{"id":47763,"date":"2025-07-15T16:24:55","date_gmt":"2025-07-15T14:24:55","guid":{"rendered":"https:\/\/harlander-partner.eu\/pravo-nehnutelnosti\/hypotekarna-zaloba\/"},"modified":"2025-11-25T14:16:15","modified_gmt":"2025-11-25T13:16:15","slug":"hypotekarna-zaloba","status":"publish","type":"page","link":"https:\/\/harlander-partner.eu\/sk\/pravo-nehnutelnosti\/hypotekarna-zaloba\/","title":{"rendered":"Hypotek\u00e1rna \u017ealoba"},"content":{"rendered":"\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2>Hypotek\u00e1rna \u017ealoba<\/h2><ul><li><a href=\"#h-hypothekarklage\" data-level=\"2\">Hypotek\u00e1rna \u017ealoba<\/a><\/li><li><a href=\"#h-voraussetzungen-fur-die-hypothekarklage\" data-level=\"2\">Predpoklady pre hypotek\u00e1rnu \u017ealobu<\/a><ul><li><a href=\"#h-bestehen-einer-falligen-forderung\" data-level=\"3\">Existencia splatnej poh\u013ead\u00e1vky<\/a><\/li><li><a href=\"#h-forderung-ist-durch-eine-hypothek-im-grundbuch-gesichert\" data-level=\"3\">Poh\u013ead\u00e1vka je zabezpe\u010den\u00e1 hypot\u00e9kou v katastri nehnute\u013enost\u00ed<\/a><\/li><li><a href=\"#h-der-schuldner-ist-mit-der-zahlung-in-verzug\" data-level=\"3\">Dl\u017en\u00edk je v ome\u0161kan\u00ed s platbou<\/a><\/li><\/ul><\/li><li><a href=\"#h-ablauf-einer-hypothekarklage\" data-level=\"2\">Priebeh hypotek\u00e1rnej \u017ealoby<\/a><\/li><li><a href=\"#h-ziel-der-klage\" data-level=\"2\">Cie\u013e \u017ealoby<\/a><\/li><li><a href=\"#h-verjahrungsfristen\" data-level=\"2\">Preml\u010dacie lehoty<\/a><\/li><li><a href=\"#h-wann-der-titel-aus-der-hypothekarklage-seine-wirkung-verliert\" data-level=\"2\">Kedy titul z hypotek\u00e1rnej \u017ealoby str\u00e1ca svoju \u00fa\u010dinnos\u0165<\/a><\/li><li><a href=\"#h-ihre-vorteile-mit-anwaltlicher-unterstutzung\" data-level=\"2\">Va\u0161e v\u00fdhody s pr\u00e1vnou podporou<\/a><\/li><li><a href=\"#h-haufig-gestellte-fragen-faq\" data-level=\"2\">\u010casto kladen\u00e9 ot\u00e1zky \u2013 FAQ<\/a><\/li><\/ul><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-hypothekarklage\">Hypotek\u00e1rna \u017ealoba<\/h2>\n\n<p class=\"wp-block-paragraph\"><strong>Hypotek\u00e1rna \u017ealoba<\/strong> je osobitnou formou \u017ealoby o <strong>z\u00e1lo\u017en\u00e9 pr\u00e1vo<\/strong>, ktor\u00e1 sa \u0161pecificky vz\u0165ahuje na nehnute\u013en\u00fd majetok. Pou\u017e\u00edva sa, ke\u010f je verite\u013e zabezpe\u010den\u00fd <strong>hypot\u00e9kou zap\u00edsanou v katastri nehnute\u013enost\u00ed<\/strong>, ale platba dlhu neprich\u00e1dza. <\/p>\n\n<div class=\"wp-block-uagb-container uagb-block-3019fe8e alignfull uagb-is-root-container\">\n<div class=\"wp-block-uagb-container uagb-block-32585033\">\n<p class=\"wp-block-paragraph\">Hypotek\u00e1rna \u017ealoba je namieren\u00e1 proti vlastn\u00edkovi zalo\u017eenej nehnute\u013enosti, ak tento nie je z\u00e1rove\u0148 aj dl\u017en\u00edkom.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-45819ab6\"><picture>\n\t\t<source srcset=\"https:\/\/harlander-partner.eu\/wp-content\/uploads\/Hypothekarkalge-352x198.webp\" >\n\t\t<img decoding=\"async\" class=\"mr-picture-small\" src=\"https:\/\/harlander-partner.eu\/wp-content\/uploads\/Hypothekarkalge.webp\" alt=\"Hypotek\u00e1rna \u017ealoba je osobitnou formou \u017ealoby o z\u00e1lo\u017en\u00e9 pr\u00e1vo, ktor\u00e1 sa \u0161pecificky vz\u0165ahuje na nehnute\u013en\u00fd majetok.