{"id":85024,"date":"2025-09-09T14:02:44","date_gmt":"2025-09-09T12:02:44","guid":{"rendered":"https:\/\/harlander-partner.eu\/spordivigastused\/kasutud-kulutused-suusaonnetuse-tottu\/"},"modified":"2025-11-26T08:39:15","modified_gmt":"2025-11-26T07:39:15","slug":"kasutud-kulutused-suusaonnetuse-tottu","status":"publish","type":"page","link":"https:\/\/harlander-partner.eu\/et\/spordivigastused\/kasutud-kulutused-suusaonnetuse-tottu\/","title":{"rendered":"Kasutud kulutused suusa\u00f5nnetuse t\u00f5ttu"},"content":{"rendered":"\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2>Kasutud kulutused suusa\u00f5nnetuse korral<\/h2><ul><li><a href=\"#h-frustrierte-aufwendungen-beim-skiunfall\" data-level=\"2\">Kasutud kulutused suusa\u00f5nnetuse korral<\/a><\/li><li><a href=\"#h-bedeutung-des-anspruchs-auf-ersatz-frustrierter-aufwendungen\" data-level=\"2\">Kasutute kulutuste h\u00fcvitamise n\u00f5ude t\u00e4htsus<\/a><\/li><li><a href=\"#h-typische-kostenpositionen-im-detail\" data-level=\"2\">T\u00fc\u00fcpilised kuluartiklid \u00fcksikasjalikult<\/a><\/li><li><a href=\"#h-abgrenzung-zu-anderen-schadenskategorien\" data-level=\"2\">Eristamine teistest kahjukategooriatest<\/a><\/li><li><a href=\"#h-konkrete-beispiele-aus-der-praxis\" data-level=\"2\">Konkreetsed n\u00e4ited praktikast<\/a><ul><li><a href=\"#h-beispiel-1-hotel-und-skischule\" data-level=\"3\">N\u00e4ide 1: Hotell ja suusakool<\/a><\/li><li><a href=\"#h-beispiel-2-liftkarte-und-ausrustung\" data-level=\"3\">N\u00e4ide 2: T\u00f5stukilift ja varustus<\/a><\/li><\/ul><\/li><li><a href=\"#h-erforderliche-unterlagen-zur-anspruchsdurchsetzung\" data-level=\"2\">Vajalikud dokumendid n\u00f5ude esitamiseks<\/a><\/li><li><a href=\"#h-schadensminderungspflicht\" data-level=\"2\">Kahju v\u00e4hendamise kohustus<\/a><\/li><li><a href=\"#h-verjahrung\" data-level=\"2\">Aegumine<\/a><\/li><li><a href=\"#h-ihre-vorteile-mit-anwaltlicher-unterstutzung\" data-level=\"2\">Teie eelised advokaadi abiga<\/a><\/li><li><a href=\"#h-haufig-gestellte-fragen-faq\" data-level=\"2\">Korduma kippuvad k\u00fcsimused \u2013 KKK<\/a><\/li><\/ul><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-frustrierte-aufwendungen-beim-skiunfall\">Kasutud kulutused suusa\u00f5nnetuse korral<\/h2>\n\n<p class=\"wp-block-paragraph\">Kasutud kulutused on kulud, mida keegi maksab kindla kasutuse ootuses. Kui suusa\u00f5nnetus selle eesm\u00e4rgi nurjab, kaotavad maksed oma otstarbe. Seega ei ole tegemist &#8220;ebavajalike kulutustega&#8221;, vaid seaduslike ja planeeritud maksetega, mis muutuvad \u00f5nnetuse t\u00f5ttu kasutuks. T\u00fc\u00fcpilised n\u00e4ited on hotellikulud, mida vigastatu ei saa p\u00e4rast \u00f5nnetust enam kasutada, v\u00f5i t\u00f5stukilifti piletid, mis muutuvad v\u00e4\u00e4rtusetuks suusap\u00e4evade katkestamise t\u00f5ttu. Kahju ei teki mitte maksmisest endast, vaid sellest, et oodatud kasu j\u00e4\u00e4b saamata.    <\/p>\n\n<div class=\"wp-block-uagb-container uagb-block-3019fe8e alignfull uagb-is-root-container\">\n<div class=\"wp-block-uagb-container uagb-block-32585033\">\n<p class=\"wp-block-paragraph\">Kasutud kulutused p\u00e4rast suusa\u00f5nnetust, mille h\u00fcvitamist saab n\u00f5uda vastavalt <a href=\"https:\/\/www.ris.bka.gv.at\/NormDokument.wxe?Abfrage=Bundesnormen&amp;Gesetzesnummer=10001622&amp;Artikel=&amp;Paragraf=1295&amp;Anlage=&amp;Uebergangsrecht=\" target=\"_blank\" rel=\"noreferrer noopener\">\u00a7 1295 ABGB-le<\/a>, nimetatakse kasututeks kulutusteks.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-45819ab6\"><picture>\r\n\t\t<source srcset=\"https:\/\/harlander-partner.eu\/wp-content\/uploads\/Frustrierte_Aufwendungen-352x198.webp\" >\r\n\t\t<img decoding=\"async\" class=\"mr-picture-small\" src=\"https:\/\/harlander-partner.eu\/wp-content\/uploads\/Frustrierte_Aufwendungen.webp\" alt=\"Hotell, t\u00f5stukilift v\u00f5i suusakursus p\u00e4rast suusa\u00f5nnetust kasutud? Selgitame, kuidas saada h\u00fcvitist kasutute kulutuste eest vastavalt \u00a7 1295 ABGB-le.\" >\r\n\t<\/picture>\n<\/div>\n<\/div>\n    <div class=\"mr-quote mrbg clearfix\">\n        <a class=\"mr-quote-person\" href=\"\/ueber-uns\/rechtsanwalt-peter-harlander\/\" title=\"Rechtsanwalt Peter Harlander\">\n            <img decoding=\"async\" class=\"mr-quote-person-img\" src=\"https:\/\/harlander-partner.eu\/wp-content\/themes\/harlander\/design\/ph100.webp\" width=\"100\"\n                 height=\"100\" loading=\"lazy\" alt=\"Rechtsanwalt Peter Harlander\">\n            <span class=\"mr-quote-person-text\">\n            Peter Harlander<br>\n            <span class=\"mr-quote-person-function\">Harlander &amp; Partner Rechtsanw\u00e4lte<\/span>\n        <\/span>\n        <\/a>\n        <span class=\"mr-quote-content\">\u201eFrustrierte Aufwendungen entstehen nicht durch die Zahlung, sondern durch den Verlust des erwarteten Nutzens; ersatzf\u00e4hig bleibt der sauber belegte Nettoverlust.\u201c<\/span>\n    <\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-bedeutung-des-anspruchs-auf-ersatz-frustrierter-aufwendungen\">Kasutute kulutuste h\u00fcvitamise n\u00f5ude t\u00e4htsus<\/h2>\n\n<p class=\"wp-block-paragraph\">Paljud kannatanud ei tea, et lisaks ravi- v\u00f5i p\u00e4\u00e4stmiskuludele saavad nad n\u00f5uda ka asjatute kulutuste h\u00fcvitamist. Sageli keskendutakse haiglaarvete v\u00f5i purunenud suusavarustuse peale. Kuid just kasutuks muutunud maksed majutuse, t\u00f5stukilifti piletite v\u00f5i kursuste eest v\u00f5ivad kokku moodustada m\u00e4rkimisv\u00e4\u00e4rsed summad.  <\/p>\n\n<p class=\"wp-block-paragraph\">Seadus tunnistab: kes p\u00f5hjustab s\u00fc\u00fclise k\u00e4itumisega \u00f5nnetuse, peab h\u00fcvitama kogu rahalise kahju, mitte ainult vigastuse otsesed kulud, vaid ka need kulutused, mis on \u00f5nnetuse t\u00f5ttu muutunud kasutuks.