{"id":47770,"date":"2025-07-15T16:24:55","date_gmt":"2025-07-15T14:24:55","guid":{"rendered":"https:\/\/harlander-partner.eu\/drept-imobiliar\/actiune-ipotecara\/"},"modified":"2025-11-25T14:16:15","modified_gmt":"2025-11-25T13:16:15","slug":"actiune-ipotecara","status":"publish","type":"page","link":"https:\/\/harlander-partner.eu\/ro\/drept-imobiliar\/actiune-ipotecara\/","title":{"rendered":"Ac\u021biune ipotecar\u0103"},"content":{"rendered":"\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2>Ac\u021biune ipotecar\u0103<\/h2><ul><li><a href=\"#h-hypothekarklage\" data-level=\"2\">Ac\u021biune ipotecar\u0103<\/a><\/li><li><a href=\"#h-voraussetzungen-fur-die-hypothekarklage\" data-level=\"2\">Condi\u021bii pentru ac\u021biunea ipotecar\u0103<\/a><ul><li><a href=\"#h-bestehen-einer-falligen-forderung\" data-level=\"3\">Existen\u021ba unei crean\u021be scadente<\/a><\/li><li><a href=\"#h-forderung-ist-durch-eine-hypothek-im-grundbuch-gesichert\" data-level=\"3\">Crean\u021ba este garantat\u0103 printr-o ipotec\u0103 \u00een cartea funciar\u0103<\/a><\/li><li><a href=\"#h-der-schuldner-ist-mit-der-zahlung-in-verzug\" data-level=\"3\">Debitorul este \u00een \u00eent\u00e2rziere cu plata<\/a><\/li><\/ul><\/li><li><a href=\"#h-ablauf-einer-hypothekarklage\" data-level=\"2\">Desf\u0103\u0219urarea unei ac\u021biuni ipotecare<\/a><\/li><li><a href=\"#h-ziel-der-klage\" data-level=\"2\">Scopul ac\u021biunii<\/a><\/li><li><a href=\"#h-verjahrungsfristen\" data-level=\"2\">Termene de prescrip\u021bie<\/a><\/li><li><a href=\"#h-wann-der-titel-aus-der-hypothekarklage-seine-wirkung-verliert\" data-level=\"2\">C\u00e2nd \u00ee\u0219i pierde efectul titlul din ac\u021biunea ipotecar\u0103<\/a><\/li><li><a href=\"#h-ihre-vorteile-mit-anwaltlicher-unterstutzung\" data-level=\"2\">Avantajele dumneavoastr\u0103 cu asisten\u021b\u0103 juridic\u0103<\/a><\/li><li><a href=\"#h-haufig-gestellte-fragen-faq\" data-level=\"2\">\u00centreb\u0103ri frecvente \u2013 FAQ<\/a><\/li><\/ul><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-hypothekarklage\">Ac\u021biune ipotecar\u0103<\/h2>\n\n<p class=\"wp-block-paragraph\">Ac\u021biunea <strong>ipotecar\u0103<\/strong> este o form\u0103 special\u0103 a <strong>ac\u021biunii de valorificare a gajului<\/strong>, care se refer\u0103 \u00een mod specific la propriet\u0103\u021bi imobiliare. Aceasta este utilizat\u0103 atunci c\u00e2nd un creditor este asigurat printr-o <strong>ipotec\u0103 \u00eenregistrat\u0103 \u00een cartea funciar\u0103<\/strong>, dar plata datoriei nu este efectuat\u0103. <\/p>\n\n<div class=\"wp-block-uagb-container uagb-block-3019fe8e alignfull uagb-is-root-container\">\n<div class=\"wp-block-uagb-container uagb-block-32585033\">\n<p class=\"wp-block-paragraph\">Ac\u021biunea ipotecar\u0103 este \u00eendreptat\u0103 \u00eempotriva proprietarului imobilului gajat, dac\u0103 acesta nu este \u0219i debitor.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-45819ab6\"><picture>\n\t\t<source srcset=\"https:\/\/harlander-partner.eu\/wp-content\/uploads\/Hypothekarkalge-352x198.webp\" >\n\t\t<img decoding=\"async\" class=\"mr-picture-small\" src=\"https:\/\/harlander-partner.eu\/wp-content\/uploads\/Hypothekarkalge.webp\" alt=\"Ac\u021biunea ipotecar\u0103 este o form\u0103 special\u0103 a ac\u021biunii de valorificare a gajului, care se refer\u0103 \u00een mod specific la propriet\u0103\u021bi imobiliare.