{"id":49659,"date":"2025-09-30T14:36:29","date_gmt":"2025-09-30T12:36:29","guid":{"rendered":"https:\/\/harlander-partner.eu\/sportbalesetek\/sibaleset-eseten-kotendo-felelossegbiztositas\/"},"modified":"2025-11-25T15:04:36","modified_gmt":"2025-11-25T14:04:36","slug":"sibaleset-eseten-kotendo-felelossegbiztositas","status":"publish","type":"page","link":"https:\/\/harlander-partner.eu\/hu\/sportbalesetek\/sibaleset-eseten-kotendo-felelossegbiztositas\/","title":{"rendered":"S\u00edbaleset eset\u00e9n k\u00f6tend\u0151 felel\u0151ss\u00e9gbiztos\u00edt\u00e1s"},"content":{"rendered":"\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2>Felel\u0151ss\u00e9gbiztos\u00edt\u00e1s<\/h2><ul><li><a href=\"#h-haftpflichtversicherung\" data-level=\"2\">Felel\u0151ss\u00e9gbiztos\u00edt\u00e1s<\/a><\/li><li><a href=\"#h-haftung-bei-skiunfallen-nach-osterreichischem-recht\" data-level=\"2\">Felel\u0151ss\u00e9g s\u00edbalesetek eset\u00e9n az osztr\u00e1k jog szerint<\/a><\/li><li><a href=\"#h-deckungsumfang-der-haftpflichtversicherung\" data-level=\"2\">A felel\u0151ss\u00e9gbiztos\u00edt\u00e1s fedezeti k\u00f6re<\/a><\/li><li><a href=\"#h-besondere-vorteile-der-haftpflichtversicherung\" data-level=\"2\">A felel\u0151ss\u00e9gbiztos\u00edt\u00e1s k\u00fcl\u00f6nleges el\u0151nyei<\/a><\/li><li><a href=\"#h-obliegenheit-zur-schadenmeldung\" data-level=\"2\">K\u00e1resem\u00e9ny bejelent\u00e9si k\u00f6telezetts\u00e9g<\/a><\/li><li><a href=\"#h-ihre-vorteile-mit-anwaltlicher-unterstutzung\" data-level=\"2\">Az \u00d6n el\u0151nyei \u00fcgyv\u00e9di seg\u00edts\u00e9ggel<\/a><\/li><li><a href=\"#h-haufig-gestellte-fragen-faq\" data-level=\"2\">Gyakran ism\u00e9telt k\u00e9rd\u00e9sek \u2013 GYIK<\/a><\/li><\/ul><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-haftpflichtversicherung\">Felel\u0151ss\u00e9gbiztos\u00edt\u00e1s<\/h2>\n\n<p class=\"wp-block-paragraph\">A felel\u0151ss\u00e9gbiztos\u00edt\u00e1s p\u00e9nz\u00fcgyi fedezetet ny\u00fajt, ha egy szem\u00e9lyt az \u00e1ltala okozott k\u00e1r\u00e9rt felel\u0151ss\u00e9gre vonnak. K\u00fcl\u00f6n\u00f6sen s\u00edbalesetek eset\u00e9n lehetnek s\u00falyosak a k\u00f6vetkezm\u00e9nyek: s\u00e9r\u00fcl\u00e9sek, hosszan tart\u00f3 gy\u00f3gykezel\u00e9sek, j\u00f6vedelemkies\u00e9s vagy a felszerel\u00e9sben keletkezett anyagi k\u00e1rok gyorsan magas k\u00f6lts\u00e9gekhez vezetnek. Az osztr\u00e1k jog szerint mindenki, aki v\u00e9tkesen k\u00e1rt okoz, alapvet\u0151en k\u00e1rt\u00e9r\u00edt\u00e9sre k\u00f6telezett. A felel\u0151ss\u00e9gbiztos\u00edt\u00e1s ilyen esetekben nemcsak a jogos ig\u00e9nyek rendez\u00e9s\u00e9t, hanem a jogosulatlan k\u00f6vetel\u00e9sek elh\u00e1r\u00edt\u00e1s\u00e1t is v\u00e1llalja.   <\/p>\n\n<div class=\"wp-block-uagb-container uagb-block-3019fe8e alignfull uagb-is-root-container\">\n<div class=\"wp-block-uagb-container uagb-block-32585033\">\n<p class=\"wp-block-paragraph\">A felel\u0151ss\u00e9gbiztos\u00edt\u00e1s v\u00e9di a s\u00edel\u0151ket, ha m\u00e1sokat megs\u00e9rtenek vagy k\u00e1rokat okoznak, \u00e9s fedezi az \u00fcgyv\u00e9di \u00e9s peres k\u00f6lts\u00e9geket is.