<\/p>\n    <div class=\"mr-quote mrbg clearfix\">\n        <a class=\"mr-quote-person\" href=\"\/ueber-uns\/rechtsanwalt-sebastian-riedlmair\/\" title=\"Rechtsanwalt Sebastian Riedlmair\">\n            <img decoding=\"async\" class=\"mr-quote-person-img\" src=\"https:\/\/harlander-partner.eu\/wp-content\/themes\/harlander\/design\/sr100.webp\" width=\"100\"\n                 height=\"100\" loading=\"lazy\" alt=\"Rechtsanwalt Sebastian Riedlmair\">\n            <span class=\"mr-quote-person-text\">\n            Sebastian Riedlmair<br>\n            <span class=\"mr-quote-person-function\">Harlander &amp; Partner Rechtsanw\u00e4lte<\/span>\n        <\/span>\n        <\/a>\n        <span class=\"mr-quote-content\">\u201eWer nach einem Skiunfall Anspr\u00fcche durchsetzen will, gewinnt mit l\u00fcckenlosen Belegen und konsequenter Schadensminderung die Verhandlungshoheit gegen\u00fcber der Haftpflichtversicherung.\u201c<\/span>\n    <\/div>\n<a class=\"mr-cta-link mr-cta-button-cal\" href=\"#h2-booking\" title=\"Tasuta esmane konsultatsioon\"><span class=\"mr-cta-link-normal\">Valige sobiv aeg kohe:<\/span><span class=\"mr-cta-link-bold\">Tasuta esmane konsultatsioon<\/span><\/a>\n\n<h2 class=\"wp-block-heading\" id=\"h-typische-kostenpositionen-im-detail\">T\u00fc\u00fcpilised kuluartiklid \u00fcksikasjalikult<\/h2>\n\n<p class=\"wp-block-paragraph\">Et saaksite ettekujutuse, millised kulutused sinna alla kuuluvad, oleme koostanud kokkuv\u00f5tte olulisematest praktikas esinevatest positsioonidest:<\/p>\n\n<p class=\"wp-block-paragraph\">Hooajapiletite v\u00f5i mitmen\u00e4dalaste treeningprogrammide puhul m\u00e4\u00e4rab lepingu \u00fclesehitus, kas kulud on h\u00fcvitatavad. Kui on selge seos \u00f5nnetusega, esitab kannatanu ka siin n\u00f5ude kasutute kulutuste h\u00fcvitamiseks. <\/p>\n\n<ol class=\"wp-block-list\">\n<li><strong>Majutus (hotell, pansion, puhkemaja)<\/strong>\n<ul class=\"wp-block-list\">\n<li>Ette makstud \u00f6\u00f6d, mida p\u00e4rast \u00f5nnetust enam ei kasutata.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>T\u00f5stukilifti piletid<\/strong>\n<ul class=\"wp-block-list\">\n<li>Mitme p\u00e4eva piletid v\u00f5i hooajapiletid, mis osaliselt v\u00f5i t\u00e4ielikult aeguvad.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Suusakool ja era\u00f5petaja<\/strong>\n<ul class=\"wp-block-list\">\n<li>Ette broneeritud tunnid, mida ei saa enam k\u00fclastada.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Renditasud ja deposiit<\/strong>\n<ul class=\"wp-block-list\">\n<li>Broneeritud suusa- v\u00f5i lumelauavarustus, mida ei kasutata.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Reisi- ja transpordikulud<\/strong> \n<ul class=\"wp-block-list\">\n<li>Saabumisel v\u00f5i tagasis\u00f5idul tekkivad tasud, mis l\u00e4hevad katkestamise v\u00f5i \u00fcmberbroneerimisel kaotsi.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Vaba aja ja lisateenused<\/strong>\n<ul class=\"wp-block-list\">\n<li>Spaapakettid, ekskursioonid v\u00f5i kultuuri\u00fcritused, mis on juba makstud, kuid ei saa toimuda.