e1klady protistrany, ...","_links":{"self":[{"href":"https:\/\/harlander-partner.eu\/sk\/wp-json\/wp\/v2\/pages\/49611","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/harlander-partner.eu\/sk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/harlander-partner.eu\/sk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/sk\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/sk\/wp-json\/wp\/v2\/comments?post=49611"}],"version-history":[{"count":0,"href":"https:\/\/harlander-partner.eu\/sk\/wp-json\/wp\/v2\/pages\/49611\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/sk\/wp-json\/wp\/v2\/pages\/43690"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/sk\/wp-json\/wp\/v2\/media\/49613"}],"wp:attachment":[{"href":"https:\/\/harlander-partner.eu\/sk\/wp-json\/wp\/v2\/media?parent=49611"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/harlander-partner.eu\/sk\/wp-json\/wp\/v2\/categories?post=49611"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/harlander-partner.eu\/sk\/wp-json\/wp\/v2\/tags?post=49611"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}