{"id":33666,"date":"2025-10-01T13:57:32","date_gmt":"2025-10-01T11:57:32","guid":{"rendered":"https:\/\/harlander-partner.eu\/legal-protection-insurance-in-the-event-of-a-skiing-accident\/"},"modified":"2025-11-24T20:00:43","modified_gmt":"2025-11-24T19:00:43","slug":"legal-protection-insurance-in-the-event-of-a-skiing-accident","status":"publish","type":"page","link":"https:\/\/harlander-partner.eu\/en\/sports-accidents\/legal-protection-insurance-in-the-event-of-a-skiing-accident\/","title":{"rendered":"Legal Protection Insurance in the Event of a Skiing Accident"},"content":{"rendered":"\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2>Legal protection insurance<\/h2><ul><li><a href=\"#h-rechtschutzversicherung\" data-level=\"2\">Legal protection insurance<\/a><\/li><li><a href=\"#h-deckungsumfang\" data-level=\"2\">Scope of coverage<\/a><\/li><li><a href=\"#h-obliegenheiten-des-versicherungsnehmers\" data-level=\"2\">Obligations of the policyholder<\/a><\/li><li><a href=\"#h-ausschlusse\" data-level=\"2\">Exclusions<\/a><\/li><li><a href=\"#h-ablauf-des-rechtsschutzfalles\" data-level=\"2\">Legal protection case procedure<\/a><\/li><li><a href=\"#h-wartezeiten-und-selbstbehalt\" data-level=\"2\">Waiting periods and deductibles<\/a><\/li><li><a href=\"#h-praktische-bedeutung\" data-level=\"2\">Practical significance<\/a><\/li><li><a href=\"#h-ihre-vorteile-mit-anwaltlicher-unterstutzung\" data-level=\"2\">Your Benefits with Legal Assistance<\/a><\/li><li><a href=\"#h-haufig-gestellte-fragen-faq\" data-level=\"2\">Frequently Asked Questions &#8211; FAQ<\/a><\/li><\/ul><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-rechtschutzversicherung\">Legal Protection Insurance<\/h2>\n\n<p class=\"wp-block-paragraph\">Legal protection insurance is an insurance policy that covers the costs of asserting legal interests. This includes, in particular, attorney fees, court fees, expert costs, and the opposing party&#8217;s costs if they must be reimbursed. The insurance coverage applies in the areas of life agreed in the contract, such as private life, profession, traffic, or housing. The aim of legal protection insurance is to ensure access to justice regardless of the individual&#8217;s financial situation.   <\/p>\n\n<div class=\"wp-block-uagb-container uagb-block-3019fe8e alignfull uagb-is-root-container\">\n<div class=\"wp-block-uagb-container uagb-block-32585033\">\n<p class=\"wp-block-paragraph\">Legal protection insurance covers attorney and court costs in agreed legal areas.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-45819ab6\"><picture>\r\n\t\t<source srcset=\"https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-352x198.webp\" >\r\n\t\t<img decoding=\"async\" class=\"mr-picture-small\" src=\"https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung.webp\" alt=\"Legal protection insurance explained: benefits, obligations, exclusions, and how to secure your rights with legal support\" >\r\n\t<\/picture>\n<\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-deckungsumfang\">Scope of Coverage<\/h2>\n\n<p class=\"wp-block-paragraph\">The scope of legal protection insurance is modular and regularly includes various areas. <g id=\"gid_0\">Private legal protection<\/g> covers everyday conflicts, such as purchase agreements or claims for damages. <g id=\"gid_1\">Professional legal protection<\/g> protects employees in disputes with their employer, for example, in the event of termination or outstanding salary claims. <strong>Traffic legal protection<\/strong> is particularly relevant in practice, as it applies after traffic accidents, disputes with insurance companies, or in the event of administrative penalties.   <\/p>\n\n<p class=\"wp-block-paragraph\">The <strong>criminal legal protection<\/strong> is of particular importance. It covers the defense in criminal proceedings, mostly in the case of negligence offenses. Many contracts also provide for extended coverage, so that proceedings for intentional offenses are covered at least until an acquittal or a dismissal. Finally, there is the <strong>housing and property legal protection<\/strong>, which covers rental and property conflicts.   <\/p>\n\n<p class=\"wp-block-paragraph\">Individual providers are expanding the offer to include areas such as family law, inheritance law, or administrative law. However, these modules are often subject to restrictions and are not included in every contract. <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-obliegenheiten-des-versicherungsnehmers\">Obligations of the Policyholder<\/h2>\n\n<p class=\"wp-block-paragraph\">In order for the insurance to actually provide benefits, policyholders must observe certain obligations. The immediate notification of the insured event is particularly important. This is the only way the insurer can check in time whether coverage exists. Before commissioning a lawyer, a <strong>coverage confirmation<\/strong> must also be obtained. Without this confirmation, there is a risk that costs will not be reimbursed.    <\/p>\n\n<p class=\"wp-block-paragraph\">The policyholder is obliged to present the facts truthfully and completely and to submit all relevant documents. He must cooperate with the insurer in settlements or out-of-court solutions and must not cause unnecessary costs. Violations of these obligations, such as a late notification or false information, can lead to the insurer being exempt from providing benefits.  <\/p>\n    <div class=\"mr-quote mrbg clearfix\">\n        <a class=\"mr-quote-person\" href=\"\/ueber-uns\/rechtsanwalt-peter-harlander\/\" title=\"Rechtsanwalt Peter Harlander\">\n            <img decoding=\"async\" class=\"mr-quote-person-img\" src=\"https:\/\/harlander-partner.eu\/wp-content\/themes\/harlander\/design\/ph100.webp\" width=\"100\"\n                 height=\"100\" loading=\"lazy\" alt=\"Rechtsanwalt Peter Harlander\">\n            <span class=\"mr-quote-person-text\">\n            Peter Harlander<br>\n            <span class=\"mr-quote-person-function\">Harlander &amp; Partner Rechtsanw\u00e4lte<\/span>\n        <\/span>\n        <\/a>\n        <span class=\"mr-quote-content\">\u201eDie rechtzeitige Deckungsanfrage entscheidet in vielen F\u00e4llen dar\u00fcber, ob der Versicherer leistet \u2013 hier ist professionelle Unterst\u00fctzung besonders wertvoll.\u201c<\/span>\n    <\/div>\n<a class=\"mr-cta-link mr-cta-button-cal\" href=\"#h2-booking\" title=\"Free initial consultation\"><span class=\"mr-cta-link-normal\">Select your preferred appointment now:<\/span><span class=\"mr-cta-link-bold\">Free initial consultation<\/span><\/a>\n\n<h2 class=\"wp-block-heading\" id=\"h-ausschlusse\">Exclusions<\/h2>\n\n<p class=\"wp-block-paragraph\">The insurance cover has clear limits. Regularly excluded are intentionally caused cases as well as serious intentional criminal offenses. Disputes from areas such as tax law or corporate law are also often not covered, unless they are expressly insured. Procedures that were foreseeable before the conclusion of the contract are also not covered. Finally, the insurer can refuse to cover the costs if a procedure does not have a sufficient prospect of success or is obviously conducted maliciously.    <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-ablauf-des-rechtsschutzfalles\">Legal Protection Case Procedure<\/h2>\n\n<p class=\"wp-block-paragraph\">If an insured event occurs, it is first reported to the insurer. The latter then checks whether the coverage requirements are met. If the coverage is affirmed, the insurer issues a written confirmation. Only then should a lawyer be commissioned to represent the client, so that the assumption of costs is secured. During the ongoing proceedings, the insurance company covers the agreed costs and can also enable the financing of mediation if necessary.    <\/p>\n\n<p class=\"wp-block-paragraph\">If there is disagreement between the insurer and the policyholder about the prospects of success, the so-called <strong>tie-breaker procedure<\/strong> is available. In this case, an independent lawyer decides bindingly whether the case has a sufficient prospect of success. <\/p>\n<a class=\"mr-cta-link mr-cta-button-cal\" href=\"#h2-booking\" title=\"Free initial consultation\"><span class=\"mr-cta-link-normal\">Select your preferred appointment now:<\/span><span class=\"mr-cta-link-bold\">Free initial consultation<\/span><\/a>\n\n<h2 class=\"wp-block-heading\" id=\"h-wartezeiten-und-selbstbehalt\">Waiting Periods and Deductibles<\/h2>\n\n<p class=\"wp-block-paragraph\">Many contracts provide for a waiting period, often three to six months. During this time, the insurance cover does not yet apply to new disputes. This prevents already known conflicts from being subsequently included in the insurance cover. In addition, many contracts provide for a deductible, which must be borne by the policyholder per case. Amounts between \u20ac150 and \u20ac300 are common.    <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-praktische-bedeutung\">Practical Significance<\/h2>\n\n<p class=\"wp-block-paragraph\">Legal protection insurance creates financial security in legal disputes. Without insurance, even minor amounts in dispute can lead to considerable costs that prevent those affected from accessing the legal system. With insurance cover, legitimate claims can be enforced and unjustified claims can be defended without the risk becoming unbearable. Especially in complex or lengthy proceedings, it becomes clear that insurance is an essential instrument for safeguarding rights.   <\/p>\n    <div class=\"mr-quote mrbg clearfix\">\n        <a class=\"mr-quote-person\" href=\"\/en\/about-us\/sebastian-riedlmair\/\" title=\"Attorney Sebastian Riedlmair\">\n            <img decoding=\"async\" class=\"mr-quote-person-img\" src=\"https:\/\/harlander-partner.eu\/wp-content\/themes\/harlander\/design\/sr100.webp\" width=\"100\"\n                 height=\"100\" loading=\"lazy\" alt=\"Attorney Sebastian Riedlmair\">\n            <span class=\"mr-quote-person-text\">\n            Sebastian Riedlmair<br>\n            <span class=\"mr-quote-person-function\">Harlander &amp; Partner Attorneys<\/span>\n        <\/span>\n        <\/a>\n        <span class=\"mr-quote-content\">\u201eRechtsschutz ist kein Luxus, sondern ein elementares Sicherheitsnetz, das es erlaubt, berechtigte Anspr\u00fcche ohne finanzielles Risiko durchzusetzen.