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Pikaajalised kulutused<\/strong>\n<ul class=\"wp-block-list\">\n<li>Hooajapiletid v\u00f5i mitmen\u00e4dalased treeningprogrammid. Siin s\u00f5ltub h\u00fcvitatavus suuresti lepingu \u00fclesehitusest, kuid ka siin saab esitada n\u00f5ude kasutute kulutuste h\u00fcvitamiseks, kui on selge seos \u00f5nnetusega. <\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n<h2 class=\"wp-block-heading\" id=\"h-abgrenzung-zu-anderen-schadenskategorien\">Eristamine teistest kahjukategooriatest<\/h2>\n\n<p class=\"wp-block-paragraph\">On oluline eristada kasutuid kulutusi teistest kahjuh\u00fcvitise liikidest:<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Ravikulud<\/strong>: arst, ravimid, teraapiad ja vajalikud s\u00f5idud.<\/li>\n\n\n\n<li><strong>P\u00e4\u00e4stmiskulud<\/strong>: kulud p\u00e4\u00e4steteenistuse v\u00f5i helikopteri p\u00e4\u00e4stmiseks.<\/li>\n\n\n\n<li><strong>Varaline kahju<\/strong>: h\u00e4vitatud v\u00f5i kahjustatud suusavarustus v\u00f5i riided.<\/li>\n\n\n\n<li><strong>Valuraha<\/strong>: h\u00fcvitis kannatatud valu ja piirangute eest.<\/li>\n\n\n\n<li><strong>Kasutud kulutused<\/strong>: maksed teenuste eest, mis on p\u00e4rast \u00f5nnetust muutunud kasutuks.<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">Need kategooriad ei kattu ja kannatanu saab neid k\u00f5iki korraga n\u00f5uda.<\/p>\n<a class=\"mr-cta-link mr-cta-button-cal\" href=\"#h2-booking\" title=\"Tasuta esmane konsultatsioon\"><span class=\"mr-cta-link-normal\">Valige sobiv aeg kohe:<\/span><span class=\"mr-cta-link-bold\">Tasuta esmane konsultatsioon<\/span><\/a>\n\n<h2 class=\"wp-block-heading\" id=\"h-konkrete-beispiele-aus-der-praxis\">Konkreetsed n\u00e4ited praktikast<\/h2>\n\n<h3 class=\"wp-block-heading\" id=\"h-beispiel-1-hotel-und-skischule\">N\u00e4ide 1: Hotell ja suusakool<\/h3>\n\n<p class=\"wp-block-paragraph\">Puhkaja broneerib hotelli 7 \u00f6\u00f6ks 1400 euro eest ja suusakooli 5 p\u00e4evaks 400 euro eest. Teisel p\u00e4eval kukub ta ja peab koju s\u00f5itma. Hotell tagastab kolme \u00f6\u00f6 eest, suusakool keeldub tagasimaksest. Kahju:   <\/p>\n\n<ul class=\"wp-block-list\">\n<li>Hotell: 1400 eurot \u2013 600 eurot tagasimakse = 800 eurot kahju<\/li>\n\n\n\n<li>Suusakool: 400 eurot t\u00e4ielikult kaotatud<\/li>\n\n\n\n<li>Kogukahju = 1200 eurot kasutuid kulutusi<\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\" id=\"h-beispiel-2-liftkarte-und-ausrustung\">N\u00e4ide 2: T\u00f5stukilifti pilet ja varustus<\/h3>\n\n<p class=\"wp-block-paragraph\">Suusataja ostab 6-p\u00e4evase pileti 300 euro eest ja rendib suusad 180 euro eest. P\u00e4rast kukkumist teisel p\u00e4eval katkestab ta puhkuse. M\u00e4eettev\u00f5te tagastab proportsionaalselt 60 eurot, laenutus ei maksa midagi tagasi. Kahju:   <\/p>\n\n<ul class=\"wp-block-list\">\n<li>T\u00f5stukilifti pilet: 300 eurot \u2013 60 eurot tagasimakse \u2013 2 p\u00e4eva kasutamine = 140 eurot kahju<\/li>\n\n\n\n<li>Rendisuusad: 180 eurot \u2013 60 eurot proportsionaalne kasutamine = 120 eurot kahju<\/li>\n\n\n\n<li>Kogukahju = 260 eurot kasutuid kulutusi<\/li>\n<\/ul>\n\n<h2 class=\"wp-block-heading\" id=\"h-erforderliche-unterlagen-zur-anspruchsdurchsetzung\">Vajalikud dokumendid n\u00f5ude esitamiseks<\/h2>\n\n<p class=\"wp-block-paragraph\">Et n\u00f5udeid edukalt esitada, on otsustav l\u00fcnkadeta dokumentatsioon. See h\u00f5lmab: <\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Arved ja maksekinnitus<\/strong>ed (hotell, t\u00f5stukilifti pilet, suusakool, varustus).