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-45819ab6\"><picture>\r\n\t\t<source srcset=\"https:\/\/harlander-partner.eu\/wp-content\/uploads\/Haftpflichtversicherung-352x198.webp\" >\r\n\t\t<img decoding=\"async\" class=\"mr-picture-small\" src=\"https:\/\/harlander-partner.eu\/wp-content\/uploads\/Haftpflichtversicherung.webp\" alt=\"A felel\u0151ss\u00e9gbiztos\u00edt\u00e1s megv\u00e9di a s\u00edel\u0151ket a magas k\u00f6lts\u00e9gekt\u0151l, \u00e9s elh\u00e1r\u00edtja a jogosulatlan ig\u00e9nyeket, bele\u00e9rtve az \u00fcgyv\u00e9di k\u00f6lts\u00e9geket is.\" >\r\n\t<\/picture>\n<\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-haftung-bei-skiunfallen-nach-osterreichischem-recht\">Felel\u0151ss\u00e9g s\u00edbalesetek eset\u00e9n az osztr\u00e1k jog szerint<\/h2>\n\n<p class=\"wp-block-paragraph\">Aki s\u00edel\u00e9s k\u00f6zben balesetet okoz, az <strong>ABGB<\/strong> \u00e1ltal\u00e1nos szab\u00e1lyai szerint felel a keletkezett k\u00e1rok\u00e9rt. Meghat\u00e1roz\u00f3, hogy a magatart\u00e1s <g id=\"gid_1\">jogellenes, v\u00e9tkes \u00e9s okozati \u00f6sszef\u00fcgg\u00e9sben<\/g> \u00e1llt-e a bek\u00f6vetkezett k\u00e1rral. M\u00e1r kisebb figyelmetlens\u00e9gek is jelent\u0151s k\u00e1rt\u00e9r\u00edt\u00e9si ig\u00e9nyekhez vezethetnek, amelyek magukban foglalj\u00e1k a gy\u00f3gykezel\u00e9si k\u00f6lts\u00e9geket, a f\u00e1jdalomd\u00edjat vagy a j\u00f6vedelemkies\u00e9st.  <\/p>\n\n<p class=\"wp-block-paragraph\">K\u00fcl\u00f6n\u00f6sen relev\u00e1nsak a <strong>FIS-p\u00e1lyaszab\u00e1lyok<\/strong> \u00e9s az OGH \u00e1ltal alkalmazott gondoss\u00e1gi m\u00e9rc\u00e9k. A s\u00edel\u0151knek uralniuk kell a sebess\u00e9g\u00fcket, figyelemmel kell lenni\u00fck m\u00e1sokra, \u00e9s elegend\u0151 t\u00e1vols\u00e1got kell tartaniuk. Aki ezeket a k\u00f6telezetts\u00e9geket megszegi \u00e9s ez\u00e1ltal balesetet okoz, rendszerint k\u00e1rt\u00e9r\u00edt\u00e9sre k\u00f6telezett.  <\/p>\n\n<p class=\"wp-block-paragraph\">K\u00fcl\u00f6nleges felel\u0151ss\u00e9gi norm\u00e1k is alkalmazhat\u00f3k:<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>\u00datfenntart\u00f3i felel\u0151ss\u00e9g:<\/strong> A p\u00e1lyafenntart\u00f3k s\u00falyos gondatlans\u00e1g eset\u00e9n felelnek a s\u00edp\u00e1ly\u00e1n l\u00e9v\u0151 vesz\u00e9lyforr\u00e1sok\u00e9rt.<\/li>\n\n\n\n<li><strong>\u00c1ltal\u00e1nos k\u00e1rt\u00e9r\u00edt\u00e9si jog:<\/strong> Alapja az \u00e9let, testi \u00e9ps\u00e9g, eg\u00e9szs\u00e9g vagy tulajdon megs\u00e9rt\u00e9se eset\u00e9n felmer\u00fcl\u0151 ig\u00e9nyeknek.<\/li>\n\n\n\n<li><strong>Vas\u00fati \u00e9s g\u00e9pj\u00e1rm\u0171-felel\u0151ss\u00e9gbiztos\u00edt\u00e1si t\u00f6rv\u00e9ny:<\/strong> P\u00e9ld\u00e1ul felvon\u00f3kkal vagy liftekkel kapcsolatos balesetek eset\u00e9n \u00e9rv\u00e9nyes.