\u201c<\/span>\n    <\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-ihre-vorteile-mit-anwaltlicher-unterstutzung\">Your Benefits with Legal Assistance<\/h2>\n\n<p class=\"wp-block-paragraph\">Our law firm provides comprehensive support in all questions relating to legal protection insurance. We check whether your case is covered by the insurance cover, take over the communication with the insurer and ensure that the coverage confirmation is obtained in good time. In addition, we represent you in civil and criminal proceedings and ensure that your claims are not jeopardized by formal errors or missed deadlines.  <\/p>\n<a class=\"mr-cta-link mr-cta-button-cal\" href=\"#h2-booking\" title=\"Free initial consultation\"><span class=\"mr-cta-link-normal\">Select your preferred appointment now:<\/span><span class=\"mr-cta-link-bold\">Free initial consultation<\/span><\/a>\n\n<h2 class=\"wp-block-heading\" id=\"h-haufig-gestellte-fragen-faq\">Frequently Asked Questions &#8211; FAQ<\/h2>\n<div class=\"wp-block-uagb-faq uagb-faq__outer-wrap uagb-block-972c8b74 uagb-faq-icon-row uagb-faq-layout-accordion uagb-faq-expand-first-true uagb-faq-inactive-other-true uagb-faq__wrap uagb-buttons-layout-wrap uagb-faq-equal-height     \" data-faqtoggle=\"true\" role=\"tablist\"><script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"@id\":\"https:\\\/\\\/harlander-partner.eu\\\/en\\\/sports-accidents\\\/legal-protection-insurance-in-the-event-of-a-skiing-accident\\\/\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"When does legal protection insurance apply?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Legal protection insurance applies as soon as a legal protection case occurs in an insured area. This includes disputes arising from contracts, labor law disputes, traffic accidents, or criminal investigations. A prerequisite is that the insured event occurred after the expiry of the agreed waiting period.  \"}},{\"@type\":\"Question\",\"name\":\"Do I have to report the insured event immediately?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. According to \\u00a7 33 VersVG, the policyholder is obliged to report the occurrence of the legal protection case without delay. If the notification is made too late, the insurer may be exempt from providing benefits.  \"}},{\"@type\":\"Question\",\"name\":\"What is a coverage confirmation and why is it important?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The coverage confirmation is the written confirmation from the insurer that the cost coverage for a specific legal case is provided. Without a coverage confirmation, there is a risk that the insurer will not bear the costs. \"}},{\"@type\":\"Question\",\"name\":\"Does the law firm take over the coverage request?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. We take over the complete coverage request with your legal protection insurance for you and ensure that all necessary information is transmitted in a timely and complete manner. \"}},{\"@type\":\"Question\",\"name\":\"Which costs does the legal protection insurance cover?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Covered are usually attorney fees, court fees, expert costs and, if applicable, opposing costs, insofar as this has been contractually agreed.\"}},{\"@type\":\"Question\",\"name\":\"Are there waiting periods or deductibles?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Many contracts contain waiting periods of three to six months. In addition, a deductible is often agreed, which the policyholder must bear himself per case. \"}},{\"@type\":\"Question\",\"name\":\"Are intentionally caused cases covered?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Intentionally caused insured events and serious intentional criminal offenses are regularly excluded. However, some contracts cover proceedings up to an acquittal or a dismissal. \"}}]}<\/script><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq1 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">When does legal protection insurance apply?<\/span><\/div><div class=\"uagb-faq-content\"><p>Legal protection insurance applies as soon as a legal protection case occurs in an insured area. This includes disputes arising from contracts, labor law disputes, traffic accidents, or criminal investigations. A prerequisite is that the insured event occurred after the expiry of the agreed waiting period.  <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq2 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Do I have to report the insured event immediately?<\/span><\/div><div class=\"uagb-faq-content\"><p>Yes. According to \u00a7 33 VersVG, the policyholder is obliged to report the occurrence of the legal protection case without delay. If the notification is made too late, the insurer may be exempt from providing benefits.  <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq3 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">What is a coverage confirmation and why is it important?