{"id":86511,"date":"2025-10-01T13:57:32","date_gmt":"2025-10-01T11:57:32","guid":{"rendered":"https:\/\/harlander-partner.eu\/sporto-traumos\/teisines-apsaugos-draudimas-slidinejimo-nelaimes-atveju\/"},"modified":"2025-11-26T09:06:33","modified_gmt":"2025-11-26T08:06:33","slug":"teisines-apsaugos-draudimas-slidinejimo-nelaimes-atveju","status":"publish","type":"page","link":"https:\/\/harlander-partner.eu\/lt\/sporto-traumos\/teisines-apsaugos-draudimas-slidinejimo-nelaimes-atveju\/","title":{"rendered":"Teisin\u0117s apsaugos draudimas slidin\u0117jimo nelaim\u0117s atveju"},"content":{"rendered":"\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2>Teisin\u0117s apsaugos draudimas<\/h2><ul><li><a href=\"#h-rechtschutzversicherung\" data-level=\"2\">Teisin\u0117s apsaugos draudimas<\/a><\/li><li><a href=\"#h-deckungsumfang\" data-level=\"2\">Draudimo apr\u0117ptis<\/a><\/li><li><a href=\"#h-obliegenheiten-des-versicherungsnehmers\" data-level=\"2\">Draud\u0117jo pareigos<\/a><\/li><li><a href=\"#h-ausschlusse\" data-level=\"2\">I\u0161imtys<\/a><\/li><li><a href=\"#h-ablauf-des-rechtsschutzfalles\" data-level=\"2\">Teisin\u0117s apsaugos atvejo eiga<\/a><\/li><li><a href=\"#h-wartezeiten-und-selbstbehalt\" data-level=\"2\">Laukimo laikotarpiai ir savaiminio dalyvavimo suma<\/a><\/li><li><a href=\"#h-praktische-bedeutung\" data-level=\"2\">Praktin\u0117 reik\u0161m\u0117<\/a><\/li><li><a href=\"#h-ihre-vorteile-mit-anwaltlicher-unterstutzung\" data-level=\"2\">J\u016bs\u0173 privalumai su advokato pagalba<\/a><\/li><li><a href=\"#h-haufig-gestellte-fragen-faq\" data-level=\"2\">Da\u017eniausiai u\u017eduodami klausimai \u2013 DUK<\/a><\/li><\/ul><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-rechtschutzversicherung\">Teisin\u0117s apsaugos draudimas<\/h2>\n\n<p>Teisin\u0117s apsaugos draudimas yra draudimas, kuris padengia teis\u0117s gynimo i\u0161laidas. Tai apima ypa\u010d advokat\u0173 i\u0161laidas, teismo mokes\u010dius, ekspert\u0173 i\u0161laidas bei prie\u0161in\u0117s \u0161alies i\u0161laidas, jei jas reikia kompensuoti. Draudimo apsauga galioja sutartyje numatytose gyvenimo srityse, tokiose kaip privatusis gyvenimas, profesija, eismas ar b\u016bstas. Teisin\u0117s apsaugos draudimo tikslas \u2013 u\u017etikrinti prieig\u0105 prie teis\u0117s nepriklausomai nuo individualios finansin\u0117s pad\u0117ties.   <\/p>\n\n<div class=\"wp-block-uagb-container uagb-block-3019fe8e alignfull uagb-is-root-container\">\n<div class=\"wp-block-uagb-container uagb-block-32585033\">\n<p>Teisin\u0117s apsaugos draudimas padengia advokat\u0173 ir teismo i\u0161laidas sutartose teis\u0117s srityse.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-45819ab6\"><picture>\n\t\t<source srcset=\"https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-352x198.webp\" >\n\t\t<img decoding=\"async\" class=\"mr-picture-small\" src=\"https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung.webp\" alt=\"Teisin\u0117s apsaugos draudimas paai\u0161kina paslaugas, pareigas, i\u0161imtis ir kaip su advokat\u0173 pagalba apsaugoti savo teises\" >\n\t<\/picture>\n<\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-deckungsumfang\">Draudimo