\" >\n\t<\/picture>\n<\/div>\n<\/div>\n    <div class=\"mr-quote mrbg clearfix\">\n        <a class=\"mr-quote-person\" href=\"\/ueber-uns\/rechtsanwalt-sebastian-riedlmair\/\" title=\"Rechtsanwalt Sebastian Riedlmair\">\n            <img decoding=\"async\" class=\"mr-quote-person-img\" src=\"https:\/\/harlander-partner.eu\/wp-content\/themes\/harlander\/design\/sr100.webp\" width=\"100\"\n                 height=\"100\" loading=\"lazy\" alt=\"Rechtsanwalt Sebastian Riedlmair\">\n            <span class=\"mr-quote-person-text\">\n            Sebastian Riedlmair<br>\n            <span class=\"mr-quote-person-function\">Harlander &amp; Partner Rechtsanw\u00e4lte<\/span>\n        <\/span>\n        <\/a>\n        <span class=\"mr-quote-content\">\u201eViele Gl\u00e4ubiger untersch\u00e4tzen, wie wichtig die richtige rechtliche Strategie ist, wir helfen Ihnen, Ihr Pfandrecht wirksam durchzusetzen.\u201c<\/span>\n    <\/div>\n<a class=\"mr-cta-link mr-cta-button-cal\" href=\"#h2-booking\" title=\"Consulta\u021bie ini\u021bial\u0103 gratuit\u0103\"><span class=\"mr-cta-link-normal\">Alege\u021bi acum data dorit\u0103:<\/span><span class=\"mr-cta-link-bold\">Consulta\u021bie ini\u021bial\u0103 gratuit\u0103<\/span><\/a>\n\n<h2 class=\"wp-block-heading\" id=\"h-voraussetzungen-fur-die-hypothekarklage\">Condi\u021bii pentru ac\u021biunea ipotecar\u0103<\/h2>\n\n<p class=\"wp-block-paragraph\">Pentru ca o ac\u021biune ipotecar\u0103 s\u0103 aib\u0103 succes, trebuie \u00eendeplinite anumite condi\u021bii:<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-bestehen-einer-falligen-forderung\">Existen\u021ba unei crean\u021be scadente<\/h3>\n\n<p class=\"wp-block-paragraph\">\u00cen primul r\u00e2nd, trebuie s\u0103 existe o <strong>crean\u021b\u0103 deschis\u0103<\/strong>, care este deja scadent\u0103 \u0219i nu a fost pl\u0103tit\u0103. Aceast\u0103 crean\u021b\u0103 trebuie s\u0103 fie garantat\u0103 printr-un <g id=\"gid_1\">drept de gaj asupra unui imobil<\/g>. Aceasta \u00eenseamn\u0103 c\u0103 proprietatea \u00een cauz\u0103 serve\u0219te drept garan\u021bie pentru plata deschis\u0103.  <\/p>\n\n<p class=\"wp-block-paragraph\">Chiar dac\u0103 \u00een cazul ipotecilor existen\u021ba crean\u021bei \u0219i a dreptului de gaj este \u00eenregistrat\u0103 \u00een cartea funciar\u0103, creditorul trebuie s\u0103 <strong>dovedeasc\u0103 faptul c\u0103 datoria este efectiv scadent\u0103<\/strong>.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-forderung-ist-durch-eine-hypothek-im-grundbuch-gesichert\">Crean\u021ba este garantat\u0103 printr-o ipotec\u0103 \u00een cartea funciar\u0103<\/h3>\n\n<p class=\"wp-block-paragraph\">\u00cen plus, <strong>dreptul de gaj trebuie s\u0103 fie \u00eenregistrat \u00een cartea funciar\u0103<\/strong>. Numai atunci creditorul poate introduce o ac\u021biune ipotecar\u0103 \u0219i, \u00een caz de succes, poate ob\u021bine o <g id=\"gid_1\">licita\u021bie silit\u0103 a imobilului<\/g>. Un punct important este c\u0103 <strong>crean\u021ba poate fi dovedit\u0103 \u00een mod clar<\/strong>.  <\/p>\n\n<p class=\"wp-block-paragraph\">Ac\u021biunea ipotecar\u0103 nu este <strong>neap\u0103rat \u00eendreptat\u0103 \u00eempotriva debitorului ini\u021bial<\/strong>, ci \u00eempotriva proprietarului actual al imobilului, chiar dac\u0103 acesta nu a cauzat datoria. Prin urmare, este adesea crucial s\u0103 se <strong>\u00eenregistreze ac\u021biunea \u00een cartea funciar\u0103<\/strong>, pentru a asigura drepturile creditorului \u0219i fa\u021b\u0103 de proprietarii ulteriori <\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-der-schuldner-ist-mit-der-zahlung-in-verzug\">Debitorul este \u00een \u00eent\u00e2rziere cu plata<\/h3>\n\n<p class=\"wp-block-paragraph\"><strong>Scaden\u021ba crean\u021bei<\/strong> \u0219i <strong>\u00eent\u00e2rzierea la plat\u0103<\/strong> sunt esen\u021biale, deoarece instan\u021ba poate permite <strong>valorificarea silit\u0103 a imobilului<\/strong> numai dac\u0103 debitorul nu \u0219i-a \u00eendeplinit obliga\u021biile contractuale <strong>\u00een timp util<\/strong>.<\/p>\n\n<p class=\"wp-block-paragraph\">F\u0103r\u0103 \u00eent\u00e2rziere, nu exist\u0103 ac\u021biune: At\u00e2ta timp c\u00e2t nu a survenit scaden\u021ba, creditorul nu are voie s\u0103 \u00ee\u0219i valorifice dreptul de gaj.<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-ablauf-einer-hypothekarklage\">Desf\u0103\u0219urarea unei ac\u021biuni ipotecare<\/h2>\n\n<ul class=\"wp-block-list\">\n<li><strong>Verificarea crean\u021bei \u0219i a ipotecii<\/strong><\/li>\n\n\n\n<li><strong>Stabilirea proprietarului<\/strong>: Este debitorul \u0219i proprietar?<\/li>\n\n\n\n<li><strong>Introducerea ac\u021biunii<\/strong><\/li>\n\n\n\n<li><strong>Solicitarea unei \u00eensemn\u0103ri \u00een cartea funciar\u0103<\/strong>: Astfel, titlul r\u0103m\u00e2ne valabil \u0219i \u00een cazul schimb\u0103rii proprietarului<\/li>\n\n\n\n<li><strong>A\u0219teptarea hot\u0103r\u00e2rii<\/strong><\/li>\n\n\n\n<li><strong>Valorificarea gajului<\/strong><\/li>\n<\/ul>\n\n<h2 class=\"wp-block-heading\" id=\"h-ziel-der-klage\">Scopul ac\u021biunii<\/h2>\n\n<p class=\"wp-block-paragraph\">Ac\u021biunea ipotecar\u0103 nu are ca scop <strong>plata<\/strong> crean\u021bei \u00een sine, ci <strong>recunoa\u0219terea judiciar\u0103 a dreptului de gaj<\/strong>. Numai cu o hot\u0103r\u00e2re corespunz\u0103toare, imobilul poate fi sechestrat sau scos la licita\u021bie. <\/p>\n\n<p class=\"wp-block-paragraph\">Printr-o hot\u0103r\u00e2re \u00een ac\u021biunea ipotecar\u0103, ob\u021bine\u021bi un <strong>titlu executoriu<\/strong>, cu care pute\u021bi executa direct asupra propriet\u0103\u021bii, chiar dac\u0103 proprietarul se schimb\u0103 \u00eentre timp.<\/p>\n    <div class=\"mr-quote mrbg clearfix\">\n        <a class=\"mr-quote-person\" href=\"\/ueber-uns\/rechtsanwalt-sebastian-riedlmair\/\" title=\"Rechtsanwalt Sebastian Riedlmair\">\n            <img decoding=\"async\" class=\"mr-quote-person-img\" src=\"https:\/\/harlander-partner.eu\/wp-content\/themes\/harlander\/design\/sr100.webp\" width=\"100\"\n                 height=\"100\" loading=\"lazy\" alt=\"Rechtsanwalt Sebastian Riedlmair\">\n            <span class=\"mr-quote-person-text\">\n            Sebastian Riedlmair<br>\n            <span class=\"mr-quote-person-function\">Harlander &amp; Partner Rechtsanw\u00e4lte<\/span>\n        <\/span>\n        <\/a>\n        <span class=\"mr-quote-content\">\u201eEine Hypothekarklage ist oft der einzige Weg, um trotz Eigentums\u00fcbertragung an Ihr Recht zu kommen.