<\/span><\/div><div class=\"uagb-faq-content\"><p>The coverage confirmation is the written confirmation from the insurer that the cost coverage for a specific legal case is provided. Without a coverage confirmation, there is a risk that the insurer will not bear the costs. <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq4 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Does the law firm take over the coverage request?<\/span><\/div><div class=\"uagb-faq-content\"><p>Yes. We take over the complete coverage request with your legal protection insurance for you and ensure that all necessary information is transmitted in a timely and complete manner. <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq5 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Which costs does the legal protection insurance cover?<\/span><\/div><div class=\"uagb-faq-content\"><p>Covered are usually attorney fees, court fees, expert costs and, if applicable, opposing costs, insofar as this has been contractually agreed.<\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq6 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Are there waiting periods or deductibles?<\/span><\/div><div class=\"uagb-faq-content\"><p>Many contracts contain waiting periods of three to six months. In addition, a deductible is often agreed, which the policyholder must bear himself per case. <\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-faq8 \" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Are intentionally caused cases covered?<\/span><\/div><div class=\"uagb-faq-content\"><p>Intentionally caused insured events and serious intentional criminal offenses are regularly excluded. However, some contracts cover proceedings up to an acquittal or a dismissal. <\/p><\/div><\/div><a class=\"mr-cta-link mr-cta-button-cal\" href=\"#h2-booking\" title=\"Free initial consultation\"><span class=\"mr-cta-link-normal\">Select your preferred appointment now:<\/span><span class=\"mr-cta-link-bold\">Free initial consultation<\/span><\/a>\n<\/div>","protected":false},"excerpt":{"rendered":"Legal Protection Insurance Legal protection insurance is an insurance policy that covers the costs of asserting legal interests. This includes, in particular, attorney fees, court fees, expert costs, and the &#8230;","protected":false},"author":25,"featured_media":27620,"parent":40075,"menu_order":30,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","footnotes":""},"categories":[348],"tags":[],"class_list":["post-33666","page","type-page","status-publish","has-post-thumbnail","hentry","category-sports-law"],"acf":[],"uagb_featured_image_src":{"full":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung.webp",1920,1080,false],"thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-100x100.webp",100,100,true],"medium":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-800x450.webp",800,450,true],"medium_large":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung.webp",1920,1080,false],"large":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung.webp",1920,1080,false],"1536x1536":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung.webp",1536,864,false],"2048x2048":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung.webp",1920,1080,false],"336x":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-336x189.webp",336,189,true],"352x":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-352x198.webp",352,198,true],"woocommerce_thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-300x300.webp",300,300,true],"woocommerce_single":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-600x338.webp",600,338,true],"woocommerce_gallery_thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-100x100.webp",100,100,true],"yarpp-thumbnail":["https:\/\/harlander-partner.eu\/wp-content\/uploads\/Rechtschutzversicherung-120x120.webp",120,120,true]},"uagb_author_info":{"display_name":"Simon Prem","author_link":"https:\/\/harlander-partner.eu\/en\/author\/simon-prem\/"},"uagb_comment_info":0,"uagb_excerpt":"Legal Protection Insurance Legal protection insurance is an insurance policy that covers the costs of asserting legal interests. This includes, in particular, attorney fees, court fees, expert costs, and the ...","_links":{"self":[{"href":"https:\/\/harlander-partner.eu\/en\/wp-json\/wp\/v2\/pages\/33666","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/harlander-partner.eu\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/harlander-partner.eu\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/en\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/en\/wp-json\/wp\/v2\/comments?post=33666"}],"version-history":[{"count":0,"href":"https:\/\/harlander-partner.eu\/en\/wp-json\/wp\/v2\/pages\/33666\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/en\/wp-json\/wp\/v2\/pages\/40075"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/harlander-partner.eu\/en\/wp-json\/wp\/v2\/media\/27620"}],"wp:attachment":[{"href":"https:\/\/harlander-partner.eu\/en\/wp-json\/wp\/v2\/media?parent=33666"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/harlander-partner.eu\/en\/wp-json\/wp\/v2\/categories?post=33666"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/harlander-partner.eu\/en\/wp-json\/wp\/v2\/tags?post=33666"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}