apr\u0117ptis<\/h2>\n\n<p>Teisin\u0117s apsaugos draudimo apr\u0117ptis yra modulin\u0117 ir paprastai apima \u012fvairias sritis. <strong>Privatin\u0117s teis\u0117s apsauga<\/strong> sprend\u017eia kasdienius konfliktus, pavyzd\u017eiui, pirkimo sutar\u010di\u0173 ar \u017ealos atlyginimo reikalavim\u0173. <strong>Profesin\u0117s teis\u0117s apsauga<\/strong> apsaugo darbuotojus gin\u010duose su darbdaviu, pavyzd\u017eiui, atleidimo ar nei\u0161mok\u0117to atlyginimo atvejais. <strong>Eismo teis\u0117s apsauga<\/strong> yra ypa\u010d prakti\u0161kai svarbi, nes ji galioja po eismo nelaimi\u0173, gin\u010d\u0173 su draudimo bendrov\u0117mis ar administracini\u0173 baud\u0173 atvejais.   <\/p>\n\n<p>Ypa\u010d svarbi yra <strong>baud\u017eiamosios teis\u0117s apsauga<\/strong>. Ji apima gynyb\u0105 baud\u017eiamuosiuose procesuose, da\u017eniausiai neatsargumo nusikaltim\u0173 atvejais. Daugelis sutar\u010di\u0173 taip pat numato i\u0161pl\u0117st\u0105 apr\u0117pt\u012f, kad ty\u010dini\u0173 nusikaltim\u0173 procesai b\u016bt\u0173 padengti bent iki i\u0161teisinimo ar nutraukimo. Galiausiai yra <strong>b\u016bsto ir nekilnojamojo turto teis\u0117s apsauga<\/strong>, kuri padengia nuomos ir nuosavyb\u0117s konfliktus.   <\/p>\n\n<p>Atskiri teik\u0117jai i\u0161ple\u010dia pasi\u016blym\u0105 tokiomis sritimis kaip \u0161eimos teis\u0117, paveld\u0117jimo teis\u0117 ar administracin\u0117 teis\u0117. Ta\u010diau \u0161ie moduliai da\u017enai turi apribojim\u0173 ir ne kiekvienoje sutartyje yra \u012ftraukti. <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-obliegenheiten-des-versicherungsnehmers\">Draud\u0117jo pareigos<\/h2>\n\n<p>Kad draudimas i\u0161 tikr\u0173j\u0173 mok\u0117t\u0173, draud\u0117jai turi laikytis tam tikr\u0173 pareig\u0173. Ypa\u010d svarbus yra nedelsiantis draudimo atvejo prane\u0161imas. Tik taip draudikas gali laiku patikrinti, ar yra draudimo apr\u0117ptis. Prie\u0161 paskirdamas advokat\u0105, taip pat reikia gauti <strong>draudimo apr\u0117pties patvirtinim\u0105<\/strong>. Be \u0161io patvirtinimo kyla rizika, kad i\u0161laidos nebus kompensuotos.    <\/p>\n\n<p>Draud\u0117jas privalo teisingai ir i\u0161samiai pateikti fakt\u0173 aplinkybes bei pateikti visus reikalingus dokumentus. Jis turi bendradarbiauti su draudiku sudarant taikos sutartis ar ie\u0161kant neteismini\u0173 sprendim\u0173 ir negali sukelti nereikaling\u0173 i\u0161laid\u0173. \u0160i\u0173 pareig\u0173 pa\u017eeidimai, pavyzd\u017eiui, pav\u0117luotas prane\u0161imas ar klaidingi duomenys, gali lemti, kad draudikas nebetur\u0117s mok\u0117jimo pareigos.  <\/p>\n    <div class=\"mr-quote mrbg clearfix\">\n        <a class=\"mr-quote-person\" href=\"\/ueber-uns\/rechtsanwalt-peter-harlander\/\" title=\"Rechtsanwalt Peter Harlander\">\n            <img decoding=\"async\" class=\"mr-quote-person-img\" src=\"https:\/\/harlander-partner.eu\/wp-content\/themes\/harlander\/design\/ph100.webp\" width=\"100\"\n                 height=\"100\" loading=\"lazy\" alt=\"Rechtsanwalt Peter Harlander\">\n            <span class=\"mr-quote-person-text\">\n            Peter Harlander<br>\n            <span class=\"mr-quote-person-function\">Harlander &amp; Partner Rechtsanw\u00e4lte<\/span>\n        <\/span>\n        <\/a>\n        <span class=\"mr-quote-content\">\u201eDie rechtzeitige Deckungsanfrage entscheidet in vielen F\u00e4llen dar\u00fcber, ob der Versicherer leistet \u2013 hier ist professionelle Unterst\u00fctzung besonders wertvoll.