\u201c<\/span>\n    <\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-verjahrungsfristen\">Termene de prescrip\u021bie<\/h2>\n\n<p class=\"wp-block-paragraph\">O <strong>ac\u021biune ipotecar\u0103<\/strong> nu poate fi introdus\u0103 la nesf\u00e2r\u0219it. \u00cen Austria, se aplic\u0103 urm\u0103toarele: <br\/><strong>Ac\u021biunea ipotecar\u0103 se prescrie dup\u0103 30 de ani<\/strong>, calcula\u021bi din momentul \u00een care datoria deschis\u0103 a devenit <strong>scadent\u0103<\/strong>.<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-wann-der-titel-aus-der-hypothekarklage-seine-wirkung-verliert\">C\u00e2nd \u00ee\u0219i pierde efectul titlul din ac\u021biunea ipotecar\u0103<\/h2>\n\n<p class=\"wp-block-paragraph\">Dac\u0103 o ac\u021biune ipotecar\u0103 este retras\u0103, p\u00e2r\u00e2tul poate solicita \u0219tergerea ac\u021biunii din cartea funciar\u0103.<\/p>\n\n<p class=\"wp-block-paragraph\">Dac\u0103 se \u00eencheie o tranzac\u021bie de \u00eemp\u0103care, \u00eenregistrarea \u00een cartea funciar\u0103 se \u0219terge numai dac\u0103 creditorul semneaz\u0103 o declara\u021bie de obliga\u021bie executorie.<\/p>\n\n<p class=\"wp-block-paragraph\">De asemenea, instan\u021ba poate aproba \u0219tergerea. Este important ca cerin\u021bele legale s\u0103 fie \u00eendeplinite \u00een mod clar. <\/p>\n\n<p class=\"wp-block-paragraph\">Dac\u0103 proprietatea este v\u00e2ndut\u0103 \u00een timpul procedurii, dreptul de gaj r\u0103m\u00e2ne valabil. Noul proprietar poate fi, de asemenea, dat \u00een judecat\u0103. <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-ihre-vorteile-mit-anwaltlicher-unterstutzung\">Avantajele dumneavoastr\u0103 cu asisten\u021b\u0103 juridic\u0103<\/h2>\n\n<p class=\"wp-block-paragraph\">\u00cen calitate de firm\u0103 specializat\u0103, cu accent pe ac\u021biunile de valorificare a gajului \u0219i ipotecare, v\u0103 ajut\u0103m s\u0103 v\u0103 impune\u021bi drepturile rapid \u0219i \u00een siguran\u021b\u0103 din punct de vedere juridic. Verific\u0103m perspectivele de succes, preg\u0103tim ac\u021biunea dumneavoastr\u0103 \u0219i v\u0103 reprezent\u0103m \u00een mod consecvent \u00een instan\u021b\u0103. <\/p>\n\n<ul class=\"wp-block-list\">\n<li>Verificarea situa\u021biei crean\u021bei \u0219i a \u00eenregistr\u0103rii ipotecii<\/li>\n\n\n\n<li>Introducerea ac\u021biunii \u00een termen<\/li>\n\n\n\n<li>Evitarea erorilor formale<\/li>\n\n\n\n<li>Punerea \u00een aplicare \u00een cadrul procedurii de executare silit\u0103<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">Ac\u021biunea ipotecar\u0103 este un mijloc eficient de a v\u0103 impune drepturile dintr-o ipotec\u0103, \u00een special dac\u0103 proprietarul nu este responsabil personal. Cu sprijinul unui avocat, v\u0103 asigura\u021bi cuno\u0219tin\u021be juridice, evita\u021bi erorile de procedur\u0103 \u0219i urm\u0103ri\u021bi toate