<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">Fontos elem a <strong>k\u00f6zrehat\u00e1s<\/strong>: Ha a baleset \u00e1ldozata maga is megszegte a p\u00e1lyaszab\u00e1lyokat, a k\u00e1rt\u00e9r\u00edt\u00e9si ig\u00e9ny ar\u00e1nyosan cs\u00f6kken. A joggyakorlat azt mutatja, hogy a t\u00e1vols\u00e1gok, a l\u00e1t\u00e1sir\u00e1nyok \u00e9s az els\u0151bbs\u00e9gi szab\u00e1lyok betart\u00e1sa is d\u00f6nt\u0151 fontoss\u00e1g\u00fa. <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-deckungsumfang-der-haftpflichtversicherung\">A felel\u0151ss\u00e9gbiztos\u00edt\u00e1s fedezeti k\u00f6re<\/h2>\n\n<p class=\"wp-block-paragraph\">A felel\u0151ss\u00e9gbiztos\u00edt\u00e1s els\u0151sorban <strong>szem\u00e9lyi \u00e9s anyagi k\u00e1rokat<\/strong> fedez, amelyeket s\u00edel\u00e9s k\u00f6zbeni v\u00e9tkes magatart\u00e1s okoz. Ide tartoznak a gy\u00f3gykezel\u00e9si k\u00f6lts\u00e9gek, a f\u00e1jdalomd\u00edj, a j\u00f6vedelemkies\u00e9s, valamint a s\u00e9r\u00fclt felszerel\u00e9s jav\u00edt\u00e1si \u00e9s cserek\u00f6lts\u00e9gei. <\/p>\n\n<p class=\"wp-block-paragraph\">K\u00f6zponti el\u0151nye az <strong>elh\u00e1r\u00edt\u00e1si funkci\u00f3<\/strong>: A biztos\u00edt\u00f3 nemcsak a jogos ig\u00e9nyek rendez\u00e9s\u00e9t, hanem a jogosulatlan k\u00f6vetel\u00e9sek elh\u00e1r\u00edt\u00e1s\u00e1t is v\u00e1llalja. Ide tartozik a szakv\u00e9lem\u00e9nyek, \u00fcgyv\u00e9di k\u00f6lts\u00e9gek \u00e9s b\u00edr\u00f3s\u00e1gi kiad\u00e1sok finansz\u00edroz\u00e1sa. Ezzel a felel\u0151ss\u00e9gbiztos\u00edt\u00e1s jogv\u00e9delmi funkci\u00f3t is ell\u00e1t.  <\/p>\n\n<p class=\"wp-block-paragraph\">A fedezeti \u00f6sszegek \u00e1ltal\u00e1ban milli\u00f3s nagys\u00e1grend\u0171ek. Fontos, hogy a v\u00e9delem k\u00fclf\u00f6ld\u00f6n is \u00e9rv\u00e9nyes legyen \u2013 sok szerz\u0151d\u00e9s tartalmazza a vil\u00e1gm\u00e9ret\u0171 \u00e9rv\u00e9nyess\u00e9get. Azonban a tipikus kiz\u00e1r\u00e1sok v\u00e1ltozatlanok maradnak: a sz\u00e1nd\u00e9koss\u00e1g soha nem fedezett, \u00e9s s\u00falyos gondatlans\u00e1g (p\u00e9ld\u00e1ul jelent\u0151s alkohol befoly\u00e1sa alatti vezet\u00e9s) eset\u00e9n a biztos\u00edt\u00f3 mentes\u00fclhet a szolg\u00e1ltat\u00e1si k\u00f6telezetts\u00e9g al\u00f3l.  <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-besondere-vorteile-der-haftpflichtversicherung\">A felel\u0151ss\u00e9gbiztos\u00edt\u00e1s k\u00fcl\u00f6nleges el\u0151nyei<\/h2>\n\n<p class=\"wp-block-paragraph\">A felel\u0151ss\u00e9gbiztos\u00edt\u00e1s t\u00f6bb, mint puszt\u00e1n k\u00f6lts\u00e9g\u00e1tv\u00e1llal\u00f3. Akt\u00edvan v\u00e9di a biztos\u00edtottakat a <strong>jogosulatlan ig\u00e9nyekkel<\/strong> szemben is. A biztos\u00edt\u00f3 minden \u00e9rv\u00e9nyes\u00edtett ig\u00e9nyt gondosan megvizsg\u00e1l, \u00e9s elh\u00e1r\u00edtja azokat a k\u00f6vetel\u00e9seket, amelyek nem indokoltak.  <\/p>\n\n<p class=\"wp-block-paragraph\">Ide tartozik az <strong>\u00fcgyv\u00e9di \u00e9s b\u00edr\u00f3s\u00e1gi k\u00f6lts\u00e9gek<\/strong> \u00e1tv\u00e1llal\u00e1sa is. Ez az \u00fagynevezett elh\u00e1r\u00edt\u00e1si funkci\u00f3 ahhoz vezet, hogy a felel\u0151ss\u00e9gbiztos\u00edt\u00e1s <g id=\"gid_1\">jogv\u00e9delmi biztos\u00edt\u00e1sk\u00e9nt<\/g> m\u0171k\u00f6dik. A biztos\u00edtottak \u00edgy nemcsak p\u00e9nz\u00fcgyileg, hanem a biztos\u00edt\u00f3 \u00e1ltal bevont jog\u00e1szok szak\u00e9rtelm\u00e9b\u0151l is profit\u00e1lnak.  <\/p>\n    <div class=\"mr-quote mrbg clearfix\">\n        <a class=\"mr-quote-person\" href=\"\/ueber-uns\/rechtsanwalt-peter-harlander\/\" title=\"Rechtsanwalt Peter Harlander\">\n            <img decoding=\"async\" class=\"mr-quote-person-img\" src=\"https:\/\/harlander-partner.eu\/wp-content\/themes\/harlander\/design\/ph100.webp\" width=\"100\"\n                 height=\"100\" loading=\"lazy\" alt=\"Rechtsanwalt Peter Harlander\">\n            <span class=\"mr-quote-person-text\">\n            Peter Harlander<br>\n            <span class=\"mr-quote-person-function\">Harlander &amp; Partner Rechtsanw\u00e4lte<\/span>\n        <\/span>\n        <\/a>\n        <span class=\"mr-quote-content\">\u201eEine starke Privathaftpflicht ist die erste Verteidigungslinie nach einem Pistenunfall. Sie reguliert berechtigte Anspr\u00fcche und finanziert die anwaltliche Abwehr unberechtigter Forderungen.\u201c<\/span>\n    <\/div>\n<a class=\"mr-cta-link mr-cta-button-cal\" href=\"#h2-booking\" title=\"Ingyenes els\u0151 konzult\u00e1ci\u00f3\"><span class=\"mr-cta-link-normal\">V\u00e1lassza ki az id\u0151pontot most:<\/span><span class=\"mr-cta-link-bold\">Ingyenes els\u0151 konzult\u00e1ci\u00f3<\/span><\/a>\n\n<h2 class=\"wp-block-heading\" id=\"h-obliegenheit-zur-schadenmeldung\">K\u00e1resem\u00e9ny bejelent\u00e9si k\u00f6telezetts\u00e9g<\/h2>\n\n<p class=\"wp-block-paragraph\">A biztos\u00edt\u00e1si szerz\u0151d\u00e9sekr\u0151l sz\u00f3l\u00f3 t\u00f6rv\u00e9ny szerint a biztos\u00edtott k\u00f6teles a k\u00e1rt <strong>halad\u00e9ktalanul<\/strong> bejelenteni a biztos\u00edt\u00f3nak. Ez a k\u00f6telezetts\u00e9g d\u00f6nt\u0151 fontoss\u00e1g\u00fa, mert a biztos\u00edt\u00f3 csak \u00edgy tud gyorsan reag\u00e1lni \u00e9s az ig\u00e9nyeket megvizsg\u00e1lni. <\/p>\n\n<p class=\"wp-block-paragraph\">Aki k\u00e9sedelmesen vagy hi\u00e1nyosan teszi meg a bejelent\u00e9st, az <strong>k\u00f6telezetts\u00e9gszeg\u00e9st<\/strong> kock\u00e1ztat. Ennek k\u00f6vetkezm\u00e9nye lehet a biztos\u00edt\u00e1si fedezet cs\u00f6kkent\u00e9se vagy ak\u00e1r teljes elveszt\u00e9se. A s\u00edel\u0151k sz\u00e1m\u00e1ra ez azt jelenti: Minden balesetet, m\u00e9g ha kezdetben csek\u00e9lynek is t\u0171nik, azonnal \u00e9s teljes k\u00f6r\u0171en be kell jelenteni.  <\/p>\n    <div class=\"mr-quote mrbg clearfix\">\n        <a class=\"mr-quote-person\" href=\"\/ueber-uns\/rechtsanwalt-sebastian-riedlmair\/\" title=\"Rechtsanwalt Sebastian Riedlmair\">\n            <img decoding=\"async\" class=\"mr-quote-person-img\" src=\"https:\/\/harlander-partner.eu\/wp-content\/themes\/harlander\/design\/sr100.webp\" width=\"100\"\n                 height=\"100\" loading=\"lazy\" alt=\"Rechtsanwalt Sebastian Riedlmair\">\n            <span class=\"mr-quote-person-text\">\n            Sebastian Riedlmair<br>\n            <span class=\"mr-quote-person-function\">Harlander &amp; Partner Rechtsanw\u00e4lte<\/span>\n        <\/span>\n        <\/a>\n        <span class=\"mr-quote-content\">\u201eWer den Schaden sofort meldet, sichert den Versicherungsschutz. Wer z\u00f6gert oder l\u00fcckenhaft berichtet, riskiert eine Obliegenheitsverletzung und damit Leistungsk\u00fcrzungen.\u201c<\/span>\n    <\/div>\n<a class=\"mr-cta-link mr-cta-button-cal\" href=\"#h2-booking\" title=\"Ingyenes els\u0151 konzult\u00e1ci\u00f3\"><span class=\"mr-cta-link-normal\">V\u00e1lassza ki az id\u0151pontot most:<\/span><span class=\"mr-cta-link-bold\">Ingyenes els\u0151 konzult\u00e1ci\u00f3<\/span><\/a>\n\n<h2 class=\"wp-block-heading\" id=\"h-ihre-vorteile-mit-anwaltlicher-unterstutzung\">Az \u00d6n el\u0151nyei \u00fcgyv\u00e9di seg\u00edts\u00e9ggel<\/h2>\n\n<p class=\"wp-block-paragraph\">Amennyiben s\u00edbalesetbe keveredik, megvizsg\u00e1ljuk \u00d6nnek, hogy fenn\u00e1ll-e k\u00e1rt\u00e9r\u00edt\u00e9si vagy biztos\u00edt\u00e1si szolg\u00e1ltat\u00e1sokra vonatkoz\u00f3 ig\u00e9ny. V\u00e9gigk\u00eds\u00e9rj\u00fck \u00d6nt a teljes elj\u00e1r\u00e1s sor\u00e1n, \u00e1tv\u00e1llaljuk a biztos\u00edt\u00f3kkal val\u00f3 kommunik\u00e1ci\u00f3t \u00e9s gondoskodunk arr\u00f3l, hogy ig\u00e9nyeit jogilag biztons\u00e1gosan \u00e9rv\u00e9nyes\u00edtse. <\/p>\n\n<p class=\"wp-block-paragraph\">Irod\u00e1nk:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>megvizsg\u00e1lja, hogy \u00e9s milyen m\u00e9rt\u00e9kben k\u00f6teles a felel\u0151ss\u00e9gbiztos\u00edt\u00e1s helyt\u00e1llni<\/li>\n\n\n\n<li>\u00e1tv\u00e1llalja a jogos k\u00f6vetel\u00e9sek jogi \u00e9rv\u00e9nyes\u00edt\u00e9s\u00e9t<\/li>\n\n\n\n<li>t\u00e1mogatja a jogosulatlan ig\u00e9nyek elh\u00e1r\u00edt\u00e1s\u00e1t<\/li>\n\n\n\n<li>v\u00e9di jogait \u00e9s \u00e9rdekeit minden \u00e9rintett f\u00e9llel szemben<\/li>\n<\/ul>\n<a class=\"mr-cta-link mr-cta-button-cal\" href=\"#h2-booking\" title=\"Ingyenes els\u0151 konzult\u00e1ci\u00f3\"><span class=\"mr-cta-link-normal\">V\u00e1lassza ki az id\u0151pontot most:<\/span><span class=\"mr-cta-link-bold\">Ingyenes els\u0151 konzult\u00e1ci\u00f3<\/span><\/a>\n\n<h2 class=\"wp-block-heading\" id=\"h-haufig-gestellte-fragen-faq\">Gyakran ism\u00e9telt k\u00e9rd\u00e9sek \u2013 GYIK<\/h2>\n<div class=\"wp-block-uagb-faq uagb-faq__outer-wrap uagb-block-972c8b74 uagb-faq-icon-row uagb-faq-layout-accordion uagb-faq-expand-first-true uagb-faq-inactive-other-true uagb-faq__wrap uagb-buttons-layout-wrap uagb-faq-equal-height     \" data-faqtoggle=\"true\" role=\"tablist\"><script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"@id\":\"https:\\\/\\\/harlander-partner.eu\\\/hu\\\/sportbalesetek\\\/sibaleset-eseten-kotendo-felelossegbiztositas\\\/\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Mikor l\\u00e9p \\u00e9letbe a felel\\u0151ss\\u00e9gbiztos\\u00edt\\u00e1s s\\u00edbaleset eset\\u00e9n?