\u201c<\/span>\n    <\/div>\n<a class=\"mr-cta-link mr-cta-button-cal\" href=\"#h2-booking\" title=\"Nemokama pirmin\u0117 konsultacija\"><span class=\"mr-cta-link-normal\">Pasirinkite norim\u0105 dat\u0105 dabar:<\/span><span class=\"mr-cta-link-bold\">Nemokama pirmin\u0117 konsultacija<\/span><\/a>\n\n<h2 class=\"wp-block-heading\" id=\"h-ausschlusse\">I\u0161imtys<\/h2>\n\n<p>Draudimo apsauga turi ai\u0161kias ribas. Paprastai i\u0161skiriami ty\u010dia sukelti atvejai bei sunk\u016bs ty\u010diniai nusikaltimai. Taip pat gin\u010dai i\u0161 toki\u0173 sri\u010di\u0173 kaip mokes\u010di\u0173 teis\u0117 ar bendrovi\u0173 teis\u0117 da\u017enai nepatenka \u012f apsaug\u0105, jei n\u0117ra ai\u0161kiai apdrausti. Procesai, kurie buvo numatomi dar prie\u0161 sutarties sudarym\u0105, taip pat n\u0117ra padengti. Galiausiai draudikas gali atsisakyti padengti i\u0161laidas, jei procesas neturi pakankam\u0173 s\u0117km\u0117s perspektyv\u0173 arba akivaizd\u017eiai vykdomas savavali\u0161kai.    <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-ablauf-des-rechtsschutzfalles\">Teisin\u0117s apsaugos atvejo eiga<\/h2>\n\n<p>\u012evykus draudimo atvejui, pirmiausia prane\u0161ama draudikui. Tada jis tikrina, ar \u012fvykdytos draudimo apr\u0117pties s\u0105lygos. Jei draudimo apr\u0117ptis patvirtinama, draudikas i\u0161duoda ra\u0161ytin\u012f patvirtinim\u0105. Tik po to reik\u0117t\u0173 pavesti advokatui atstovavim\u0105, kad b\u016bt\u0173 u\u017etikrintas i\u0161laid\u0173 padengimas. Vykstant procesui draudimas padengia sutartas i\u0161laidas ir prireikus gali finansuoti mediacij\u0105.    <\/p>\n\n<p>Jei tarp draudiko ir draud\u0117jo kyla nesutarim\u0173 d\u0117l s\u0117km\u0117s perspektyv\u0173, galima pasinaudoti vadinamuoju <strong>arbitra\u017einio sprendimo proced\u016bra<\/strong>. \u0160iuo atveju nepriklausomas advokatas priima privalom\u0105 sprendim\u0105, ar byla turi pakankamas s\u0117km\u0117s perspektyvas. <\/p>\n<a class=\"mr-cta-link mr-cta-button-cal\" href=\"#h2-booking\" title=\"Nemokama pirmin\u0117 konsultacija\"><span class=\"mr-cta-link-normal\">Pasirinkite norim\u0105 dat\u0105 dabar:<\/span><span class=\"mr-cta-link-bold\">Nemokama pirmin\u0117 konsultacija<\/span><\/a>\n\n<h2 class=\"wp-block-heading\" id=\"h-wartezeiten-und-selbstbehalt\">Laukimo laikotarpiai ir savaiminio dalyvavimo suma<\/h2>\n\n<p>Daugelyje sutar\u010di\u0173 numatytas laukimo laikotarpis, da\u017enai trys\u2013\u0161e\u0161i m\u0117nesiai. \u0160iuo laikotarpiu draudimo apsauga naujiems gin\u010dams dar negalioja. Taip u\u017ekertamas kelias jau \u017einom\u0173 konflikt\u0173 v\u0117lesniam \u012ftraukimui \u012f draudimo apsaug\u0105. Be to, daugelyje sutar\u010di\u0173 numatyta savaiminio dalyvavimo suma, kuri\u0105 draud\u0117jas turi pats padengti kiekvienu atveju. \u012eprasti dyd\u017eiai yra nuo 150 iki 300 eur\u0173.    <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-praktische-bedeutung\">Praktin\u0117 reik\u0161m\u0117<\/h2>\n\n<p>Teisin\u0117s apsaugos draudimas suteikia finansin\u012f saugum\u0105 teisiniuose gin\u010duose. Be draudimo net ma\u017ei gin\u010do objektai gali lemti dideles i\u0161laidas, kurios atbaido paveiktus asmenis nuo teisinio kelio. Su draudimo apsauga galima \u012fgyvendinti pagr\u012fstus reikalavimus ir atsispirti nepagr\u012fstiems reikalavimams, kad rizika netapt\u0173 nepakeliama. Ypa\u010d sud\u0117tinguose ar ilgalaik\u0117se bylose akivaizdu, kad draudimas yra esminis teisi\u0173 gynimo instrumentas.   <\/p>\n    <div class=\"mr-quote mrbg clearfix\">\n        <a class=\"mr-quote-person\" href=\"\/ueber-uns\/rechtsanwalt-sebastian-riedlmair\/\" title=\"Rechtsanwalt Sebastian Riedlmair\">\n            <img decoding=\"async\" class=\"mr-quote-person-img\" src=\"https:\/\/harlander-partner.eu\/wp-content\/themes\/harlander\/design\/sr100.webp\" width=\"100\"\n                 height=\"100\" loading=\"lazy\" alt=\"Rechtsanwalt Sebastian Riedlmair\">\n            <span class=\"mr-quote-person-text\">\n            Sebastian Riedlmair<br>\n            <span class=\"mr-quote-person-function\">Harlander &amp; Partner Rechtsanw\u00e4lte<\/span>\n        <\/span>\n        <\/a>\n        <span class=\"mr-quote-content\">\u201eRechtsschutz ist kein Luxus, sondern ein elementares Sicherheitsnetz, das es erlaubt, berechtigte Anspr\u00fcche ohne finanzielles Risiko durchzusetzen.\u201c<\/span>\n    <\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-ihre-vorteile-mit-anwaltlicher-unterstutzung\">J\u016bs\u0173 privalumai su advokato pagalba<\/h2>\n\n<p>M\u016bs\u0173 advokat\u0173 kontora i\u0161samiai padeda spr\u0119sti visus teisin\u0117s apsaugos draudimo klausimus. Mes tikriname, ar J\u016bs\u0173 byla patenka \u012f draudimo apr\u0117pt\u012f, r\u016bpinam\u0117s bendravimu su draudiku ir u\u017etikriname laiku gaut\u0105 draudimo apr\u0117pties patvirtinim\u0105. Be to, atstovaujame Jums civiliniuose ir baud\u017eiamuosiuose procesuose bei u\u017etikriname, kad J\u016bs\u0173 reikalavimai neb\u016bt\u0173 pa\u017eeisti d\u0117l formali\u0173 klaid\u0173 ar termin\u0173 praleidimo.  <\/p>\n<a class=\"mr-cta-link mr-cta-button-cal\" href=\"#h2-booking\" title=\"Nemokama pirmin\u0117 konsultacija\"><span class=\"mr-cta-link-normal\">Pasirinkite norim\u0105 dat\u0105 dabar:<\/span><span class=\"mr-cta-link-bold\">Nemokama pirmin\u0117 konsultacija<\/span><\/a>\n\n<h2 class=\"wp-block-heading\" id=\"h-haufig-gestellte-fragen-faq\">Da\u017eniausiai u\u017eduodami klausimai \u2013 DUK<\/h2>\n<div class=\"wp-block-uagb-faq uagb-faq__outer-wrap uagb-block-972c8b74 uagb-faq-icon-row uagb-faq-layout-accordion uagb-faq-expand-first-true uagb-faq-inactive-other-true uagb-faq__wrap uagb-buttons-layout-wrap uagb-faq-equal-height     \" data-faqtoggle=\"true\" role=\"tablist\"><script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"@id\":\"https:\\\/\\\/harlander-partner.eu\\\/lt\\\/sporto-traumos\\\/teisines-apsaugos-draudimas-slidinejimo-nelaimes-atveju\\\/\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Kada galioja teisin\\u0117s apsaugos draudimas?