<\/li>\n\n\n\n<li><strong>Broneerimiskinnitused<\/strong> koos t\u00fchistamistingimustega.<\/li>\n\n\n\n<li><strong>T\u00fchistamisarved v\u00f5i tagasimaksete keeldumised<\/strong>.<\/li>\n\n\n\n<li><strong>Arstlikud t\u00f5endid<\/strong> \u00f5nnetuse aja kohta.<\/li>\n\n\n\n<li><strong>Kirjavahetus teenusepakkujatega<\/strong> t\u00fchistamiste v\u00f5i \u00fcmberbroneerimiste kohta.<\/li>\n\n\n\n<li><strong>Tagasimaksete kinnitused<\/strong> v\u00f5i vaut\u0161erid, kui on olemas.<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">Mida paremini te need dokumendid esitate, seda lihtsam on n\u00f5uet l\u00e4bi suruda.<\/p>\n<a class=\"mr-cta-link mr-cta-button-cal\" href=\"#h2-booking\" title=\"Tasuta esmane konsultatsioon\"><span class=\"mr-cta-link-normal\">Valige sobiv aeg kohe:<\/span><span class=\"mr-cta-link-bold\">Tasuta esmane konsultatsioon<\/span><\/a>\n\n<h2 class=\"wp-block-heading\" id=\"h-schadensminderungspflicht\">Kahju v\u00e4hendamise kohustus<\/h2>\n\n<p class=\"wp-block-paragraph\">Kindlustusseltsid kontrollivad hoolikalt, kas olete kahju v\u00f5imalikult v\u00e4iksena hoidnud. Seet\u00f5ttu peaksite: <\/p>\n\n<ul class=\"wp-block-list\">\n<li>v\u00f5tma kohe p\u00e4rast \u00f5nnetust \u00fchendust hotellide, m\u00e4eettev\u00f5tete ja suusakoolidega,<\/li>\n\n\n\n<li>aktsepteerima v\u00f5imalikke tagasimakseid v\u00f5i krediite,<\/li>\n\n\n\n<li>v\u00e4ltima ebavajalikke lisakulusid,<\/li>\n\n\n\n<li>dokumenteerima k\u00f5ik sammud (ajad, kontaktisikud, reaktsioonid).<\/li>\n<\/ul>\n\n<h2 class=\"wp-block-heading\" id=\"h-verjahrung\">Aegumine<\/h2>\n\n<p class=\"wp-block-paragraph\">Kahjuh\u00fcvitise n\u00f5uded aeguvad kolme aasta jooksul alates \u00f5nnetusest ja kahju tekitajast teadasaamisest. Kes liiga kaua ootab, kaotab v\u00f5imaluse kulusid n\u00f5uda. Seet\u00f5ttu on oluline alustada \u00f5iguslike sammudega varakult.  <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-ihre-vorteile-mit-anwaltlicher-unterstutzung\">Teie eelised advokaadi abiga<\/h2>\n\n<p class=\"wp-block-paragraph\">Kasutute kulutuste l\u00e4bisurumise protsess on sageli keerulisem, kui esmapilgul paistab. Kindlustusseltsid seavad kahtluse alla p\u00f5hjusliku seose, tuginevad t\u00fchistamistingimustele v\u00f5i v\u00e4idavad kahju v\u00e4hendamise kohustust. Ilma professionaalse abita l\u00fckkavad nad n\u00f5udeid sageli tagasi v\u00f5i v\u00e4hendavad neid. Advokaadi abiga kindlustavad kannatanud endale otsustava eelise. Pakume teile:    <\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>\u00d5iguslik kontroll<\/strong>: selgitame v\u00e4lja, millised kulud t\u00f5esti kasutute kulutustena tunnustatakse.<\/li>\n\n\n\n<li><strong>Dokumentatsioon<\/strong>: hoolitseme t\u00e4ieliku ja korrastatud t\u00f5endamise eest.<\/li>\n\n\n\n<li><strong>L\u00e4bir\u00e4\u00e4kimised kindlustusseltsidega<\/strong>: teame, kuidas kindlustusandjad argumenteerivad, ja esindame j\u00e4rjekindlalt teie huve.