\" >\n\t<\/picture>\n<\/div>\n<\/div>\n    <div class=\"mr-quote mrbg clearfix\">\n        <a class=\"mr-quote-person\" href=\"\/ueber-uns\/rechtsanwalt-sebastian-riedlmair\/\" title=\"Rechtsanwalt Sebastian Riedlmair\">\n            <img decoding=\"async\" class=\"mr-quote-person-img\" src=\"https:\/\/harlander-partner.eu\/wp-content\/themes\/harlander\/design\/sr100.webp\" width=\"100\"\n                 height=\"100\" loading=\"lazy\" alt=\"Rechtsanwalt Sebastian Riedlmair\">\n            <span class=\"mr-quote-person-text\">\n            Sebastian Riedlmair<br>\n            <span class=\"mr-quote-person-function\">Harlander &amp; Partner Rechtsanw\u00e4lte<\/span>\n        <\/span>\n        <\/a>\n        <span class=\"mr-quote-content\">\u201eViele Gl\u00e4ubiger untersch\u00e4tzen, wie wichtig die richtige rechtliche Strategie ist, wir helfen Ihnen, Ihr Pfandrecht wirksam durchzusetzen.\u201c<\/span>\n    <\/div>\n<a class=\"mr-cta-link mr-cta-button-cal\" href=\"#h2-booking\" title=\"Bezplatn\u00e1 \u00favodn\u00e1 konzult\u00e1cia\"><span class=\"mr-cta-link-normal\">Vyberte si preferovan\u00fd term\u00edn:<\/span><span class=\"mr-cta-link-bold\">Bezplatn\u00e1 \u00favodn\u00e1 konzult\u00e1cia<\/span><\/a>\n\n<h2 class=\"wp-block-heading\" id=\"h-voraussetzungen-fur-die-hypothekarklage\">Predpoklady pre hypotek\u00e1rnu \u017ealobu<\/h2>\n\n<p class=\"wp-block-paragraph\">Aby bola hypotek\u00e1rna \u017ealoba \u00faspe\u0161n\u00e1, musia by\u0165 splnen\u00e9 ur\u010dit\u00e9 podmienky:<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-bestehen-einer-falligen-forderung\">Existencia splatnej poh\u013ead\u00e1vky<\/h3>\n\n<p class=\"wp-block-paragraph\">Najprv mus\u00ed existova\u0165 <strong>otvoren\u00e1 poh\u013ead\u00e1vka<\/strong>, ktor\u00e1 je u\u017e splatn\u00e1 a nebola zaplaten\u00e1. T\u00e1to poh\u013ead\u00e1vka mus\u00ed by\u0165 zabezpe\u010den\u00e1 <strong>z\u00e1lo\u017en\u00fdm pr\u00e1vom na nehnute\u013enosti<\/strong>. To znamen\u00e1: Dotknut\u00e1 nehnute\u013enos\u0165 sl\u00fa\u017ei ako z\u00e1bezpeka pre otvoren\u00fa platbu.  <\/p>\n\n<p class=\"wp-block-paragraph\">Aj ke\u010f je pri hypot\u00e9kach existencia poh\u013ead\u00e1vky a z\u00e1lo\u017en\u00e9ho pr\u00e1va zap\u00edsan\u00e1 v katastri nehnute\u013enost\u00ed, mus\u00ed verite\u013e <strong>preuk\u00e1za\u0165, \u017ee dlh je skuto\u010dne splatn\u00fd<\/strong>.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-forderung-ist-durch-eine-hypothek-im-grundbuch-gesichert\">Poh\u013ead\u00e1vka je zabezpe\u010den\u00e1 hypot\u00e9kou v katastri nehnute\u013enost\u00ed<\/h3>\n\n<p class=\"wp-block-paragraph\">Okrem toho mus\u00ed by\u0165 <strong>z\u00e1lo\u017en\u00e9 pr\u00e1vo zap\u00edsan\u00e9 v katastri nehnute\u013enost\u00ed<\/strong>. Len vtedy m\u00f4\u017ee verite\u013e poda\u0165 hypotek\u00e1rnu \u017ealobu a v pr\u00edpade \u00faspechu dosiahnu\u0165 <g id=\"gid_1\">n\u00faten\u00fa dra\u017ebu nehnute\u013enosti<\/g>. D\u00f4le\u017eit\u00fdm bodom je, \u017ee <strong>poh\u013ead\u00e1vka m\u00f4\u017ee by\u0165 jednozna\u010dne preuk\u00e1zan\u00e1<\/strong>.  <\/p>\n\n<p class=\"wp-block-paragraph\">Hypotek\u00e1rna \u017ealoba <strong>nie je nevyhnutne namieren\u00e1 proti p\u00f4vodn\u00e9mu dl\u017en\u00edkovi<\/strong>, ale proti s\u00fa\u010dasn\u00e9mu vlastn\u00edkovi nehnute\u013enosti, aj ke\u010f tento dlh nesp\u00f4sobil. Preto je \u010dasto rozhoduj\u00face <strong>necha\u0165 \u017ealobu zap\u00edsa\u0165 do katastra nehnute\u013enost\u00ed<\/strong>, aby sa zabezpe\u010dili pr\u00e1va verite\u013ea aj vo\u010di neskor\u0161\u00edm vlastn\u00edkom. <\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-der-schuldner-ist-mit-der-zahlung-in-verzug\">Dl\u017en\u00edk je v ome\u0161kan\u00ed s platbou<\/h3>\n\n<p class=\"wp-block-paragraph\"><strong>Splatnos\u0165 poh\u013ead\u00e1vky<\/strong> a <strong>ome\u0161kanie s platbou<\/strong> s\u00fa k\u013e\u00fa\u010dov\u00e9, preto\u017ee s\u00fad m\u00f4\u017ee povoli\u0165 <strong>n\u00faten\u00e9 spe\u0148a\u017eenie nehnute\u013enosti<\/strong> len vtedy, ak si dl\u017en\u00edk <strong>v\u010das<\/strong> nesplnil svoje zmluvn\u00e9 z\u00e1v\u00e4zky.<\/p>\n\n<p class=\"wp-block-paragraph\">Bez ome\u0161kania \u017eiadna \u017ealoba: Pokia\u013e nenastala splatnos\u0165, verite\u013e nesmie uplatni\u0165 svoje z\u00e1lo\u017en\u00e9 pr\u00e1vo.<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-ablauf-einer-hypothekarklage\">Priebeh hypotek\u00e1rnej \u017ealoby<\/h2>\n\n<ul class=\"wp-block-list\">\n<li><strong>Preverenie poh\u013ead\u00e1vky a hypot\u00e9ky<\/strong><\/li>\n\n\n\n<li><strong>Zisti\u0165 vlastn\u00edka<\/strong>: Je dl\u017en\u00edk aj vlastn\u00edkom?<\/li>\n\n\n\n<li><strong>Podanie \u017ealoby<\/strong><\/li>\n\n\n\n<li><strong>Po\u017eiada\u0165 o pozn\u00e1mku v katastri nehnute\u013enost\u00ed<\/strong>: Titul zost\u00e1va \u00fa\u010dinn\u00fd aj pri zmene vlastn\u00edka<\/li>\n\n\n\n<li><strong>Vy\u010dka\u0165 na rozsudok<\/strong><\/li>\n\n\n\n<li><strong>Spe\u0148a\u017eenie z\u00e1lohu<\/strong><\/li>\n<\/ul>\n\n<h2 class=\"wp-block-heading\" id=\"h-ziel-der-klage\">Cie\u013e \u017ealoby<\/h2>\n\n<p class=\"wp-block-paragraph\">Cie\u013eom hypotek\u00e1rnej \u017ealoby <strong>nie je<\/strong> samotn\u00e1 platba poh\u013ead\u00e1vky, ale <strong>s\u00fadne uznanie z\u00e1lo\u017en\u00e9ho pr\u00e1va<\/strong>. A\u017e s pr\u00edslu\u0161n\u00fdm rozsudkom m\u00f4\u017ee by\u0165 nehnute\u013enos\u0165 exekvovan\u00e1 alebo vydra\u017een\u00e1. <\/p>\n\n<p class=\"wp-block-paragraph\">Rozsudkom v hypotek\u00e1rnej \u017ealobe z\u00edskate <strong>exeku\u010dn\u00fd titul<\/strong>, ktor\u00fdm m\u00f4\u017eete priamo vym\u00e1ha\u0165 poh\u013ead\u00e1vku z nehnute\u013enosti, aj ke\u010f sa medzit\u00fdm zmen\u00ed vlastn\u00edk.<\/p>\n    <div class=\"mr-quote mrbg clearfix\">\n        <a class=\"mr-quote-person\" href=\"\/ueber-uns\/rechtsanwalt-sebastian-riedlmair\/\" title=\"Rechtsanwalt Sebastian Riedlmair\">\n            <img decoding=\"async\" class=\"mr-quote-person-img\" src=\"https:\/\/harlander-partner.eu\/wp-content\/themes\/harlander\/design\/sr100.webp\" width=\"100\"\n                 height=\"100\" loading=\"lazy\" alt=\"Rechtsanwalt Sebastian Riedlmair\">\n            <span class=\"mr-quote-person-text\">\n            Sebastian Riedlmair<br>\n            <span class=\"mr-quote-person-function\">Harlander &amp; Partner Rechtsanw\u00e4lte<\/span>\n        <\/span>\n        <\/a>\n        <span class=\"mr-quote-content\">\u201eEine Hypothekarklage ist oft der einzige Weg, um trotz Eigentums\u00fcbertragung an Ihr Recht zu kommen.