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Teisin\\u0117s apsaugos draudimas galioja, kai apdraustos srities teisin\\u0117s apsaugos atvejis \\u012fvyksta. Tai apima gin\\u010dus d\\u0117l sutar\\u010di\\u0173, darbo teis\\u0117s gin\\u010dus, eismo nelaimes ar baud\\u017eiamojo tyrimo atvejus. S\\u0105lyga yra ta, kad draudimo atvejis \\u012fvyko pasibaigus sutartam laukimo laikotarpiui.  \"}},{\"@type\":\"Question\",\"name\":\"Ar turiu nedelsiant prane\\u0161ti apie draudimo atvej\\u012f?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Taip. Pagal VersVG 33 straipsn\\u012f draud\\u0117jas privalo nedelsiant prane\\u0161ti apie teisin\\u0117s apsaugos atvejo \\u012fvykim\\u0105. Jei prane\\u0161imas pateikiamas per v\\u0117lai, draudikas gali netekti mok\\u0117jimo pareigos.  \"}},{\"@type\":\"Question\",\"name\":\"Kas yra draudimo apr\\u0117pties patvirtinimas ir kod\\u0117l jis svarbus?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Draudimo apr\\u0117pties patvirtinimas yra ra\\u0161ytinis draudiko patvirtinimas, kad konkre\\u010dios teis\\u0117s bylos i\\u0161laidos bus padengtos. Be draudimo apr\\u0117pties patvirtinimo kyla rizika, kad draudikas nepadengs i\\u0161laid\\u0173. \"}},{\"@type\":\"Question\",\"name\":\"Ar advokat\\u0173 kontora r\\u016bpinasi draudimo apr\\u0117pties u\\u017eklausa?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Taip. Mes r\\u016bpinam\\u0117s visa draudimo apr\\u0117pties u\\u017eklausa J\\u016bs\\u0173 teisin\\u0117s apsaugos draudimo bendrov\\u0117je ir u\\u017etikriname, kad visa reikalinga informacija b\\u016bt\\u0173 pateikta laiku ir i\\u0161samiai. \"}},{\"@type\":\"Question\",\"name\":\"Kokias i\\u0161laidas padengia teisin\\u0117s apsaugos draudimas?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Paprastai padengiamos advokat\\u0173 i\\u0161laidos, teismo mokes\\u010diai, ekspert\\u0173 i\\u0161laidos ir prireikus prie\\u0161in\\u0117s \\u0161alies i\\u0161laidos, jei tai sutarti\\u0161kai numatyta.\"}},{\"@type\":\"Question\",\"name\":\"Ar yra laukimo laikotarpiai ar savaiminio dalyvavimo sumos?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Daugelyje sutar\\u010di\\u0173 yra tri\\u0173\\u2013\\u0161e\\u0161i\\u0173 m\\u0117nesi\\u0173 laukimo laikotarpiai. Be to, da\\u017enai numatoma savaiminio dalyvavimo suma, kuri\\u0105 draud\\u0117jas turi pats padengti kiekvienu atveju. \"}},{\"@type\":\"Question\",\"name\":\"Ar ty\\u010dia sukelti atvejai yra padengti?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Ty\\u010dia sukelti draudimo atvejai ir sunk\\u016bs ty\\u010diniai nusikaltimai paprastai yra i\\u0161skirti. Ta\\u010diau kai kurios sutartys padengia procesus iki i\\u0161teisinimo ar nutraukimo. \"}}]}<\/script><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq1 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Kada galioja teisin\u0117s apsaugos draudimas?<\/span><\/div><div class=\"uagb-faq-content\"><p>Teisin\u0117s apsaugos draudimas galioja, kai apdraustos srities teisin\u0117s apsaugos atvejis \u012fvyksta. Tai apima gin\u010dus d\u0117l sutar\u010di\u0173, darbo teis\u0117s gin\u010dus, eismo nelaimes ar baud\u017eiamojo tyrimo atvejus. S\u0105lyga yra ta, kad draudimo atvejis \u012fvyko pasibaigus sutartam laukimo laikotarpiui.  <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq2 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Ar turiu nedelsiant prane\u0161ti apie draudimo atvej\u012f?<\/span><\/div><div class=\"uagb-faq-content\"><p>Taip. Pagal VersVG 33 straipsn\u012f draud\u0117jas privalo nedelsiant prane\u0161ti apie teisin\u0117s apsaugos atvejo \u012fvykim\u0105. Jei prane\u0161imas pateikiamas per v\u0117lai, draudikas gali netekti mok\u0117jimo pareigos.  <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq3 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Kas yra draudimo apr\u0117pties patvirtinimas ir kod\u0117l jis svarbus?<\/span><\/div><div class=\"uagb-faq-content\"><p>Draudimo apr\u0117pties patvirtinimas yra ra\u0161ytinis draudiko patvirtinimas, kad konkre\u010dios teis\u0117s bylos i\u0161laidos bus padengtos. Be draudimo apr\u0117pties patvirtinimo kyla rizika, kad draudikas nepadengs i\u0161laid\u0173. <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq4 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Ar advokat\u0173 kontora r\u016bpinasi draudimo apr\u0117pties u\u017eklausa?<\/span><\/div><div class=\"uagb-faq-content\"><p>Taip. Mes r\u016bpinam\u0117s visa draudimo apr\u0117pties u\u017eklausa J\u016bs\u0173 teisin\u0117s apsaugos draudimo bendrov\u0117je ir u\u017etikriname, kad visa reikalinga informacija b\u016bt\u0173 pateikta laiku ir i\u0161samiai. <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq5 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Kokias i\u0161laidas padengia teisin\u0117s apsaugos draudimas?<\/span><\/div><div class=\"uagb-faq-content\"><p>Paprastai padengiamos advokat\u0173 i\u0161laidos, teismo mokes\u010diai, ekspert\u0173 i\u0161laidos ir prireikus prie\u0161in\u0117s \u0161alies i\u0161laidos, jei tai sutarti\u0161kai numatyta.<\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq6 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Ar yra laukimo laikotarpiai ar savaiminio dalyvavimo sumos?<\/span><\/div><div class=\"uagb-faq-content\"><p>Daugelyje sutar\u010di\u0173 yra tri\u0173\u2013\u0161e\u0161i\u0173 m\u0117nesi\u0173 laukimo laikotarpiai. Be to, da\u017enai numatoma savaiminio dalyvavimo suma, kuri\u0105 draud\u0117jas turi pats padengti kiekvienu atveju. <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq8 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Ar ty\u010dia sukelti atvejai yra padengti?<\/span><\/div><div class=\"uagb-faq-content\"><p>Ty\u010dia sukelti draudimo atvejai ir sunk\u016bs ty\u010diniai nusikaltimai paprastai yra i\u0161skirti. Ta\u010diau kai kurios sutartys padengia procesus iki i\u0161teisinimo ar nutraukimo. <\/p><\/div><\/div><a class=\"mr-cta-link mr-cta-button-cal\" href=\"#h2-booking\" title=\"Nemokama pirmin\u0117 konsultacija\"><span class=\"mr-cta-link-normal\">Pasirinkite norim\u0105 dat\u0105 dabar:<\/span><span class=\"mr-cta-link-bold\">Nemokama pirmin\u0117 konsultacija<\/span><\/a>\n<\/div>","protected":false},"excerpt":{"rendered":"Teisin\u0117s apsaugos draudimas Teisin\u0117s apsaugos draudimas yra draudimas, kuris padengia teis\u0117s gynimo i\u0161laidas. Tai apima ypa\u010d advokat\u0173 i\u0161laidas, teismo