<\/li>\n\n\n\n<li><strong>K\u00f5igi kahjupositsioonide kindlustamine<\/strong>: tagame, et \u00fckski n\u00f5ue ei j\u00e4\u00e4 t\u00e4helepanuta.<\/li>\n\n\n\n<li><strong>Kohtumenetlus<\/strong>: vajadusel viime teie n\u00f5uded l\u00e4bi ka kohtus.<\/li>\n<\/ul>\n<a class=\"mr-cta-link mr-cta-button-cal\" href=\"#h2-booking\" title=\"Tasuta esmane konsultatsioon\"><span class=\"mr-cta-link-normal\">Valige sobiv aeg kohe:<\/span><span class=\"mr-cta-link-bold\">Tasuta esmane konsultatsioon<\/span><\/a>\n\n<h2 class=\"wp-block-heading\" id=\"h-haufig-gestellte-fragen-faq\">Korduma kippuvad k\u00fcsimused \u2013 KKK<\/h2>\n<div class=\"wp-block-uagb-faq uagb-faq__outer-wrap uagb-block-972c8b74 uagb-faq-icon-row uagb-faq-layout-accordion uagb-faq-expand-first-true uagb-faq-inactive-other-true uagb-faq__wrap uagb-buttons-layout-wrap uagb-faq-equal-height     \" data-faqtoggle=\"true\" role=\"tablist\"><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-q1 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Mis kuulub kasutute kulutuste hulka suusa\u00f5nnetuse korral?<\/span><\/div><div class=\"uagb-faq-content\"><p>Sinna kuuluvad seaduslikult makstud teenused, mille kasutamise \u00f5nnetus nurjab. T\u00fc\u00fcpilised n\u00e4ited on enam mittevajalikud hotelli\u00f6\u00f6d, kasutamata t\u00f5stukilifti piletid, \u00e4ra j\u00e4\u00e4nud suusakooli tunnid, varustuse renditasud, deposiidikulud, \u00e4ra j\u00e4\u00e4nud vaba aja tegevused ning reisikulud, mis muutuvad katkestamise v\u00f5i \u00fcmberbroneerimise t\u00f5ttu v\u00e4\u00e4rtusetuks. <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-q2 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Millal on mul \u00f5igus h\u00fcvitisele vastavalt \u00a7 1295 ABGB-le?<\/span><\/div><div class=\"uagb-faq-content\"><p>Teil on \u00f5igus h\u00fcvitisele, kui \u00f5nnetuse vastaspool p\u00f5hjustas \u00f5nnetuse s\u00fc\u00fcliselt, \u00f5nnetus takistas teenuse kasutamist, on tehtud tegelikke makseid ja olete astunud m\u00f5istlikke samme kahju v\u00e4hendamiseks. N\u00f5ue on suunatud allesj\u00e4\u00e4nud netokahjule. <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-q3 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Milliseid t\u00f5endeid vajan n\u00f5ude esitamiseks?<\/span><\/div><div class=\"uagb-faq-content\"><p>Vajalikud on arved ja makset\u00f5endid, broneerimiskinnitused koos t\u00fchistamistingimustega, t\u00fchistamisarved v\u00f5i keeldumised, arstlikud t\u00f5endid \u00f5nnetuse aja kohta ning kirjavahetus hotelli, m\u00e4eettev\u00f5tte, suusakooli ja laenutusega. Mida l\u00fcnkadeta on dokumendid, seda k\u00f5rgem on edukuse m\u00e4\u00e4r. <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-q4 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Kas pean t\u00fchistama v\u00f5i alternatiive kaaluma?