\u201c<\/span>\n    <\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-verjahrungsfristen\">Preml\u010dacie lehoty<\/h2>\n\n<p class=\"wp-block-paragraph\"><strong>Hypotek\u00e1rna \u017ealoba<\/strong> nem\u00f4\u017ee by\u0165 podan\u00e1 neobmedzene. V Rak\u00fasku plat\u00ed: <br\/><strong>Hypotek\u00e1rna \u017ealoba sa preml\u010d\u00ed po 30 rokoch<\/strong>, po\u010d\u00edtan\u00e9 od okamihu, ke\u010f sa otvoren\u00fd dlh stal <strong>splatn\u00fdm<\/strong>.<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-wann-der-titel-aus-der-hypothekarklage-seine-wirkung-verliert\">Kedy titul z hypotek\u00e1rnej \u017ealoby str\u00e1ca svoju \u00fa\u010dinnos\u0165<\/h2>\n\n<p class=\"wp-block-paragraph\">Ak je hypotek\u00e1rna \u017ealoba stiahnut\u00e1, m\u00f4\u017ee \u017ealovan\u00fd po\u017eiada\u0165 o v\u00fdmaz \u017ealoby z katastra nehnute\u013enost\u00ed.<\/p>\n\n<p class=\"wp-block-paragraph\">Ak sa uzavrie dohoda, z\u00e1pis v katastri nehnute\u013enost\u00ed sa vyma\u017ee len vtedy, ak verite\u013e podp\u00ed\u0161e vykonate\u013en\u00e9 vyhl\u00e1senie o z\u00e1v\u00e4zku.<\/p>\n\n<p class=\"wp-block-paragraph\">V\u00fdmaz m\u00f4\u017ee povoli\u0165 aj s\u00fad. D\u00f4le\u017eit\u00e9 je, aby boli pr\u00e1vne predpoklady jednozna\u010dne splnen\u00e9. <\/p>\n\n<p class=\"wp-block-paragraph\">Ak sa nehnute\u013enos\u0165 pred\u00e1 po\u010das konania, z\u00e1lo\u017en\u00e9 pr\u00e1vo zost\u00e1va v platnosti. Nov\u00fd vlastn\u00edk m\u00f4\u017ee by\u0165 tie\u017e \u017ealovan\u00fd. <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-ihre-vorteile-mit-anwaltlicher-unterstutzung\">Va\u0161e v\u00fdhody s pr\u00e1vnou podporou<\/h2>\n\n<p class=\"wp-block-paragraph\">Ako \u0161pecializovan\u00e1 advok\u00e1tska kancel\u00e1ria so zameran\u00edm na z\u00e1lo\u017en\u00e9 a hypotek\u00e1rne \u017ealoby V\u00e1m pom\u00f4\u017eeme r\u00fdchlo a pr\u00e1vne bezpe\u010dne presadi\u0165 Va\u0161e pr\u00e1va. Prever\u00edme vyhliadky na \u00faspech, priprav\u00edme Va\u0161u \u017ealobu a d\u00f4sledne V\u00e1s zastupujeme pred s\u00fadom. <\/p>\n\n<ul class=\"wp-block-list\">\n<li>Preverenie situ\u00e1cie n\u00e1roku a z\u00e1pisu hypot\u00e9ky<\/li>\n\n\n\n<li>V\u010dasn\u00e9 podanie \u017ealoby<\/li>\n\n\n\n<li>Predch\u00e1dzanie form\u00e1lnym chyb\u00e1m<\/li>\n\n\n\n<li>Vym\u00e1hanie v exeku\u010dnom konan\u00ed<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">Hypotek\u00e1rna \u017ealoba je \u00fa\u010dinn\u00fd prostriedok na presadenie Va\u0161ich pr\u00e1v z hypot\u00e9ky, najm\u00e4 ak vlastn\u00edk osobne neru\u010d\u00ed. S pr\u00e1vnou podporou si zabezpe\u010d\u00edte pr\u00e1vne know-how, vyhnete sa procesn\u00fdm chyb\u00e1m a budete ma\u0165 preh\u013ead o v\u0161etk\u00fdch lehot\u00e1ch. <\/p>\n<a class=\"mr-cta-link mr-cta-button-cal\" href=\"#h2-booking\" title=\"Bezplatn\u00e1 \u00favodn\u00e1 