termenele. <\/p>\n<a class=\"mr-cta-link mr-cta-button-cal\" href=\"#h2-booking\" title=\"Consulta\u021bie ini\u021bial\u0103 gratuit\u0103\"><span class=\"mr-cta-link-normal\">Alege\u021bi acum data dorit\u0103:<\/span><span class=\"mr-cta-link-bold\">Consulta\u021bie ini\u021bial\u0103 gratuit\u0103<\/span><\/a>\n\n<h2 class=\"wp-block-heading\" id=\"h-haufig-gestellte-fragen-faq\">\u00centreb\u0103ri frecvente \u2013 FAQ<\/h2>\n<div class=\"wp-block-uagb-faq uagb-faq__outer-wrap uagb-block-972c8b74 uagb-faq-icon-row uagb-faq-layout-accordion uagb-faq-expand-first-true uagb-faq-inactive-other-true uagb-faq__wrap uagb-buttons-layout-wrap uagb-faq-equal-height     \" data-faqtoggle=\"true\" role=\"tablist\"><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-6b30bb7b \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Ce se \u00eent\u00e2mpl\u0103 dup\u0103 o ac\u021biune ipotecar\u0103 de succes?<\/span><\/div><div class=\"uagb-faq-content\"><p>Instan\u021ba recunoa\u0219te dreptul de gaj, astfel \u00eenc\u00e2t proprietatea poate fi valorificat\u0103 judiciar.<\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-5426c70c \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Trebuie ca debitorul s\u0103 fie proprietarul propriet\u0103\u021bii?<\/span><\/div><div class=\"uagb-faq-content\"><p>Nu. \u0218i noul proprietar poate fi dat \u00een judecat\u0103 dac\u0103 ipoteca r\u0103m\u00e2ne \u00eenregistrat\u0103. <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-fbdabad1 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">C\u00e2t cost\u0103 o ac\u021biune ipotecar\u0103?<\/span><\/div><div class=\"uagb-faq-content\"><p>Costurile depind de valoarea litigiului \u0219i de efortul depus, oferim o estimare transparent\u0103 \u00een prealabil.<\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-a446aa98 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">C\u00e2t timp pot da \u00een judecat\u0103?<\/span><\/div><div class=\"uagb-faq-content\"><p>Ac\u021biunea se prescrie la 30 de ani de la scaden\u021b\u0103.<\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-dd226be4 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Pot da \u00een judecat\u0103 \u0219i dup\u0103 un faliment?<\/span><\/div><div class=\"uagb-faq-content\"><p>Da. Creditorii cu drept de separare pot introduce ac\u021biunea ipotecar\u0103 \u0219i \u00een timpul falimentului. <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-ebbf0960 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Ce se \u00eent\u00e2mpl\u0103 \u00een cazul schimb\u0103rii proprietarului propriet\u0103\u021bii?<\/span><\/div><div class=\"uagb-faq-content\"><p>Numai dac\u0103 ac\u021biunea ipotecar\u0103 este \u00eenregistrat\u0103 \u00een cartea funciar\u0103, crean\u021ba r\u0103m\u00e2ne valabil\u0103 \u0219i fa\u021b\u0103 de noii proprietari.