<\/span><\/div><div class=\"uagb-faq-content\"><p>Jah. Peate kahju v\u00f5imalikult v\u00e4iksena hoidma. V\u00f5tke teenusepakkujatega viivitamatult \u00fchendust, k\u00fcsige tagasimakset, krediiti v\u00f5i \u00fcmberbroneerimist ning v\u00f5tke vastu m\u00f5istlikud pakkumised. Dokumenteerige aeg, kontaktisik ja tulemus. Ainult seej\u00e4rel allesj\u00e4\u00e4v summa j\u00e4\u00e4b h\u00fcvitatavaks.    <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-q5 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Kuidas arvutan t\u00f5stukilifti piletite ja hooajapiletite j\u00e4\u00e4kv\u00e4\u00e4rtust?<\/span><\/div><div class=\"uagb-faq-content\"><p>Mitme p\u00e4eva piletite puhul arvutage proportsionaalselt kasutatud ja kasutamata p\u00e4evade j\u00e4rgi ning lahutage tagasimaksed. Hooajapiletite puhul s\u00f5ltub hindamine lepingutingimustest. V\u00f5imalik on proportsionaalne ajahindamine, hindamine kasutusp\u00e4evade j\u00e4rgi v\u00f5i dokumenteeritud vastutulelik lahendus. Otsustav on selge seos \u00f5nnetusega.   <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-q6 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Kas vastaspoole vastutuskindlustus h\u00fcvitab ka t\u00fchistamiskulud ja reiskulud?<\/span><\/div><div class=\"uagb-faq-content\"><p>Jah, tingimusel, et \u00f5nnetus on takistanud kasutamist ja kulusid ei ole veel t\u00e4ielikult h\u00fcvitatud. T\u00fchistamistasud, aegunud piletid ja \u00fcmberbroneerimiskulud v\u00f5ivad olla h\u00fcvitatavad. Juba teenusepakkujatelt saadud teenused arvestatakse maha.  <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-q7 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Mis juhtub, kui reisikindlustus v\u00f5i krediitkaart on juba midagi h\u00fcvitanud?<\/span><\/div><div class=\"uagb-faq-content\"><p>Siis arvestate need maksed maha. Topelth\u00fcvitis on v\u00e4listatud. N\u00f5uate ainult j\u00e4relej\u00e4\u00e4nud netokahju. Avalikustamine loob usaldust ja kiirendab regulatsiooni.   <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-q8 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Milline t\u00e4htaeg kehtib n\u00f5ude esitamiseks?<\/span><\/div><div class=\"uagb-faq-content\"><p>Regulaarselt kehtib kolmeaastane aegumist\u00e4htaeg alates kahjust ja kahju tekitajast teadasaamisest. Koguge t\u00f5endid \u00f5igeaegselt, kvantifitseerige n\u00f5ue varakult ja n\u00f5udke makset kirjalikult. <\/p><\/div><\/div><\/div><a class=\"mr-cta-link mr-cta-button-cal\" href=\"#h2-booking\" title=\"Tasuta esmane konsultatsioon\"><span class=\"mr-cta-link-normal\">Valige sobiv aeg kohe:<\/span><span class=\"mr-cta-link-bold\">Tasuta esmane konsultatsioon<\/span><\/a>\n","protected":false},"excerpt":{"rendered":"Kasutud kulutused suusa\u00f5nnetuse korral Kasutud kulutused on kulud, mida keegi maksab kindla kasutuse ootuses. Kui suusa\u00f5nnetus selle eesm\u00e4rgi nurjab, kaotavad maksed oma otstarbe. Seega ei ole tegemist &#8220;ebavajalike kulutustega&#8221;, vaid &#8230;","protected":false},"author":25,"featured_media":85027,"parent":58636,"menu_order":41,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","footnotes":""},"categories":[1139],"tags":[],"class_list":["post-85024","page","type-page","status-publish","has-post-thumbnail","hentry","category-oigus"],"acf":[],"uagb_featured_image_src":{"full":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Frustrierte_Aufwendungen.webp",1920,1080,false],"thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Frustrierte_Aufwendungen-100x100.webp",100,100,true],"medium":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Frustrierte_Aufwendungen-800x450.webp",800,450,true],"medium_large":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Frustrierte_Aufwendungen.webp",1920,1080,false],"large":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Frustrierte_Aufwendungen.webp",1920,1080,false],"1536x1536":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Frustrierte_Aufwendungen.webp",1536,864,false],"2048x2048":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Frustrierte_Aufwendungen.webp",1920,1080,false],"336x":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Frustrierte_Aufwendungen-336x189.webp",336,189,true],"352x":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Frustrierte_Aufwendungen-352x198.webp",352,198,true],"woocommerce_thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Frustrierte_Aufwendungen-300x300.webp",300,300,true],"woocommerce_single":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Frustrierte_Aufwendungen-600x338.webp",600,338,true],"woocommerce_gallery_thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Frustrierte_Aufwendungen-100x100.webp",100,100,true],"yarpp-thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Frustrierte_Aufwendungen-120x120.webp",120,120,true]},"uagb_author_info":{"display_name":"Simon Prem","author_link":"https:\/\/harlander-partner.eu\/et\/author\/simon-prem\/"},"uagb_comment_info":0,"uagb_excerpt":"Kasutud kulutused suusa\u00f5nnetuse korral Kasutud kulutused on kulud, mida keegi maksab kindla kasutuse ootuses. Kui suusa\u00f5nnetus selle eesm\u00e4rgi nurjab, kaotavad maksed oma otstarbe. Seega ei ole tegemist &#8220;ebavajalike kulutustega&#8221;, vaid ...","_links":{"self":[{"href":"https:\/\/harlander-partner.eu\/et\/wp-json\/wp\/v2\/pages\/85024","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/harlander-partner.eu\/et\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/harlander-partner.eu\/et\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/et\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/et\/wp-json\/wp\/v2\/comments?post=85024"}],"version-history":[{"count":0,"href":"https:\/\/harlander-partner.eu\/et\/wp-json\/wp\/v2\/pages\/85024\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/et\/wp-json\/wp\/v2\/pages\/58636"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/et\/wp-json\/wp\/v2\/media\/85027"}],"wp:attachment":[{"href":"https:\/\/harlander-partner.eu\/et\/wp-json\/wp\/v2\/media?parent=85024"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/harlander-partner.eu\/et\/wp-json\/wp\/v2\/categories?post=85024"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/harlander-partner.eu\/et\/wp-json\/wp\/v2\/tags?post=85024"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}