konzult\u00e1cia\"><span class=\"mr-cta-link-normal\">Vyberte si preferovan\u00fd term\u00edn:<\/span><span class=\"mr-cta-link-bold\">Bezplatn\u00e1 \u00favodn\u00e1 konzult\u00e1cia<\/span><\/a>\n\n<h2 class=\"wp-block-heading\" id=\"h-haufig-gestellte-fragen-faq\">\u010casto kladen\u00e9 ot\u00e1zky \u2013 FAQ<\/h2>\n<div class=\"wp-block-uagb-faq uagb-faq__outer-wrap uagb-block-972c8b74 uagb-faq-icon-row uagb-faq-layout-accordion uagb-faq-expand-first-true uagb-faq-inactive-other-true uagb-faq__wrap uagb-buttons-layout-wrap uagb-faq-equal-height     \" data-faqtoggle=\"true\" role=\"tablist\"><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-6b30bb7b \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">\u010co sa stane po \u00faspe\u0161nej hypotek\u00e1rnej \u017ealobe?<\/span><\/div><div class=\"uagb-faq-content\"><p>S\u00fad uzn\u00e1 z\u00e1lo\u017en\u00e9 pr\u00e1vo, \u010d\u00edm m\u00f4\u017ee by\u0165 nehnute\u013enos\u0165 s\u00fadne spe\u0148a\u017een\u00e1.<\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-5426c70c \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Mus\u00ed by\u0165 dl\u017en\u00edk vlastn\u00edkom nehnute\u013enosti?<\/span><\/div><div class=\"uagb-faq-content\"><p>Nie. Aj nov\u00fd vlastn\u00edk m\u00f4\u017ee by\u0165 \u017ealovan\u00fd, ak hypot\u00e9ka zostane zap\u00edsan\u00e1. <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-fbdabad1 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Ko\u013eko stoj\u00ed hypotek\u00e1rna \u017ealoba?<\/span><\/div><div class=\"uagb-faq-content\"><p>N\u00e1klady z\u00e1visia od hodnoty sporu a vynalo\u017een\u00e9ho \u00fasilia, pon\u00fakame transparentn\u00fd odhad vopred.<\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-a446aa98 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Ako dlho m\u00f4\u017eem \u017ealova\u0165?<\/span><\/div><div class=\"uagb-faq-content\"><p>\u017daloba sa preml\u010d\u00ed 30 rokov po splatnosti.<\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-dd226be4 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">M\u00f4\u017eem \u017ealova\u0165 aj po konkurze?<\/span><\/div><div class=\"uagb-faq-content\"><p>\u00c1no. Veritelia s pr\u00e1vom na oddelen\u00e9 uspokojenie m\u00f4\u017eu poda\u0165 hypotek\u00e1rnu \u017ealobu aj po\u010das konkurzu. <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-ebbf0960 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">\u010co sa stane pri zmene vlastn\u00edka nehnute\u013enosti?<\/span><\/div><div class=\"uagb-faq-content\"><p>Len ak je hypotek\u00e1rna \u017ealoba zap\u00edsan\u00e1 v katastri nehnute\u013enost\u00ed, n\u00e1rok zost\u00e1va zachovan\u00fd aj vo\u010di nov\u00fdm vlastn\u00edkom.<\/p><\/div><\/div><\/div>\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"Hypotek\u00e1rna \u017ealoba Hypotek\u00e1rna \u017ealoba je osobitnou formou \u017ealoby o z\u00e1lo\u017en\u00e9 pr\u00e1vo, ktor\u00e1 sa \u0161pecificky vz\u0165ahuje na nehnute\u013en\u00fd majetok. Pou\u017e\u00edva sa, ke\u010f je verite\u013e zabezpe\u010den\u00fd hypot\u00e9kou zap\u00edsanou v katastri nehnute\u013enost\u00ed, ale &#8230;","protected":false},"author":24,"featured_media":47767,"parent":45431,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","footnotes":""},"categories":[759,737],"tags":[],"class_list":["post-47763","page","type-page","status-publish","has-post-thumbnail","hentry","category-pravo","category-pravo-nehnutelnosti"],"acf":[],"uagb_featured_image_src":{"full":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Hypothekarkalge.webp",1920,1080,false],"thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Hypothekarkalge-100x100.webp",100,100,true],"medium":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Hypothekarkalge-800x450.webp",800,450,true],"medium_large":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Hypothekarkalge.webp",1920,1080,false],"large":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Hypothekarkalge.webp",1920,1080,false],"1536x1536":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Hypothekarkalge.webp",1536,864,false],"2048x2048":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Hypothekarkalge.webp",1920,1080,false],"336x":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Hypothekarkalge-336x189.webp",336,189,true],"352x":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Hypothekarkalge-352x198.webp",352,198,true],"woocommerce_thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Hypothekarkalge-300x300.webp",300,300,true],"woocommerce_single":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Hypothekarkalge-600x338.webp",600,338,true],"woocommerce_gallery_thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Hypothekarkalge-100x100.webp",100,100,true],"yarpp-thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Hypothekarkalge-120x120.webp",120,120,true]},"uagb_author_info":{"display_name":"Lena Hirner","author_link":"https:\/\/harlander-partner.eu\/sk\/author\/lena-hirner\/"},"uagb_comment_info":0,"uagb_excerpt":"Hypotek\u00e1rna \u017ealoba Hypotek\u00e1rna \u017ealoba je osobitnou formou \u017ealoby o z\u00e1lo\u017en\u00e9 pr\u00e1vo, ktor\u00e1 sa \u0161pecificky vz\u0165ahuje na nehnute\u013en\u00fd majetok. Pou\u017e\u00edva sa, ke\u010f je verite\u013e zabezpe\u010den\u00fd hypot\u00e9kou zap\u00edsanou v katastri nehnute\u013enost\u00ed, ale ...","_links":{"self":[{"href":"https:\/\/harlander-partner.eu\/sk\/wp-json\/wp\/v2\/pages\/47763","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/harlander-partner.eu\/sk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/harlander-partner.eu\/sk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/sk\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/sk\/wp-json\/wp\/v2\/comments?post=47763"}],"version-history":[{"count":0,"href":"https:\/\/harlander-partner.eu\/sk\/wp-json\/wp\/v2\/pages\/47763\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/sk\/wp-json\/wp\/v2\/pages\/45431"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/sk\/wp-json\/wp\/v2\/media\/47767"}],"wp:attachment":[{"href":"https:\/\/harlander-partner.eu\/sk\/wp-json\/wp\/v2\/media?parent=47763"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/harlander-partner.eu\/sk\/wp-json\/wp\/v2\/categories?post=47763"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/harlander-partner.eu\/sk\/wp-json\/wp\/v2\/tags?post=47763"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}