mokes\u010dius, ekspert\u0173 i\u0161laidas bei prie\u0161in\u0117s \u0161alies i\u0161laidas, jei jas reikia kompensuoti. &#8230;","protected":false},"author":25,"featured_media":86516,"parent":58657,"menu_order":30,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","footnotes":""},"categories":[1130],"tags":[],"class_list":["post-86511","page","type-page","status-publish","has-post-thumbnail","hentry","category-sporto-teise"],"acf":[],"uagb_featured_image_src":{"full":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung.webp",1920,1080,false],"thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-100x100.webp",100,100,true],"medium":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-800x450.webp",800,450,true],"medium_large":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung.webp",1920,1080,false],"large":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung.webp",1920,1080,false],"1536x1536":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung.webp",1536,864,false],"2048x2048":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung.webp",1920,1080,false],"336x":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-336x189.webp",336,189,true],"352x":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-352x198.webp",352,198,true],"woocommerce_thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-300x300.webp",300,300,true],"woocommerce_single":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-600x338.webp",600,338,true],"woocommerce_gallery_thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-100x100.webp",100,100,true],"yarpp-thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-120x120.webp",120,120,true]},"uagb_author_info":{"display_name":"Simon Prem","author_link":"https:\/\/harlander-partner.eu\/lt\/author\/simon-prem\/"},"uagb_comment_info":0,"uagb_excerpt":"Teisin\u0117s apsaugos draudimas Teisin\u0117s apsaugos draudimas yra draudimas, kuris padengia teis\u0117s gynimo i\u0161laidas. Tai apima ypa\u010d advokat\u0173 i\u0161laidas, teismo mokes\u010dius, ekspert\u0173 i\u0161laidas bei prie\u0161in\u0117s \u0161alies i\u0161laidas, jei jas reikia kompensuoti. ...","_links":{"self":[{"href":"https:\/\/harlander-partner.eu\/lt\/wp-json\/wp\/v2\/pages\/86511","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/harlander-partner.eu\/lt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/harlander-partner.eu\/lt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/lt\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/lt\/wp-json\/wp\/v2\/comments?post=86511"}],"version-history":[{"count":0,"href":"https:\/\/harlander-partner.eu\/lt\/wp-json\/wp\/v2\/pages\/86511\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/lt\/wp-json\/wp\/v2\/pages\/58657"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/lt\/wp-json\/wp\/v2\/media\/86516"}],"wp:attachment":[{"href":"https:\/\/harlander-partner.eu\/lt\/wp-json\/wp\/v2\/media?parent=86511"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/harlander-partner.eu\/lt\/wp-json\/wp\/v2\/categories?post=86511"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/harlander-partner.eu\/lt\/wp-json\/wp\/v2\/tags?post=86511"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}