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A felel\\u0151ss\\u00e9gbiztos\\u00edt\\u00e1s akkor l\\u00e9p \\u00e9letbe, ha \\u00d6n v\\u00e9tkesen megs\\u00e9rt valaki m\\u00e1st vagy anyagi k\\u00e1rt okoz. \\u00c1tv\\u00e1llalja a k\\u00e1rt\\u00e9r\\u00edt\\u00e9si szolg\\u00e1ltat\\u00e1sokat \\u00e9s megvizsg\\u00e1lja, hogy egy ig\\u00e9ny jogos-e. \"}},{\"@type\":\"Question\",\"name\":\"Milyen k\\u00f6lts\\u00e9geket fedez a felel\\u0151ss\\u00e9gbiztos\\u00edt\\u00e1s?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Fedezve vannak a gy\\u00f3gykezel\\u00e9si k\\u00f6lts\\u00e9gek, a f\\u00e1jdalomd\\u00edj, az anyagi k\\u00e1rok \\u00e9s a j\\u00f6vedelemkies\\u00e9s. Ezenk\\u00edv\\u00fcl a biztos\\u00edt\\u00e1s fedezi az \\u00fcgyv\\u00e9di \\u00e9s b\\u00edr\\u00f3s\\u00e1gi k\\u00f6lts\\u00e9geket a jogosulatlan k\\u00f6vetel\\u00e9sek elh\\u00e1r\\u00edt\\u00e1s\\u00e1ra. \"}},{\"@type\":\"Question\",\"name\":\"\\u00c9rv\\u00e9nyes a biztos\\u00edt\\u00e1si v\\u00e9delem k\\u00fclf\\u00f6ld\\u00f6n is?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Sok felel\\u0151ss\\u00e9gbiztos\\u00edt\\u00e1si k\\u00f6tv\\u00e9ny vil\\u00e1gszint\\u0171 v\\u00e9delmet biztos\\u00edt. Ez k\\u00fcl\\u00f6n\\u00f6sen fontos a s\\u00edel\\u0151k sz\\u00e1m\\u00e1ra, akik gyakran utaznak Olaszorsz\\u00e1gba, Sv\\u00e1jcba vagy Franciaorsz\\u00e1gba. \"}},{\"@type\":\"Question\",\"name\":\"Mi t\\u00f6rt\\u00e9nik, ha nem jelentem be azonnal a k\\u00e1rt?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A k\\u00e9sedelmes vagy elmulasztott bejelent\\u00e9s k\\u00f6telezetts\\u00e9gszeg\\u00e9snek min\\u0151s\\u00fcl. Ebben az esetben a biztos\\u00edt\\u00f3 cs\\u00f6kkentheti vagy teljesen megtagadhatja a szolg\\u00e1ltat\\u00e1st. \"}},{\"@type\":\"Question\",\"name\":\"Fedezettek az alkohol befoly\\u00e1sa alatt t\\u00f6rt\\u00e9nt balesetek is?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A s\\u00falyosan gondatlanul okozott k\\u00e1rok \\u2013 p\\u00e9ld\\u00e1ul jelent\\u0151s alkohol befoly\\u00e1sa miatt \\u2013 gyakran ki vannak z\\u00e1rva. A sz\\u00e1nd\\u00e9koss\\u00e1g soha nem fedezett. \"}}]}<\/script><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq1 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Mikor l\u00e9p \u00e9letbe a felel\u0151ss\u00e9gbiztos\u00edt\u00e1s s\u00edbaleset eset\u00e9n?<\/span><\/div><div class=\"uagb-faq-content\"><p>A felel\u0151ss\u00e9gbiztos\u00edt\u00e1s akkor l\u00e9p \u00e9letbe, ha \u00d6n v\u00e9tkesen megs\u00e9rt valaki m\u00e1st vagy anyagi k\u00e1rt okoz. \u00c1tv\u00e1llalja a k\u00e1rt\u00e9r\u00edt\u00e9si szolg\u00e1ltat\u00e1sokat \u00e9s megvizsg\u00e1lja, hogy egy ig\u00e9ny jogos-e. <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq2 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Milyen k\u00f6lts\u00e9geket fedez a felel\u0151ss\u00e9gbiztos\u00edt\u00e1s?