<\/p><\/div><\/div><\/div>\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"Ac\u021biune ipotecar\u0103 Ac\u021biunea ipotecar\u0103 este o form\u0103 special\u0103 a ac\u021biunii de valorificare a gajului, care se refer\u0103 \u00een mod specific la propriet\u0103\u021bi imobiliare. Aceasta este utilizat\u0103 atunci c\u00e2nd un creditor &#8230;","protected":false},"author":24,"featured_media":47774,"parent":45412,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","footnotes":""},"categories":[918,741],"tags":[],"class_list":["post-47770","page","type-page","status-publish","has-post-thumbnail","hentry","category-drept","category-drept-imobiliar"],"acf":[],"uagb_featured_image_src":{"full":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Hypothekarkalge.webp",1920,1080,false],"thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Hypothekarkalge-100x100.webp",100,100,true],"medium":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Hypothekarkalge-800x450.webp",800,450,true],"medium_large":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Hypothekarkalge.webp",1920,1080,false],"large":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Hypothekarkalge.webp",1920,1080,false],"1536x1536":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Hypothekarkalge.webp",1536,864,false],"2048x2048":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Hypothekarkalge.webp",1920,1080,false],"336x":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Hypothekarkalge-336x189.webp",336,189,true],"352x":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Hypothekarkalge-352x198.webp",352,198,true],"woocommerce_thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Hypothekarkalge-300x300.webp",300,300,true],"woocommerce_single":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Hypothekarkalge-600x338.webp",600,338,true],"woocommerce_gallery_thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Hypothekarkalge-100x100.webp",100,100,true],"yarpp-thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Hypothekarkalge-120x120.webp",120,120,true]},"uagb_author_info":{"display_name":"Lena Hirner","author_link":"https:\/\/harlander-partner.eu\/ro\/author\/lena-hirner\/"},"uagb_comment_info":0,"uagb_excerpt":"Ac\u021biune ipotecar\u0103 Ac\u021biunea ipotecar\u0103 este o form\u0103 special\u0103 a ac\u021biunii de valorificare a gajului, care se refer\u0103 \u00een mod specific la propriet\u0103\u021bi imobiliare. Aceasta este utilizat\u0103 atunci c\u00e2nd un creditor ...","_links":{"self":[{"href":"https:\/\/harlander-partner.eu\/ro\/wp-json\/wp\/v2\/pages\/47770","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/harlander-partner.eu\/ro\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/harlander-partner.eu\/ro\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/ro\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/ro\/wp-json\/wp\/v2\/comments?post=47770"}],"version-history":[{"count":0,"href":"https:\/\/harlander-partner.eu\/ro\/wp-json\/wp\/v2\/pages\/47770\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/ro\/wp-json\/wp\/v2\/pages\/45412"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/ro\/wp-json\/wp\/v2\/media\/47774"}],"wp:attachment":[{"href":"https:\/\/harlander-partner.eu\/ro\/wp-json\/wp\/v2\/media?parent=47770"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/harlander-partner.eu\/ro\/wp-json\/wp\/v2\/categories?post=47770"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/harlander-partner.eu\/ro\/wp-json\/wp\/v2\/tags?post=47770"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}