<\/span><\/div><div class=\"uagb-faq-content\"><p>Fedezve vannak a gy\u00f3gykezel\u00e9si k\u00f6lts\u00e9gek, a f\u00e1jdalomd\u00edj, az anyagi k\u00e1rok \u00e9s a j\u00f6vedelemkies\u00e9s. Ezenk\u00edv\u00fcl a biztos\u00edt\u00e1s fedezi az \u00fcgyv\u00e9di \u00e9s b\u00edr\u00f3s\u00e1gi k\u00f6lts\u00e9geket a jogosulatlan k\u00f6vetel\u00e9sek elh\u00e1r\u00edt\u00e1s\u00e1ra. <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq3 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">\u00c9rv\u00e9nyes a biztos\u00edt\u00e1si v\u00e9delem k\u00fclf\u00f6ld\u00f6n is?<\/span><\/div><div class=\"uagb-faq-content\"><p>Sok felel\u0151ss\u00e9gbiztos\u00edt\u00e1si k\u00f6tv\u00e9ny vil\u00e1gszint\u0171 v\u00e9delmet biztos\u00edt. Ez k\u00fcl\u00f6n\u00f6sen fontos a s\u00edel\u0151k sz\u00e1m\u00e1ra, akik gyakran utaznak Olaszorsz\u00e1gba, Sv\u00e1jcba vagy Franciaorsz\u00e1gba. <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq4 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Mi t\u00f6rt\u00e9nik, ha nem jelentem be azonnal a k\u00e1rt?<\/span><\/div><div class=\"uagb-faq-content\"><p>A k\u00e9sedelmes vagy elmulasztott bejelent\u00e9s k\u00f6telezetts\u00e9gszeg\u00e9snek min\u0151s\u00fcl. Ebben az esetben a biztos\u00edt\u00f3 cs\u00f6kkentheti vagy teljesen megtagadhatja a szolg\u00e1ltat\u00e1st. <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq5 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Fedezettek az alkohol befoly\u00e1sa alatt t\u00f6rt\u00e9nt balesetek is?<\/span><\/div><div class=\"uagb-faq-content\"><p>A s\u00falyosan gondatlanul okozott k\u00e1rok \u2013 p\u00e9ld\u00e1ul jelent\u0151s alkohol befoly\u00e1sa miatt \u2013 gyakran ki vannak z\u00e1rva. A sz\u00e1nd\u00e9koss\u00e1g soha nem fedezett. <\/p><\/div><\/div><\/div><a class=\"mr-cta-link mr-cta-button-cal\" href=\"#h2-booking\" title=\"Ingyenes els\u0151 konzult\u00e1ci\u00f3\"><span class=\"mr-cta-link-normal\">V\u00e1lassza ki az id\u0151pontot most:<\/span><span class=\"mr-cta-link-bold\">Ingyenes els\u0151 konzult\u00e1ci\u00f3<\/span><\/a>\n","protected":false},"excerpt":{"rendered":"Felel\u0151ss\u00e9gbiztos\u00edt\u00e1s A felel\u0151ss\u00e9gbiztos\u00edt\u00e1s p\u00e9nz\u00fcgyi fedezetet ny\u00fajt, ha egy szem\u00e9lyt az \u00e1ltala okozott k\u00e1r\u00e9rt felel\u0151ss\u00e9gre vonnak. K\u00fcl\u00f6n\u00f6sen s\u00edbalesetek eset\u00e9n lehetnek s\u00falyosak a k\u00f6vetkezm\u00e9nyek: s\u00e9r\u00fcl\u00e9sek, hosszan tart\u00f3 gy\u00f3gykezel\u00e9sek, j\u00f6vedelemkies\u00e9s vagy a felszerel\u00e9sben &#8230;","protected":false},"author":25,"featured_media":49661,"parent":43694,"menu_order":31,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","footnotes":""},"categories":[903],"tags":[],"class_list":["post-49659","page","type-page","status-publish","has-post-thumbnail","hentry","category-sportjog"],"acf":[],"uagb_featured_image_src":{"full":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Haftpflichtversicherung.webp",1920,1080,false],"thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Haftpflichtversicherung-100x100.webp",100,100,true],"medium":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Haftpflichtversicherung-800x450.webp",800,450,true],"medium_large":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Haftpflichtversicherung.webp",1920,1080,false],"large":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Haftpflichtversicherung.webp",1920,1080,false],"1536x1536":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Haftpflichtversicherung.webp",1536,864,false],"2048x2048":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Haftpflichtversicherung.webp",1920,1080,false],"336x":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Haftpflichtversicherung-336x189.webp",336,189,true],"352x":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Haftpflichtversicherung-352x198.webp",352,198,true],"woocommerce_thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Haftpflichtversicherung-300x300.webp",300,300,true],"woocommerce_single":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Haftpflichtversicherung-600x338.webp",600,338,true],"woocommerce_gallery_thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Haftpflichtversicherung-100x100.webp",100,100,true],"yarpp-thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Haftpflichtversicherung-120x120.webp",120,120,true]},"uagb_author_info":{"display_name":"Simon Prem","author_link":"https:\/\/harlander-partner.eu\/hu\/author\/simon-prem\/"},"uagb_comment_info":0,"uagb_excerpt":"Felel\u0151ss\u00e9gbiztos\u00edt\u00e1s A felel\u0151ss\u00e9gbiztos\u00edt\u00e1s p\u00e9nz\u00fcgyi fedezetet ny\u00fajt, ha egy szem\u00e9lyt az \u00e1ltala okozott k\u00e1r\u00e9rt felel\u0151ss\u00e9gre vonnak. K\u00fcl\u00f6n\u00f6sen s\u00edbalesetek eset\u00e9n lehetnek s\u00falyosak a k\u00f6vetkezm\u00e9nyek: s\u00e9r\u00fcl\u00e9sek, hosszan tart\u00f3 gy\u00f3gykezel\u00e9sek, j\u00f6vedelemkies\u00e9s vagy a felszerel\u00e9sben ...","_links":{"self":[{"href":"https:\/\/harlander-partner.eu\/hu\/wp-json\/wp\/v2\/pages\/49659","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/harlander-partner.eu\/hu\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/harlander-partner.eu\/hu\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/hu\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/hu\/wp-json\/wp\/v2\/comments?post=49659"}],"version-history":[{"count":0,"href":"https:\/\/harlander-partner.eu\/hu\/wp-json\/wp\/v2\/pages\/49659\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/hu\/wp-json\/wp\/v2\/pages\/43694"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/hu\/wp-json\/wp\/v2\/media\/49661"}],"wp:attachment":[{"href":"https:\/\/harlander-partner.eu\/hu\/wp-json\/wp\/v2\/media?parent=49659"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/harlander-partner.eu\/hu\/wp-json\/wp\/v2\/categories?post=49659"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/harlander-partner.eu\/hu\/wp-json\/wp\/v2\/tags?post=49659"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}